Reporting to the Zonal Underwriting Manager or Underwriting Manager, this position underwrites assigned risks under general direction. Has a greater underwriting authority and handles large accounts and/or more complex risks.
- The role will be responsible for underwriting Retail Property products.
- Communicate risk appetite and Retail Property Value Proposition to brokers.
- Collaborate with Distribution, Territory Managers, and other line(s) of business underwriters to target desirable accounts and cross selling opportunities from brokers.
- Rapidly evaluate, prioritize and select submissions to be underwritten.
- Recognize and create cross selling opportunities for other AIG General Insurance products.
- Work with brokers to understand deal structures, terms, and AIG Services that best meets clients' needs.
- Negotiate pricing, terms & conditions, and deal structure with brokers and clients.
- Participate in special underwriting projects as needed.
- Develop strong, long term relationships with brokers and clients to profitably grow a book of business.
- Working with their manager, develop an individual business plan that is in line with product strategies.
- Responsible for maintaining risk selection in adherence with product guidelines and for achieving rate, renewal retention and new business goals.
- Provide mentoring and training to less experience underwriters
- Provide superior customer service to brokers and clients.
What you'll need to succeed- Minimum 3+ years of Commercial Insurance Company, Agency or Brokerage experience.
- Bachelor's degree from a four-year college or university.
- Proven ability to build and maintain strong professional relationships.
- Advanced working knowledge of lines of business in a specific Retail Property line of business including product features, forms, regulatory environments, and risks etc.
- Demonstrated sales, marketing, and relationship building experience.
- Very strong verbal and written communication skills.
- Highly motivated and results-oriented.
- Ability to work in dynamic, rapidly changing environment, adapting to changing requirements and collaborating with a wide range of colleagues to quickly deliver solutions.
- Willingness to be flexible, learn on the job, and maintain a can-do attitude.
- Comfort with analytical tools and technology.
For positions based in San Francisco, California, the base salary range is $84,000- $108,000 and the position is eligible for a bonus in accordance with the terms of the applicable incentive plan.
If your compensation expectations are above the posted range, we still encourage you to apply-your unique background matters to us. In addition, we're proud to offer a range of competitive benefits, a summary of which can be viewed here: US Benefits Overview.
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At AIG, we value in-person collaboration as a vital part of our culture, which is why we ask our team members to be primarily in the office. This approach helps us work together effectively and create a supportive, connected environment for our team and clients alike.
Enjoy benefits that take care of what mattersAt AIG, our people are our greatest asset. We know how important it is to protect and invest in what's most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security-as well as your professional development-to bring peace of mind to you and your family.
Functional Area:
UW - Underwriting
Risk Specialists Companies Insurance Agency, Inc.
