Allianz Life Insurance

Senior Risk Engineer II - Property

Allianz Life Insurance$102K — $170K *
US-Anywhere
+ 2 other locationsRemote
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Minimum 5 years' experience in loss prevention engineering within an HPR type insurance environment.
  • Bachelor's degree in Fire Protection Engineering or related engineering discipline.
  • Demonstrated expertise in Property Risk Engineering with knowledge of various business sectors.
  • Strong familiarity with Fire Protection guidelines, such as NFPA or FM Global.
  • Capability to apply technical loss control concepts to property risks and promote relevant services.
  • Excellent written, verbal and presentation skills.

Responsibilities

  • Conduct on-site field engineering surveys and account level desktop reviews for large clients.
  • Evaluate exposures and controls, providing comprehensive risk assessment reports.
  • Collaborate with clients, brokers, and underwriting to develop tailored loss control programs.
  • Ensure high-quality technical outputs in accordance with departmental performance objectives.
  • Balancing multiple field survey and account review demands while maintaining proactive communication with stakeholders.

Benefits

  • Comprehensive benefits package including health, dental, and vision coverage.
  • Flexible work environment with remote working options.
  • Annual performance-based cash incentive awards.
  • Opportunities for professional development and training.
  • Supportive workplace culture fostering collaboration and innovation.
Full Job Description
We are seeking a risk consulting engineer to support our Property line of business. Ideal candidates need experience in an HPR type insurance environment, performing site surveys/field work and desktop reviews throughout the Midwest with a focus on manufacturing business. This remote position is open to candidates based in one of the following states: Indiana, Illinois, Iowa, Kansas, Kentucky, Missouri, Michigan, Ohio, Wisconsin, West Virginia, South Dakota, Minnesota, North Dakota, or Nebraska.

The Impact You Will Have

Reporting to the Property Manager AE, this role provides Property Risk Engineering expertise and support to Allianz Commercial and its customers, to assist Allianz Commercial Underwriting in risk selection and retention of accounts. Responsibilities include both Field Engineering (on-site/location level risk evaluation) and Account Engineering (account level/desktop review) risk assessment job activities, such as providing ongoing co-ordination and monitoring of the loss control activity / servicing of assigned accounts within the Midwest geographic region and/or area of technical expertise. This is a client-facing role, and the successful candidate should demonstrate the ability to develop and maintain collaborative and professional relationships with a wide range of stakeholders, including underwriting teams, peer experts, brokers, clients, marketing and distribution teams, claims departments, and colleagues across the globe. Additionally, maintaining and enhancing technical skills and expertise in their specific field or specialty is crucial to effectively support the business. The role also requires the ability to creatively apply risk engineering knowledge and technologies like data analysis, modeling, and AI to solve problems. This involves offering predefined services and developing customized solutions to meet client risk engineering and mitigation needs. Finally, the candidate must be adaptable to changes in business needs, systems, tools, processes, and technological developments, ensuring they can effectively respond to evolving challenges and opportunities.

This is a remote position and requires approximately 30% travel for field surveys, client meetings and potential collaboration with underwriting colleagues in zone offices.

Some of your specific responsibilities could include:
  • Independently support large corporate clients or clients with complex business occupancies and structures. Complete on-site field engineering survey assessments and plan reviews for underwriting and insureds, evaluating and summarizing exposures and controls. Complete account level overviews, desk top reviews and risk assessments to support zone and regional underwriting efforts, providing guidance and professional advice to clients and underwriting from both a location-level and a holistic, program-wide perspective. Experience in a variety of occupancies, including both manufacturing and soft sectors, is necessary.
  • Survey large client operations in all business segments - obtain appropriate data, identify hazards, discuss findings with appropriate parties, and generate comprehensive risk engineering reports, recommendations, etc. Work with underwriting, the client and broker to develop appropriate value-added solutions through tailored loss control programs and services, including development of scope and cost of risk consulting services. Conduct client stewardship meetings, promote and technically support ARC services and solutions, and foster client interaction with the objective of enhancing client resilience by mitigating property loss potentials. Work with claims post loss as required.
  • Generate appropriate, technically accurate work product (Account Engineering annual account summaries, Prospect desktop reviews, risk engineering survey reports, recommendations, confirmation letters, etc.) as a result of account engineering, survey and service activities. Conduct all work in accordance with Account Service Instructions / Global Standard Operating Procedure requirements and reporting deadlines in alignment with departmental performance objectives. Ensure appropriate data entry and quality in accordance with GSOP and management requirements.
  • This position requires good time management, organization and communication skills with both internal and external customers. The successful candidate must be able to balance field survey and prospect/account review and coordination workload demands, as well as regular meetings and interactions with clients and underwriting. Daily workflow may require communication with third party service providers, clients, brokers, insured risk management department personnel, underwriting, peers, etc. Good, proactive communication skills, along with appropriate follow-up activities with relevant parties, are needed to maintain smooth and efficient workflow.
  • Assist Allianz Commercial and clients with respect to ongoing or specific projects. Support with relevant expertise additional ARC Services and be able to articulate and adapt these as potential solutions to client concerns especially in enhancing operational resilience. Participate in Segment Expert Teams and other ARC initiatives, as well as ARC Global (inter-regional), cross-LoB and/or cross-functional projects as warranted. Assist with training and presentations to clients, industry groups, and within ARC Corporate Property, other LoB's and in support of other functions (e.g. underwriting) as requested.

