Senior Underwriter - Credit Specialties

Atradius NV

• $100K — $118K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 2-3 years of experience in Commercial Underwriting, Account Management, or Risk Underwriting.
  • Strong skills in financial statement analysis.
  • Ability to analyze country, industry, and transaction risks.
  • Excellent communication skills, fluent in English.
  • Proven experience in business development and relationship management.
  • Negotiation skills with brokers, agents, and clients.
  • Attention to detail in underwriting systems and documentation review.

Responsibilities

  • Underwrite and manage specialized trade credit and political risk insurance policies.
  • Support growth in portfolio while maintaining strong risk assessment practices.
  • Develop and sustain relationships with brokers, agents, banks, and corporate clients.
  • Negotiate customized insurance solutions to meet client needs.
  • Review insurance contracts and finance agreements for tailored customer solutions.
  • Contribute to business development efforts across North America.
  • Collaborate with the global Credit Specialties team.

Benefits

  • 3 weeks vacation and 8 floating holidays, plus sick days and parental leave.
  • Flexible working model with 3 days remote and 2 days onsite.
  • Comprehensive medical and dental insurance, with company-covered vision, disability, and life insurance.
  • 401k retirement plan with full company match and profit-sharing options.
Full Job Description
We are seeking a Senior Underwriter, to join our Credit Specialties US team. This role offers an exciting opportunity to work within a highly specialized underwriting environment focused on trade credit and political risk insurance solutions for banks and corporations. The position is preferably based in our Hunt Valley, MD office, with consideration given to candidates located near our New York City office. Department Description The Credit Specialties Unit (CSU) provides customer solutions for risks that may not be covered by Atradius' traditional product suite. These solutions include, but are not limited to: • Single situations • Contract cover • Structured Trade Credit and Political Risk Cover for banks and corporations The US Credit Specialties team supports business throughout North America and is currently active in the United States, Canada, and Mexico. Job Description The CSU Underwriter is responsible for developing and managing a portfolio of specialized trade credit and political risk insurance policies while ensuring an optimal balance between premium growth and risk management. In this position your key responsibilities will be: • Underwrite and manage a portfolio of specialized trade credit and political risk insurance policies. • Support profitable portfolio growth while maintaining strong risk discipline. • Develop and maintain relationships with brokers, agents, banks, and corporate clients. • Structure and negotiate customized insurance solutions. • Review insurance contracts and finance agreements to support bespoke client solutions. • Contribute to business development initiatives throughout North America. • Collaborate with colleagues across the global Credit Specialties network. • Travel occasionally to support customers, business development activities, and internal collaboration. What qualification should you have? The ideal candidate will have the following profile: • Minimum 2-3 years of experience as a Commercial Underwriter, Account Manager, or Risk Underwriter. • Strong financial statement analysis skills. • Analytical ability to assess country, industry, and transaction risks. • Excellent written and verbal communication skills, including fluency in English. • Strong business development and relationship management capabilities. • Experience negotiating proposals with brokers, agents, banks, and corporate clients. • Ability to manage customer relationships with a focus on retention and profitable growth. • Technical aptitude and attention to detail related to reporting, governance, and underwriting systems. • Capacity to critically review insurance contracts and finance agreements and develop creative client solutions. • Willingness to travel occasionally, both domestically and internationally. What do we offer? • Competitive Salary:$100,000 - $118,000 annually, dependent on experience level with a 15% bonus potential. • Paid Time Off: 3 weeks vacation, 8 floating holidays, 6 sick days, maternity and parental leave, office closure holidays. • Flexible Working:Hybrid model with 3 days remote and 2 days onsite. • Insurance: Medical and dental plans with shared premiums, Vision, Disability and Life Insurance fully paid by company. • Retirement Plan:401k with 100% company match up to 6% of salary contributions and annual profit share, pre-tax and Roth options. • For more information check out our career page at: United States - Working at Atradius We understand that not every candidate's experience will align perfectly with every qualification. If you're excited about this opportunity and believe you can contribute to our team, we encourage you to apply. While we have a preference for candidates located in or near Hunt Valley, MD or New York City, we value finding the right person for the role and are open to discussing location flexibility with qualified applicants. Do you have any questions about our offer? Susan PAULSON, Human Resources, is available by e-mail at [email protected].

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