Fannie Mae

SF Risk - Risk Analysis - Senior Associate

Fannie Mae$96K — $124K *
Plano, TX 75025In-Person
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree; advanced degrees in quantitative finance, economics, or statistics preferred.
  • At least 2 years of experience in credit risk analysis and portfolio management.
  • Understanding of residential mortgage credit risk and ability to analyze risk drivers.
  • Strong data analysis skills using SQL, Python, and R for identifying trends.
  • Experience in utilizing AI tools to enhance workflows and efficiencies.

Responsibilities

  • Monitor and identify risks to the portfolio through detailed data analysis.
  • Report risks and aid in developing solutions for risk management.
  • Provide quantitative analytics support to leadership on credit risk matters.
  • Conduct analyses to forecast and manage credit risk effectively.
  • Research emerging risks, assessing their impact based on market conditions.
  • Coordinate risk activities across different teams effectively.
  • Support the development and execution of risk mitigation strategies.

Benefits

  • Comprehensive health insurance package including life and lifestyle benefits.
  • Eligibility to participate in an incentive program.
  • Focus on enhancing employee well-being across physical, mental, and financial aspects.
Full Job Description
Job Description

As a valued colleague on our team, you will contribute to risk monitoring and reviews for the organization, coordinate risk mitigation activities, and provide risk mitigation assistance to other groups.

Please note this position can be based out of one of our 3 Hub Offices in Plano, TX, Reston, VA or Washington DC

THE IMPACT YOU WILL MAKE

The Book Portfolio Credit Risk Senior Associate role will offer you the flexibility to make each day your own, while working alongside people who care so that you can deliver on the following responsibilities:
  • Assist team with monitoring and identifying risks to our portfolio through data analysis.
  • Report on risks and participate in developing solutions.
  • Provide data and quantitative analytics support to the SF leadership related to credit risk
  • Perform analysis to develop risk outlook to facilitate forward-looking credit risk management
  • Conduct research on emerging risks, to identify, assess and report emerging risks based on economic, market and other conditions
  • Assist with coordinating risk activities across groups.
  • Support team with risk mitigation strategies.
  • Carry out tasks to avoid risks or mitigate their impact.
  • Shows curiosity and adaptability in learning and responsibly applying new technologies, including artificial intelligence, to reimagine how we work.


THE EXPERIENCE YOU BRING TO THE TEAM

Desired Experience
  • Bachelor's degree or equivalent; advanced degrees in related areas (e.g. quantitative finance, economics, statistics, etc.) preferred. At least 2 years' full-time working experience in related areas required.
  • Possess an understanding of residential mortgage credit risk as well as experience analyzing portfolio characteristics, identifying risk drivers, and proposing risk mitigation solutions.
  • Credit risk modeling and stress testing experience a plus
  • Experience with data analysis and utilizing data to identify trends or relationships to provide insights and inform decisions based on sound analysis. Experience gathering accurate information to explain rationale and answer critical questions.
  • Experience monitoring, forecasting, and measuring credit risk, conducting risk assessments, and identifying gaps in existing risk monitoring frameworks.
  • Strong skills in data query and processing using such tools as SQL, Python, and R
  • Experience in utilizing AI tools and technologies (such as ChatGPT, Copilot) to improve process, generate deliverables and gain efficiencies
  • Excellent verbal and written communication skills. Skilled in graphical representation of information using charts, diagrams, and dashboards with programs and tools such as Excel, Tableau, or Power BI. Proven ability to present information and ideas to audiences in a compelling way that is engaging and easy to understand.
  • Demonstrated relationship management skills with the ability to manage and engage stakeholders and build relationship networks. Able to effectively work with people with different functional expertise respectfully and cooperatively towards a common goal.
  • Experience in influencing including persuading others, facilitating meetings, and resolving conflict to improve or correct performance to achieve desired outcomes.
  • Skilled in Tableau
  • Skilled in Excel
  • Experience with SQL, Python, R


#LI - TW1 - Hybrid

Qualifications
Amazon Web Services (AWS), Amazon Web Services (AWS), Artificial Intelligence (AI), Collaborating Cross-Functionally, Communication, Credit Risk Analysis, Credit Risk Modeling, Credit Risk Reporting, Data Analysis Interpretation, Data Mining, Data Query, Data Query Language, Data Visualization, Documentation Reporting, Identifying Risks, Machine Learning (AI), Predictive Modeling, Python (Programming Language), Quantitative Risk Analysis, Relationship Networking, Research Facilitation, Residential Mortgages, Risk Analysis, Risk Assessments, Risk Monitoring {+ 3 more}

