Assurant

Senior Underwriter (Homeowners & Condo Insurance)

Assurant$64K — $108K *
US-AnywhereRemote in United States
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree in business, Finance, Insurance, or related field, or equivalent experience.
  • 5+ years of experience in Property & Casualty (P&C) underwriting.
  • Active P&C Insurance license.
  • Experience with homeowners and condo underwriting or similar property risks.
  • Familiarity with AI-enabled underwriting tools and technology-driven workflows.

Responsibilities

  • Evaluate and underwrite complex homeowners and condo insurance submissions.
  • Determine eligibility and set coverage terms while balancing customer needs and profitability.
  • Utilize data analytics and AI tools to enhance risk assessment.
  • Monitor and analyze portfolio performance, recommending guideline adjustments as needed.
  • Collaborate with cross-functional teams to support underwriting strategies and product development.
  • Provide mentorship and oversight to junior underwriters, ensuring consistent underwriting practices.
  • Cultivate relationships with stakeholders, effectively communicating underwriting decisions.

Benefits

  • Comprehensive medical, dental, and vision coverage starting on day one.
  • 401(k) with a 6% company match.
  • Generous paid time off, including holidays and a dedicated volunteer day.
  • Access to employee wellness and mental health resources.
Full Job Description

Overview of Position
Assurant is seeking a Senior Underwriter to evaluate complex homeowners and condo risks, make sound coverage and pricing decisions, and help drive profitable growth across our P&C product portfolio. In this role, you will balance customer needs with risk quality, partner across underwriting, product, data, claims, actuarial, legal, and technology teams, and contribute to the ongoing modernization of underwriting workflows. This is an opportunity for an experienced underwriter who is energized by the future of insurance and has some use of AI-enabled underwriting, workflow automation, predictive analytics, digital platforms, APIs, rule engines, or similar insurance technology.


What makes us different?

  • You will join a growing product area with room to influence how homeowners and condo underwriting evolves.

  • You will gain exposure to a large, diversified company with opportunities to learn, contribute, and grow as the product portfolio expands.

  • Comprehensive medical, dental, and vision coverage starting day one

  • 401(k) with a 6% company match + Paid time off, holidays, and a volunteer day + Employee wellness and mental health resources


What will be my duties and responsibilities in this job?

  • Evaluate and underwrite complex new and renewal homeowners and condo submissions, including property details, requested coverage, eligibility, prior losses, risk exposures, and broader market considerations.

  • Determine whether risks qualify for Assurant programs, set appropriate coverage terms, and support pricing decisions that balance customer needs with profitable portfolio outcomes.

  • Use underwriting judgment, data, analytics, automated workflows, AI-assisted insights, digital tools, and emerging technologies to improve risk assessment and decision quality.

  • Monitor portfolio performance, identify trends, and recommend updates to underwriting guidelines, appetite, rules, and processes.

  • Partner with product, technology, data, actuarial, claims, legal, and other internal teams to support underwriting strategy, product development, process optimization, and digital transformation initiatives.

  • Serve as a technical resource for less-experienced underwriters by sharing expertise, coaching on complex risks, and helping strengthen underwriting consistency.

  • Build effective relationships with internal stakeholders, agents, brokers, partners, and support teams while clearly explaining underwriting decisions and requirements.

What are the requirements needed for this position?

  • Bachelors degree in business, Finance, Insurance, or a related field, or equivalent work experience

  • 5+ years of experience in P&C underwriting

  • Active P&C Insurance license

What other skills/experience would be helpful to have?

  • AINS, CPCU, or ARM designation.

  • Experience underwriting homeowners, condo, personal-lines property, commercial property, or comparable property risks.

  • Experience using technology-enabled underwriting tools in a work settingsuch as automated workflows, predictive analytics, AI-assisted insights, digital underwriting platforms, or rules-based decisioningas part of day-to-day risk assessment and underwriting.

