The Senior Underwriter - Medical Stop Loss is responsible for the evaluation, risk assessment, pricing, and underwriting of stop loss insurance for self-funded employer groups. The ideal candidate brings strong stop loss market expertise, sound analytical judgment, and the ability to develop trusted relationships with brokers, consultants, TPAs, and internal stakeholders.
This role is
ideally suited for candidates located in the Phoenix, AZ area working remotely; however,
highly qualified candidates located elsewhere in the U.S. will be considered for a fully remote arrangement.
Key Responsibilities:- Underwrite new and renewal stop loss business in accordance with underwriting guidelines, risk appetite, and profitability targets
- Analyze complex self-funded employer group data, including claims experience, demographics, plan design, and funding structures
- Partner closely with the Chief Underwriting Officer to develop customized underwriting and pricing solutions
- Establish and maintain strong relationships with brokers, consultants, TPAs, and clients; participate in finalist presentations and renewal discussions as needed
- Monitor portfolio performance and support profitable growth initiatives
- Contribute to underwriting process improvements, product enhancements, and best-practice initiatives
Qualifications:- Bachelor's degree in business, finance, actuarial science, or a related field required; advanced degree or professional designations (e.g., CEBS, FLMI, ASA) preferred
- 5-10 years of experience underwriting stop loss insurance for self-funded employer groups
- Strong knowledge of stop loss insurance products, market dynamics, and regulatory requirements
- Proven ability to make sound risk decisions and contribute to profitable portfolio performance
- Excellent analytical, quantitative, and problem-solving skills
- Strong relationship-building, negotiation, and communication abilities
- Proficiency in underwriting systems, analytics tools, and Microsoft Office Suite
- Ability to work independently while collaborating effectively in a fast-paced, growth-oriented environment
The base salary offered for the successful candidate will be based on compensable factors such as job-relevant education, job-relevant experience, training, licensure, demonstrated competencies, geographic location, and other factors. Discretionary incentive compensation may be awarded. Jencap also offers a range of benefits and programs, based on eligibility, which currently include but are not limited to; comprehensive health care coverage, a 401k plan, and tuition reimbursement. Jencap is an emerging and rapidly growing leader in the industry and as such, we approach talent acquisition as an opportunity to identify the best talent. Therefore, the level of the role and compensation may vary depending upon the best available candidate.
Want the opportunity to build something new? Expand your knowledge and stretch your experience through new and emerging risks? Have your voice heard, your skills properly applied, and to add tangible value to an organization? You're in the right place.