Education:
Bachelor's Level Degree (Required), Master's Level Degree

The hiring range for this role is set forth below. Final salaries will generally vary within that range based on factors that include but are not limited to, skill set, depth of experience, certifications, and other relevant qualifications. This position is eligible to participate in a Fannie Mae incentive program (subject to the terms of the program). As part of our comprehensive benefits package, Fannie Mae offers a broad range of Health, Life, Voluntary Lifestyle, and other benefits and perks that enhance an employee's physical, mental, emotional, and financial well-being. See more here.

Requisition compensation:
96000
to
124000

About Fannie Mae

As the leading source of residential mortgage credit in the U.S. secondary market, Fannie Mae is supporting today's economic recovery and helping to build a sustainable housing finance system. They exist to provide reliable, large-scale access to affordable mortgage credit in all communities across the country at all times so people can buy, refinance, or rent homes. Fannie Mae is working to establish and implement industry standards‚ develop better tools to price and manage credit risk‚ build new infrastructure to ensure a liquid and efficient market and facilitate the collection and reporting of data for accurate financial reporting and improved risk management. Fannie Mae is committed to being their customers’ most valued business partner and delivering the products, services and tools their customers need to serve the entire market confidently, efficiently and profitably. Ultimately‚ Fannie Mae measures their progress not only by paying taxpayers and improving the housing finance system‚ but also by the difference they make in people’s lives.

Fannie Mae Careers

Join the vibrant team at Fannie Mae, where we are committed to solving the challenges of today's housing market while fostering inclusive growth and innovation. As a cornerstone of the American mortgage system, Fannie Mae offers unparalleled job opportunities that empower you to influence the future of housing finance. Work You’ll Do At Fannie Mae, you will collaborate with some of the brightest minds in the finance and technology sectors. Our mission is to ensure access to affordable housing for people across the United States, and your work here will contribute to that goal. With roles ranging from financial analysis to technology development, your career at Fannie Mae will be marked by growth, leadership, and the pursuit of excellence. Innovate and Lead Fannie Mae stands at the intersection of financial services and innovative technology solutions, making it an ideal place for those who are driven to explore new ideas and push boundaries. Our culture thrives on innovation and leadership, encouraging every team member to bring forward ideas that drive efficiency and effectiveness. Professional Growth and Development Career advancement at Fannie Mae is not just a possibility—it is an expectation. We are dedicated to the professional growth of our employees through robust training programs, leadership workshops, and continuous learning opportunities. Whether you are looking to sharpen your analytical skills, enhance your leadership capabilities, or dive deep into the housing market dynamics, Fannie Mae provides the resources to achieve your professional goals. Diversity and Inclusion At Fannie Mae, we believe that diversity fuels innovation. We are committed to fostering an inclusive environment where diverse voices are heard and valued. Through diversity training and a culture that celebrates unique perspectives, we ensure that all team members can contribute to their fullest potential. Join Our Team Explore the array of job opportunities at Fannie Mae, from internships for budding professionals to full-time positions for seasoned experts. We are hiring individuals who are passionate, curious, and eager to make a difference. Our team is looking for candidates who not only have the necessary skills but also embody our values of integrity, impartiality, and respect. Benefits and Perks Working at Fannie Mae comes with a comprehensive benefits package designed to support the health, well-being, and financial security of our employees and their families. From competitive health benefits and retirement plans to flexible working arrangements and wellness programs, we prioritize the well-being of our team members. Stay Connected Networking and staying connected are key components of building a successful career at Fannie Mae. Engage with us through various professional networking events, online communities, and social platforms to stay updated on new positions, company news, and industry trends. Apply Now Ready to take the next step in your career? Review our open positions, tailor your resume, and prepare for an interview that could set you on a path to a rewarding career at Fannie Mae. We are excited to see how your vision, skills, and enthusiasm can contribute to our team and the broader mission of affordable housing. Explore Fannie Mae Jobs Discover the exciting and impactful career paths available at Fannie Mae. Each position offers the opportunity to challenge yourself, contribute to a significant cause, and work within a culture that values innovation, leadership, and community impact. Join us in shaping the future of housing finance—apply today and be part of a team that is dedicated to making a difference.
Learn more about Fannie Mae
Size
7,400 employees
Industry
Founded
1938
NASDAQ

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