What You'll Bring to the Role -
  • Minimum 5 years' loss prevention engineering experience in an HPR type insurance environment relevant to the LoB (Property). Good knowledge and professional experience in various business sectors, related hazards and associated protection/controls.
  • Experience or background in managing/coordinating large global corporate property accounts within various occupancy sectors. Experience in specialist industries (semi-conductor, chemical/pharmaceutical, automotive) or hazards (Nat-Cat, BI/IBI/CBI/supply chain, emerging risks) is a plus.
  • Experience or background in the property insurance industry - understanding the language of insurance and technical aspects of property risk engineering.
  • Bachelor's degree in Fire Protection Engineering or engineering type discipline (i.e. Civil, Chemical, Industrial, Mechanical).
  • Bachelor's degree in another related discipline will be considered in conjunction with extensive technical expertise or experience in HPR insurance industry.
  • Demonstrate great engineering/technical expertise in Property Risk Engineering, as well as strong familiarity with a variety of occupancies and the associated hazards.
  • Strong familiarity with Fire Protection guidelines, such as NFPA or FM Global. Commitment to maintaining knowledge of developments and new technologies in field.
  • Ability to understand and apply technical loss control concepts to a variety of property risks and promote various ARC services as potential solutions for customer concerns.
  • Self-motivated, with the ability to work effectively in both home office and team environments. Proactive change agent, adapting with ease and promoting among peers the adoption of new technologies, processes and working methods.
  • Excellent written, verbal and presentation skills.
  • Ability to travel throughout the US, with the potential for some Canada or international travel.
  • Good knowledge of the MS365 environment, AI tools, data analytics and and visualization techniques as well as NATCAT modeling principles
  • The ability to utilize AI tools to support day-today tasks, improve efficiency, and contribute to data-driven decision-making is valuable. A willingness to learn and explore how AI can enhance your role and the broader organization is expected.

External applicants must be legally authorized to work in the United States without the need for current or future employment-based sponsorship. We are unable to sponsor or take over sponsorship of employment visas at this time, nor can we guarantee future sponsorship.

The annualized base pay range for this role is $102,183 to $170,509. The annual base salary range represents a nationwide market range. The actual salary for this position may be above and will be determined by several factors, including the scope, complexity and location of the role, the skills, education, training, credentials, and experience of the candidate. The base pay is just one component of the AzC total compensation package. As part of our comprehensive compensation and highly rated benefits programs, employees are also eligible for annual performance-based cash incentive awards.

89078 | Underwriting | Professional | Allianz Commercial | Full-Time | Permanent

Recruitment Agencies:
AzC has an in-house recruitment team, which focuses on sourcing great candidates directly. AzC does not accept unsolicited resumes from agency or search firm recruiters. Fees will not be paid in the event a candidate submitted by a recruiter without an agreement in place is hired. When we do use agencies, we have a PSL in place, so please do not contact managers directly. Failure to comply could/may result in the disqualification of the candidates and/or the termination of our contract and/or fees not being paid.

#LI-PT1 #LI-Remote

About Allianz Life Insurance

Allianz Life Insurance Company of North America is a leading provider of retirement solutions, including fixed and variable annuities and life insurance for individuals. The company is part of Allianz SE, a global financial services company that is headquartered in Munich, Germany. Allianz Life Insurance Company of North America was founded in 1896 and has been providing financial protection and retirement solutions to Americans for over 125 years. The company has a strong commitment to corporate responsibility and sustainability, and has been recognized for its efforts in these areas. Allianz Life Insurance Company of North America is a subsidiary of Allianz Life Insurance Company of New York, which is a wholly owned subsidiary of Allianz SE.
Learn more about Allianz Life Insurance
Size
142,460 employees
Industry
Founded
1890
NASDAQ

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