Citigroup, Inc

Short Term Credit Trader, VP

Citigroup, Inc • $175K — $250K *
New York, NY 10025In-Person
Finance & Insurance
Less than 5 years of experience
Yesterday
Be an Early Applicant
Job Overview by Ladders

Qualifications

  • 2-5 years of trading experience at the Vice President level focused on short-term credit products.
  • Hands-on knowledge of Commercial Paper and Yankee Certificate of Deposit markets.
  • Active FINRA Series 7 and Series 63 licenses required.
  • Proficiency in Bloomberg and relevant trading booking systems.
  • Strong analytical skills to assess counterparty suitability and structure trades.
  • Clear communicator capable of engaging with clients and stakeholders.
  • Solid understanding of financial market structure and risk dynamics.

Responsibilities

  • Manage a short-term credit trading book, generating revenues within risk parameters.
  • Execute trades to meet revenue targets while monitoring book risk.
  • Anticipate client demand and position the book to capture market opportunities.
  • Build relationships with key counterparties to drive trade flow.
  • Coordinate with teams to support client activity and develop the trading franchise.
  • Partner with compliance and risk management to uphold governance standards.
  • Assess risk and reward of trading decisions in alignment with regulatory policies.

Benefits

  • Ownership of a live trading book with direct accountability for revenue and risk.
  • Exposure to a broad institutional client base for developing counterparty relationships.
  • Collaborative trading environment with experienced professionals across various teams.
  • Access to Citi's global markets infrastructure and advanced analytical tools.
  • Clear pathways for career progression within Citi's Markets and Securities Services.
  • Competitive compensation aligned with seniority and performance.
Full Job Description
Citi is looking for a Senior Short Term Credit Trader at the Vice President level to manage a short-term credit trading book, with a focus on Commercial Paper and institutional Yankee Certificates of Deposit, within our Markets and Securities Services business. In this role, you will drive revenue generation, manage book risk, and build the client franchise by working closely with Sales, Research, and key counterparties. This is a high-impact position for a trader who combines sharp market instincts with the discipline to operate within a structured governance environment at one of the world's leading financial institutions.

Responsibilities
  • Manage a short-term credit trading book, generating revenues and maintaining risk within defined parameters across Commercial Paper and institutional Yankee CD markets.
  • Execute trades to meet budgeted revenue targets while actively monitoring and managing book risk on an ongoing basis.
  • Anticipate client demand across short-term credit products and position the book to capture market opportunities ahead of flow.
  • Build and maintain relationships with key counterparties and institutional clients to drive trade flow to the desk.
  • Coordinate with Sales, Research, and desk analysts to develop the trading franchise and support client-facing activity.
  • Partner with Legal, Compliance, Market Risk, Credit Risk, Audit, and Finance to uphold governance standards and maintain a sound control environment.
  • Assess the risk and reward of trading decisions with clear consideration for the firm's reputation, ensuring all activity aligns with applicable regulations, policies, and Citi's Code of Conduct.


Required Qualifications & Skills
  • 2-5 years of trading experience at the Vice President level, with a focus on short-term credit products.
  • Hands-on knowledge of Commercial Paper and institutional Yankee Certificates of Deposit markets, including trading protocol and closing mechanics.
  • Active FINRA Series 7 and Series 63 licenses are required for this role.
  • Proficiency in Bloomberg and relevant booking systems used in fixed income or money market trading environments.
  • Strong analytical and numerical capability, with the ability to assess counterparty suitability and structure trades effectively.
  • Clear and confident communicator, able to engage credibly with clients, sales teams, and internal stakeholders.
  • Solid understanding of how financial markets function, including risk dynamics, market structure, and institutional trading conventions.


Beneficial Skills & Qualifications
  • Direct experience trading in the Commercial Paper primary or secondary market.
  • Familiarity with a broad range of money market instruments and short-duration credit products beyond CP and Yankee CDs.
  • Master's degree in Finance, Economics, or a related field.


What We Offer

At Citi, you will work at the center of one of the world's most active short-term credit markets, with access to a global platform, institutional client relationships, and a team that values performance, accountability, and professional growth.
  • Ownership of a live trading book with direct accountability for revenue generation and risk management from day one.
  • Exposure to a broad institutional client base and the opportunity to develop lasting counterparty relationships across the short-term credit market.
  • A collaborative trading environment where you work alongside experienced professionals across Sales, Research, and Risk.
  • Access to Citi's global markets infrastructure, including best-in-class systems, data, and analytical tools.
  • Clear pathways for career progression within Citi's Markets and Securities Services business.
  • Competitive compensation aligned to seniority, performance, and market benchmarks.
  • An onsite working environment that keeps you connected to the desk, the team, and the market.


Apply now to bring your short-term credit trading expertise to a global platform where your decisions shape real market outcomes.

Job Family Group:
Institutional Trading

Job Family:
Trading

Time Type:
Full time

Primary Location:
New York New York United States

Primary Location Full Time Salary Range:
$175,000.00 - $250,000.00

In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

Most Relevant Skills
Please see the requirements listed above.

Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.

Anticipated Posting Close Date:
Jul 16, 2026

About Citigroup, Inc

Citigroup is a financial services holding company that provides financial products and services. The company operates through two segments, Global Consumer Banking (GCB) and Institutional Clients Group (ICG). The GCB segment offers traditional banking services to retail customers through retail banking, commercial banking, Citi-branded cards, and Citi retail services. The ICG segment offers various banking, and financial products and services to corporate, institutional, public sector, and high-net-worth clients. This segment provides wholesale banking products and services, including fixed-income and equity sales and trading, foreign exchange, prime brokerage, derivative services, equity and fixed-income research, corporate lending, investment banking, and advisory services, private banking, cash management, trade finance, and securities services. Citi is committed to sustainability and social responsibility, and the company invests in initiatives that promote economic progress.

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Learn more about Citigroup, Inc
Market Cap
$1.3 billion
Industry
Finance & Insurance
Net Income
$89.6 million
Founded
1812
5 Year Trend
+4.6%
NASDAQ
C
* Ladders Estimates

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