What you'll be doingAs a Senior Underwriter, Property you will be responsible for delivering a profitable 'Underwriting' service to your clients. Your key tasks include: underwriting business within the agreed business plan and individual authority; supporting the business planning and forecasting process; monitoring financial exposure within outlined limits; monitoring premium income to ensure it remains within set limits; maintaining awareness of all claims advised while supporting and providing input on settlement of claims; ensuring adequate reinsurance acquired to cover specific risks; building and maintaining relationships with brokers and clients; supporting the design and structure of risks.
What will your essential responsibilities include?
- Underwrite and service a renewal book and produce new business in accordance with business unit goals. Develop and manage underwriting strategies for both renewals and targets within your portfolio of accounts.
- Represent AXA XL in client meetings with senior Fortune 500 and broker senior executives.
- Calculate appropriate risk premium, exercise discretion and self-supported judgment in the analysis and evaluation of risk.
- Participate in roundtable discussions on risk assessment.
- Negotiate with producers within the limits of delegated authority and in accordance with established underwriting standards to achieve profit objectives.
- Build and enhance relationships with brokers and clients and identify and establish new distribution relationships.
- Maintain expertise with the products, services, priorities and target markets to more effectively enable clients to uncover hidden risks.
- Promote the company's expertise by participating in industry conferences and events and conducting leadership roles in client and broker meetings to educate on risk.
- Maintain compliance with all internal and external underwriting guidelines and legal requirements.
- Support the business planning and forecasting process; monitor financial exposure within outlined limits; monitor premium income to ensure it remains within set limits.
- Maintain awareness of all claims advised while supporting and providing input on settlement of claims.
- Identify and drive new product development opportunities. Effectively cross-market with other AXA XL lines; meet with brokers and insureds as required. Cultivate key broker relationships in the region to maintain a steady stream of business within our underwriting appetite.
- Work collaboratively in a team environment, assisting underwriters, underwriting assistants and management team.
You will report to the Property Underwriting Manager.
What you'll bringWe're looking for someone who has these abilities and skills:
- Extensive underwriting experience of large property and multi-national accounts.
- Large Commercial Property insurance experience required.
- Bachelor's degree (or equivalent).
- Demonstrated technical knowledge and skills including product and industry.
- Demonstrated ability to represent AXA XL with appropriate gravitas, professionalism and sound judgment.
- Robust analytical and problem-solving skills as well as outstanding sales and marketing abilities.
- Robust organizational, time-management and multi-tasking skills combined with an outstanding work ethic.
- Ability to develop and understand business processes, strategy and planning
- Ability to work self-directed.
- Ability to respond to a changing environment with flexibility and innovation.
- Robust customer service and negotiation skills.
The U.S. base salary range for this position is USD 107,600 - 209,100.
Actual pay will be determined based upon the individual's skills, experience and location. We strive for market alignment and internal equity with our colleagues' pay.
At AXA XL, we know how important physical, mental, and financial health are to our employees, which is why we are proud to offer benefits such as a competitive retirement savings plan, health and wellness programs, and many other benefits. We also believe in fostering our colleagues' development and offer a wide range of learning opportunities for colleagues to hone their professional skills and to position themselves for the next step of their careers. For more details about AXA XL's benefits offerings, please visit US Benefits at a Glance 2026. 
