Ally Financial

Senior Software Engineer

Ally Financial$85K — $150K *
Information Technology
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 3+ years of experience in software engineering
  • Bachelor's Degree in a relevant field or equivalent
  • Strong proficiency in Java, Spring Boot, REST Web Services, and Hibernate
  • Experience with cloud services like AWS EC2 and Lambda
  • Knowledge of CI/CD and automated testing frameworks
  • Ability to document and communicate technical designs clearly
  • Experience using AI-assisted development tools for coding and productivity

Responsibilities

  • Design and maintain backend services, APIs, and enterprise applications
  • Contribute to frontend features and full-stack solutions as needed
  • Translate business and technical requirements into scalable software designs
  • Write clean, secure, and high-quality code following engineering best practices
  • Participate in system design and technical decision-making
  • Mentor and share knowledge within the team
  • Support agile practices including sprint planning and code reviews

Benefits

  • 20 paid time off days plus 11 paid holidays and volunteer time off
  • Industry-leading 401K plan with matching contributions
  • Flexible health and insurance options including medical, dental, and vision
  • Adoption, surrogacy, and fertility assistance plus caregiver leave
  • Employee Assistance Program and discount programs
  • Potential travel allowances, relocation assistance, or signing bonuses
Full Job Description
General information

Career area
Technology

Work Location(s)
500 Woodward Avenue, MI, 601 S. Tryon Street, NC

Remote?
No

Ref #
22485

Posted Date
07-01-26

Working time
Full time

The Opportunity

**This role reports to the office 3 (three) times a week; in a hybrid schedule"

We are seeking a hands-on Sr Software Engineer to lead the design, development, and support of enterprise-grade applications that power critical business interactions and digital experiences. This role will drive the delivery of secure, scalable, and high-performing platforms across front-end and back-end with the ability to drive engineering best practices and provide leadership within and across teams. The ideal candidate is a self-starter who takes ownership, works well in a collaborative environment, and demonstrates the potential to grow into broader technical leadership responsibilities.

As a Senior Software Engineer, you will be a key contributor to the software engineering team, helping design and deliver the next generation of enterprise applications. This role is focused on backend engineering and cloud-native services, while also offering opportunities to contribute to frontend solutions and broader full-stack initiatives as needed.

The Work Itself

  • Design, develop, and maintain backend services, APIs, and enterprise applications using Java and modern cloud-native architecture
  • Contribute to frontend development including support for user-facing features and full-stack solutions when needed
  • Translate business and technical requirements into scalable, maintainable software designs and implementation plans, provide estimates and communicate tradeoffs and risks clearly.
  • Write clean, reusable, secure, and high-quality code that aligns with engineering standards and best practices. Address vulnerabilities on regular bases and always on a look for opportunities of enhancements.
  • Contribute to system design, architecture discussions, and technical decision-making across projects
  • Demonstrate ownership of deliverables from design through deployment and production support
  • Leverage AI-assisted development tools and agents to improve engineering productivity, accelerate delivery, enhance code quality, and support activities such as code generation, refactoring, test creation, documentation, and troubleshooting.
  • Evaluate and apply AI-assisted development practices responsibly, including validating outputs, maintaining code quality, and ensuring alignment with security and engineering standards
  • Perform code reviews, promote excellence in engineering, and help raise the technical capabilities of the team
  • Provide informal technical leadership through mentoring, knowledge sharing, and guidance on design and implementation approaches
  • Participate in and help lead agile ceremonies and technical sessions, including sprint planning, design reviews, backlog refinement, code reviews, and retrospectives
  • Support automated testing, continuous integration, and _pnoun_2_/CD practices across the software delivery lifecycle


The Skills You Bring

Minimum Qualifications

  • 3+ years of experience
  • Bachelor's Degree in relevant field or equivalent


Preferred Qualifications

  • 3+ years of software engineering experience with strong proficiency in Java, Java EE, Spring Boot, REST Web Services, Hibernate, MySQL, and JUnit
  • Strong experience building backend systems, APIs, and microservices in large enterprises or SaaS environments
  • Experience working in cloud-based environments such as AWS EC2, ECS, API Gateway, Lambda, S3, and SQS
  • Experience with scripting languages such as bash, Python, or JavaScript
  • Strong experience working in Agile Scrum environments
  • Knowledge of continuous integration tools (GitLab), automated testing frameworks, and CI/CD
  • Strong experience with JSON, XML, XSLT, and relational databases
  • Ability to create technical designs, document solutions clearly, and communicate architecture effectively
  • Experience using AI-assisted development tools or AI agents to support software engineering workflows, including coding, testing, debugging, documentation, or developer productivity. For example, Claude Code or similar AI tools.
  • Ability to assess and validate AI-generated outputs to ensure accuracy, maintainability, security, and alignment with engineering standards
  • Strong problem-solving, analytical, and debugging skills
  • Excellent written and verbal communication skills
  • Reports to the office 3 (three) times a week


How We'll Have Your Back

Ally's compensation program offers market-competitive base pay and pay-for-performance incentives (bonuses) based on achieving personal and company goals. Our Total Rewards program includes industry-leading compensation and benefits plus additional incentives that are designed to meet your needs and those of your family so you can get the most out of your career and your life, including:
  • Time Away: Program starts at 20 paid time off days in addition to 11 paid holidays and 8 hours of volunteer time off yearly (time off days are prorated based on start date and program varies based on full or part-time status and management level).
  • Planning for the Future: plan for the near and long term with an industry-leading 401K retirement savings plan with matching and company contributions, student loan pay downs and 529 educational save up assistance programs, tuition reimbursement, employee stock purchase plan, and financial learning center and financial coach access.
  • Supporting your Health & Well-being: flexible health and insurance options including medical, dental and vision, employee, spouse and child life insurance, short- and long-term disability, pre-tax Health Savings Account with employer contributions, Healthcare FSA, critical illness, accident & hospital indemnity insurance, and a total well-being program that helps you and your family stay on track physically, socially, emotionally, and financially.
  • Building a Family: adoption, surrogacy and fertility assistance as well as paid parental and caregiver leave, Dependent Day Care FSA back-up child and adult/elder care days and childcare discounts.
  • Work-Life Integration: other benefits including Mentally Fit Employee Assistance Program, subsidized and discounted Weight Watchers® program and other employee discount programs.
  • Other compensations: depending on the role for which you are considered, you may be eligible for travel allowances, relocation assistance, a signing bonus and/or equity.
  • To view more detailed information about Ally's Total Rewards, please visit this link: https://www.ally.com/content/dam/pdf/corporate/ally-total-rewards-snapshot.pdf

Base Pay Range : $85000 - $150000 USD

An individual's position in the range is determined by the specific role, the scope and responsibilities of the role, work experience, education, certification(s), training, and additional qualifications. We review internal pay, the competitive market, and business environment prior to extending an offer.

Incentive Compensation: This position is eligible to participate in our annual incentive plan.

About Ally Financial

Ally Financial Careers

Joining Ally Financial means becoming part of a team committed to growth, innovation, and leadership. As a leading digital financial services company, we offer a range of job opportunities that empower professionals to excel in their careers. At Ally Financial, we believe in fostering a culture that embraces diversity, encourages professional development, and supports our team members through comprehensive benefits and a nurturing environment.

Work You’ll Do

At Ally Financial, you will collaborate with some of the brightest minds in the industry. Our team is dedicated to redefining the financial landscape through innovation and top-tier financial solutions. Whether you are looking for a position in finance, technology, customer service, or management, Ally Financial provides a platform where your skills will be honed and your professional aspirations realized.

Explore Our Job Opportunities

We are constantly expanding our team and looking for new talent who are passionate, curious, and driven. Explore our wide range of open positions from entry-level to senior leadership roles. Ally Financial values the unique perspectives and experiences each team member brings, making us stronger and more innovative.

Internship Programs

Kickstart your career with an Ally Financial internship. Our programs provide invaluable industry exposure, professional skills development, and a chance to network with leaders across the company. Internships at Ally Financial are your gateway to understanding the financial sector from the inside out and gaining hands-on experience that complements your academic learning.

Employee Benefits and Culture

Ally Financial is committed to the well-being and continuous growth of our employees. We offer robust benefits including health, dental, and vision insurance, retirement plans, and generous paid time off. Our culture is centered around inclusivity, respect, and collaboration, making Ally Financial a great place to work.

Professional Development and Training

We invest in our employees through ongoing professional development and leadership training programs. At Ally Financial, you have access to a variety of training resources and workshops designed to enhance your job performance and leadership capabilities. Our commitment to your growth is reflected in our efforts to ensure all team members are equipped for success in an ever-evolving financial landscape.

Diversity and Innovation

Diversity is at the core of our operations and strategic initiatives. At Ally Financial, we are dedicated to creating an environment where diverse ideas and perspectives lead to innovative solutions. Our diversity training programs are part of our commitment to an inclusive workplace, where everyone’s contribution is valued.

Join Our Team

Are you ready to advance your career at a company that values your skills and offers the opportunity to work on transformative projects? Search Ally Financial jobs that match your skills and interests. We are looking for creative, solution-driven team players who are ready to make an impact.

Stay Connected

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Apply Now

Ready to take the next step in your career? Submit your resume, complete your application, and prepare for an interview where you can showcase your unique abilities. At Ally Financial, your future is waiting.
Learn more about Ally Financial
Size
10,500 employees
Market Cap
$6.9 billion
Industry
Net Income
$1 billion
Founded
2017
5 Year Trend
+0.8%
NASDAQ

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