Overview of PositionAssurant is seeking a Senior Underwriter to evaluate complex homeowners and condo risks, make sound coverage and pricing decisions, and help drive profitable growth across our P&C product portfolio. In this role, you will balance customer needs with risk quality, partner across underwriting, product, data, claims, actuarial, legal, and technology teams, and contribute to the ongoing modernization of underwriting workflows. This is an opportunity for an experienced underwriter who is energized by the future of insurance and has some use of AI-enabled underwriting, workflow automation, predictive analytics, digital platforms, APIs, rule engines, or similar insurance technology.
What will be my duties and responsibilities in this job?- Evaluate and underwrite complex new and renewal homeowners and condo submissions, including property details, requested coverage, eligibility, prior losses, risk exposures, and broader market considerations.
- Determine whether risks qualify for Assurant programs, set appropriate coverage terms, and support pricing decisions that balance customer needs with profitable portfolio outcomes.
- Use underwriting judgment, data, analytics, automated workflows, AI-assisted insights, digital tools, and emerging technologies to improve risk assessment and decision quality.
- Monitor portfolio performance, identify trends, and recommend updates to underwriting guidelines, appetite, rules, and processes.
- Partner with product, technology, data, actuarial, claims, legal, and other internal teams to support underwriting strategy, product development, process optimization, and digital transformation initiatives.
- Serve as a technical resource for less-experienced underwriters by sharing expertise, coaching on complex risks, and helping strengthen underwriting consistency.
- Build effective relationships with internal stakeholders, agents, brokers, partners, and support teams while clearly explaining underwriting decisions and requirements.
What are the requirements needed for this position?- Bachelor's degree in business, Finance, Insurance, or a related field, or equivalent work experience
- 5+ years of experience in P&C underwriting
- Active P&C Insurance license
What other skills/experience would be helpful to have?- AINS, CPCU, or ARM designation.
- Experience underwriting homeowners, condo, personal-lines property, commercial property, or comparable property risks.
- Experience using technology-enabled underwriting tools in a work setting-such as automated workflows, predictive analytics, AI-assisted insights, digital underwriting platforms, or rules-based decisioning-as part of day-to-day risk assessment and underwriting.
What are the working conditions and physical requirements of this job?General office demands. This role is performed in a virtual office environment.
How much should I expect to travel?Travel is not required, though there may be limited opportunities to attend specific conferences or business events.
Pay Range:
$64,900.00 - $108,200.00
Any posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position.
If there is no posting end date listed then this is a pipeline requisition, and we will continue to collect applications on an ongoing basis.
AI and Biometric UsageAssurant supports the responsible use of Artificial Intelligence (AI), but we want to know the real you. Visit our AI Usage Guidelines page to understand what we expect from applicants regarding their use of AI during the application process. Since we would like to know the real you, we require that all of our virtual interviews be conducted on video.
Employment is contingent upon completion of a required identity verification process, which may include biometric technology, where permitted by applicable law and subject to applicable notice and consent requirements. See our Privacy Notice to learn about Assurant's privacy practices, including our use of AI-enabled technology, automated decision making, and biometric information.
Job Scam AlertPlease be aware that during Assurant's application process, we will never ask for personal information such as your Social Security number, bank account details, or passwords. Learn more about what to look out for and how to report a scam here.
