Senior Product Manager

Stream

• $150K — $220K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 5-7 years of product management experience, preferably in consumer-facing tech or fintech.
  • Proven track record of launching products that users engage with, beyond just managing roadmaps.
  • Experience in scale-ups, comfortable with fast-paced environments and ambiguity.
  • Understanding of the US socio-economic landscape, particularly challenges faced by low-income and frontline workers.
  • Familiarity with AI tools and their application in product development.

Responsibilities

  • Own the product roadmap for Stream's diverse product offerings in the US.
  • Lead the end-to-end launch of new products, from discovery to MVP and scaling.
  • Collaborate closely with the US engineering team to ensure timely product delivery.
  • Conduct consumer research to inform product development for frontline workers.
  • Explore AI-powered solutions tailored for underserved audiences.
  • Advocate for consumer needs within the product team, challenging non-user-centric ideas.
  • Work cross-functionally with analytics and marketing teams to align product priorities.

Benefits

  • 20 days of vacation plus federal holidays and flexible time off for family needs.
  • 12 weeks paid maternity leave and 2 weeks paid paternity leave for eligible employees.
  • Comprehensive health, dental, and vision benefits, with many covered fully for employees.
  • 401K program to support financial investment in employees.
  • Access to Stream's products as a unique perk.
Full Job Description
Salary: Senior band: $150,000-$180,000 | Lead: $180,000-$220,000. Plus equity and benefits.

The Opportunity:

This isn't a traditional PM role. Reporting into the US VP, Product, you'll be the person responsible for owning, shipping, and localising Stream's net-new products in the US market - from Wealth and flexible pay to AI-powered financial tools built specifically for frontline and everyday workers.

Stream's US business is growing fast. The right person for this role will look at it and see not just a great job, but a seat at the table as this business scales toward its next chapter as a US leading workplace finance provider.

The Team:

You'll work directly with a US engineering team, leading the product function with real autonomy. You'll set the roadmap direction, drive MVPs from idea to launch at pace, and make the kind of decisions that matter. We're not looking for someone who executes a vision handed to them. We're looking for someone who has a vision of their own - and the conviction to ship it.

What will you be doing?
• Own the product roadmap for Stream's US diversifying product suite.
• Lead the end-to-end launch of Stream's first net-new products in the US market - from discovery and scoping to MVP, iteration, and scale.
• Work hands-on with the US engineering team to ship at high velocity, keeping things moving across time zones with clarity and urgency.
• Conduct deep consumer research to understand how frontline workers think about money, navigate benefits, and make financial decisions - and translate that into product.
• Explore AI-powered use cases for Stream's audience: people who are currently underserved by the wave of AI tools being built for knowledge workers.
• Be the voice of the consumer inside the product team, pushing back on ideas that don't serve the people we're building for.
• Collaborate cross-functionally with US Analytics, Partnership Marketing, and other product teams to align on priorities and land products that work end-to-end.

What experience might you have? (But if you're close... we'd still love to talk to you!)
• Years of product management experience, ideally in consumer-facing, regulated tech or fintech (but that's not essential)
• A track record of shipping products that people actually use - not just managing roadmaps.
• Experience working in or with scale-ups: comfortable with ambiguity, fast cycles, and doing more with less.
• Genuine context around the US socio-economic landscape and the financial challenges facing low-income and frontline workers (benefits, credit, SNAP, and beyond).

The builder mentality
• You've used AI tools (Claude, Cursor, Codex, Gemini, or similar) to build and ship real things - whether professionally or on your own time. An MVP you've vibe-coded in an evening matters more to us than a perfect PRD.
• You think about distribution and adoption from day one, not as an afterthought. How does the product reach the right person, at the right moment in their life?
• You're technically comfortable enough to earn the respect of an engineering team and have an intelligent conversation about how something gets built.

The mindset
• You have opinions on design and consumer UX - strong ones - and you're not afraid to voice them, even when it means pushing back on your manager.
• You care about social impact in a way that goes beyond values-on-a-wall. You're genuinely interested in how financial products can move someone's life forward.
• You're ambitious and a little restless. You're not looking for a job; you're looking for a platform. When you hear that the person above you is grooming their own successor, your eyes light up.
• You don't wait to be told what to do. You show up to meetings with a point of view and leave with the room aligned.

What success looks like:

3-6 months: Shape and launch new Stream financial tools. Product-market fit validated, iteration underway, and a clear pipeline of what ships next

12 month: Independent ownership of core product categories. A high-velocity US product function that operates with minimal hand-holding. A roadmap the team believes in.

2 years: A recognised US product leader within Stream - and a credible successor to the VP, Product role as the business scales toward its next major milestone.

Working Policy: We operate a hybrid model, with 3 days in the Soho Office

What will we do for you?
  • 20 Days vacation in addition to federal holidays, as well as flexible time off allowances for any ad-hoc childcare/family/caring needs
  • 12 weeks paid Maternity Leave and 2 weeks paid Paternity Leave for employees with over 12 months service
  • Health, dental and vision benefits (a number of these benefits are paid in full for the employee)
  • We want to invest in you financially, so we have a 401K program

And of course, the best benefit of all, access to Stream!

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