What are the working conditions and physical requirements of this job?
General office demands. This role is performed in a virtual office environment.


How much should I expect to travel?
Travel is not required, though there may be limited opportunities to attend specific conferences or business events.

Pay Range:

$64,900.00 - $108,200.00

Any posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position.

If there is no posting end date listed then this is a pipeline requisition, and we will continue to collect applications on an ongoing basis.


About Assurant

The Warranty Group is the world’s premier provider of extended service plans and related benefits, with operations in 33 countries and 1800 employees. We have $5 billion in assets with almost $2 billion in revenues (2010). Our wholly-owned subsidiary, Virginia Surety Company, Inc., is rated "A-" Excellent by AM Best Company, as is our UK based company, London General Insurance. By providing underwriting, claims administration and marketing expertise, The Warranty Group is a global single-source solution for manufacturers, distributors and retailers of consumer goods including autos, homes, consumer electronics, medical devices, furniture and appliances as well as financial institutions. We partner with our clients to drive revenue through customer acquisition and retention, while providing financial modeling and regulatory services. The Warranty Group is a unit of Onex Corporation (TSX:OCX), one of Canada's largest publicly-held companies with assets of $40 billion, revenues of $35 billion, and 212,000 employees worldwide(2011).

Assurant Careers

Joining Assurant means becoming part of a team that is committed to supporting your career growth and innovation in the insurance sector. As a global provider of risk management solutions, Assurant is where professional aspirations meet opportunities for real impact.

Work You’ll Do

At Assurant, you’ll be part of a culture that cherishes diversity and is grounded in our commitment to helping you thrive. We offer a variety of job opportunities that allow you to bring your whole self to work every day. From entry-level positions to leadership roles, Assurant is keen on hiring top talent to drive our mission forward.

Explore Our Job Opportunities

Whether you're looking for a full-time position or an internship, Assurant provides a platform to enhance your skills and push the boundaries of what's possible. With a focus on innovation and leadership, our team is constantly looking for ways to foster growth and improve our services.

Professional Growth and Development

Assurant is dedicated to your professional development. We provide comprehensive benefits and diversity training that ensure you have the tools needed for success. Our leadership programs are designed to cultivate your skills and help you ascend in your career through a variety of learning and networking opportunities.

Join Our Team

Assurant is not just a company; it's a community. We are committed to building a team that reflects our values of respect and inclusivity. Our hiring process is straightforward and respectful, designed to assess your skills and ensure a good fit for both parties. Prepare your resume, ace the interview, and join a team that’s ready to support you from day one.

Innovation at Assurant

At the heart of Assurant’s operations is a drive for innovation. Our employees are encouraged to think big and work together to solve challenges. This collaborative environment is ideal for those who are solution-driven and eager to make an impact in the industry.

Stay Connected

Discover more about the exciting career opportunities at Assurant by visiting our Jobs and Careers page. Stay up to date with the latest company news, and don’t miss out on the chance to become part of a leading global provider in risk management solutions.

Search Assurant Jobs

Ready to take the next step in your career? Search open positions that match your skills and interests. We look for passionate, curious, and creative team players who are ready to grow and succeed.

Keep Up to Date

Stay ahead with career tips, insider perspectives, and industry-leading insights you can put to use today—all from the people who work here.

Job Alert Emails

Personalize your subscription to receive job alerts, latest news, and insider tips tailored to your preferences. See what exciting and rewarding opportunities await at Assurant. Join Assurant today and be part of a future where you are truly valued. Your journey towards an exciting and fulfilling career starts here!
Learn more about Assurant
Size
15,600 employees
Market Cap
$6.4 billion
Industry
Net Income
$441.8 million
Founded
1892
5 Year Trend
+6.2%
Revenue
$10 billion
NASDAQ

Similar Jobs

More Jobs at Assurant

More Finance & Insurance Jobs

Find similar Senior Underwriter (Homeowners & Condo Insurance) jobs: