5+ years of progressive experience in health insurance sales.
Must have state-specific Producer License for Life, Accident & Health.
Bachelor's degree or equivalent experience (6 years) preferred.
Strong knowledge of the large/labor/strategic Self Funded market.
Proficient in public speaking and effective communication.
Responsibilities
Actively prospect new group business and pursue key account acquisitions.
Maintain relationships with key consultants and brokers team in the national marketplace.
Participate in product development and strategize for territory-specific sales.
Analyze customer needs and recommend tailored products and benefits.
Engage in creative problem-solving and innovative approaches to meet client needs.
Benefits
Remote-based work flexibility.
Opportunities for personal and professional growth.
Collaborative culture emphasizing teamwork.
Impactful role contributing to client health experiences.
Full Job Description
JOB SUMMARY
This job identifies and cultivates prospects, clients and intermediaries for solicitation of new business opportunities. The incumbent is responsible for the profitable sale of core and supplemental products, directly or through intermediaries, in an assigned geographic region, territory or distribution channel. Leads new business meetings, closes sales, and sells to groups with contracts generally spanning 1,000-10,000. The incumbent's assignments are broad in scope and require depth of knowledge as well as ingenuity and originality. The accounts are a mix of standard and non-standard and vary in levels of complexity and customization.
This is a remote based role - This role is looking for someone who has experience selling to TPA and Self funded clients in the health insurance space.
ESSENTIAL RESPONSIBILITIES
Actively and aggressively prospect for new group business, identifies and pursues account acquisitions and/or key accounts and responsible for the profitable sale of core and supplemental products for the business segment within the assigned territory.
Maintains productive working relationships with key consultants and brokers in a national market place as well as maintaining a knowledge of competitors product lines, strategy and pricing.
Participate in product development and prepares business programs (i.e. territory specific action plans and strategy for closing sales) and long term strategy for specific account needs.
Analyze customer needs and the Organization's financial objectives in order to recommend appropriate product(s) and/or services and analyze/offer specific benefit alternatives and financial arrangements to address the unique needs of each potential customer.
Other duties as assigned or requested.
EXPERIENCE
Required
5 years of Related, Progressive experience.
Preferred
None
SKILLS
Possesses and applies broad and in-depth knowledge of the concepts, principles, practices, and processes of the large/labor/strategic Self Funded market.
Adapts procedures, processes to meet the more complex requirements of the position.
Ability to speak publicly and extemporaneously on a variety of subjects.
PPT Presentation, communication and negotiation skills.
Organizational skills and the ability to meet deadlines.
Creativity and Innovation.
Persistence & Resilience.
Problem Solving.
Influence.
EDUCATION
Required
Bachelor's degree OR 6 years in lieu of Bachelors Degree
Preferred
None
LICENSES or CERTIFICATIONS
Required
State specific Producer License's for Life, Accident & Health
Preferred
None
Language (Other than English):
None
Travel Requirement:
0% - 25%
PHYSICAL, MENTAL DEMANDS and WORKING CONDITIONS
Position Type
Office- or Remote-based
Teaches / trains others
Occasionally
Travel from the office to various work sites or from site-to-site
Rarely
Works primarily out-of-the office selling products/services (sales employees)
Never
Physical work site required
No
Lifting: up to 10 pounds
Constantly
Lifting: 10 to 25 pounds
Occasionally
Lifting: 25 to 50 pounds
Rarely
Disclaimer: The job description has been designed to indicate the general nature and essential duties and responsibilities of work performed by employees within this job title. It may not contain a comprehensive inventory of all duties, responsibilities, and qualifications required of employees to do this job.
Compliance Requirement: This job adheres to the ethical and legal standards and behavioral expectations as set forth in the code of business conduct and company policies.
As a component of job responsibilities, employees may have access to covered information, cardholder data, or other confidential customer information that must be protected at all times. In connection with this, all employees must comply with both the Health Insurance Portability Accountability Act of 1996 (HIPAA) as described in the Notice of Privacy Practices and Privacy Policies and Procedures as well as all data security guidelines established within the Company's Handbook of Privacy Policies and Practices and Information Security Policy.
Furthermore, it is every employee's responsibility to comply with the company's Code of Business Conduct. This includes but is not limited to adherence to applicable federal and state laws, rules, and regulations as well as company policies and training requirements.
Pay Range Minimum: $72,000.00
Pay Range Maximum: $108,000.00
Base pay is determined by a variety of factors including a candidate's qualifications, experience, and expected contributions, as well as internal peer equity, market, and business considerations. The displayed salary range does not reflect any geographic differential Highmark may apply for certain locations based upon comparative markets.
