PayJoy

Senior Product Manager, Credit Line Platform

PayJoy$250K — $270K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 5+ years of product management experience in Loan Management Systems or related fintech.
  • Experience leading cross-functional teams, especially engineering and operations.
  • Ability to manage multiple projects in a fast-paced setting.
  • Strong data analytics capabilities, including SQL proficiency.
  • Experience in defining algorithms, data structures, and platform services.
  • Familiarity with Loan Management Systems and servicing operations for loan and line products.
  • Proven track record of customer-focused solutions that also prioritize security and efficiency.

Responsibilities

  • Lead end-to-end discovery and design for credit line Loan Management System.
  • Coordinate with engineering and operational units to deliver products.
  • Implement features related to underwriting, payments, and withdrawals.
  • Oversee amortization and customer invoicing functionalities.
  • Ensure alignment between customer needs and product offerings.
  • Drive the adoption of data-driven decision-making processes.
  • Facilitate ongoing optimization of loan servicing operations.
Full Job Description
This role

The Senior Product Manager of our Credit Line Platform will define and lead end-to-end discovery, solution design, and implementation of our Loan Management System (LMS) for credit line products including underwriting, payments, withdrawals, amortization, internal functions, and customer invoicing.

Qualifications

  • 5+ years of product management experience, preferably in Loan Management Systems or loan servicing within fintech or a related field.
  • Experience driving cross-functional teams, including engineering and operational teams, to deliver impactful products.
  • Proven ability to manage and prioritize multiple initiatives in a fast-paced environment.
  • Strong data-driven decision-making skills, including the ability to run SQL queries.
  • Ability to define algorithms, data structures, and platform services.
  • Familiarity with Loan Management Systems, underwriting, and servicing operations in both loan and line products.
  • Demonstrated success in creating customer-first solutions while balancing security and operational efficiency.


$250,000 - $270,000 a year

About PayJoy

PayJoy is a financial technology company that provides smartphone financing solutions to consumers in emerging markets. The company was founded in 2015 and is headquartered in San Francisco, California. PayJoy partners with mobile network operators and retailers to offer affordable financing options to customers who may not have access to traditional credit. The company uses proprietary technology to assess creditworthiness and manage risk, and has developed a mobile app that allows customers to manage their accounts and make payments. PayJoy is committed to financial inclusion and has received several awards for its work, including the 2019 FT/IFC Transformational Business Award.
Learn more about PayJoy
Size
100 employees
Industry
Founded
2015

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