Corebridge Financial

Senior Predictive Liability Analytics Lead

Corebridge Financial$190K — $210K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Master's/PhD in Statistics, Data Science/ML, Applied Math, Computer Science, or Actuarial Science; FSA/ASA a plus.
  • 7-10+ years building production predictive models; insurance/annuity or long-duration liability experience preferred.
  • Practical experience in behavior modeling focused on surrender/utilization/lapse behaviors.
  • Proficient in bridging data from structured and unstructured sources to projection engines.
  • Strong communication and documentation skills; emphasis on code quality and reproducibility.

Responsibilities

  • Design predictive models to analyze policyholder behavior in short-term scenarios.
  • Utilize unstructured data with NLP techniques to generate behavioral features.
  • Implement generative AI and genetic algorithms for enhanced modeling and feature extraction.
  • Integrate model outputs into financial projection and valuation systems for analysis.
  • Collaborate with cross-functional teams to translate model sensitivities into business insights.

Benefits

  • Comprehensive health, dental, and vision insurance along with mental health support.
  • Generous retirement plan with immediate company contributions.
  • Access to an Employee Assistance Program for confidential counseling.
  • Matching charitable donations up to $5,000 and 16 hours of Volunteer Time Off annually.
  • Minimum of 24 Paid Time Off (PTO) days to support personal and family needs.
Full Job Description

Who you'll work with

Group:Balance Sheet Risk Management (BSRM)

Reports to: Head of Actuarial Strategy & Integration

About the role

Join BSRM as our hands-on Senior Predictive Liability Analytics Lead. You’ll build next-gen short-term models of policyholder behavior starting with annuity surrenders, withdrawals, and utilization.  You’ll collaborate with other stakeholders such as financial planning, ALM, pricing, valuation and capital as appropriate. This is a technical leadership role (not initially a people-manager or strategy role). You’ll do the math, write the code, build models, and mentor by example.

Responsibilities

Modeling & Innovation (hands-on)

  • Design predictive and semi-structural models with a short-term focus (performance focused on fitting the next 18-36 months) on long-horizon behavior (surrenders, partial withdrawals, lapse, rider utilization) using GLMs/GAMs, survival & hazard models (Cox, discrete-time, competing risks), tree ensembles (Boost/LightGBM/CatBoost), and deep learning choosing the most appropriate tool depending on the business problem.

  • Leverage unstructured data (contract text, correspondence, customer relationship notes, call transcripts) via NLP/transformer embeddings, RAG pipelines, and LLM-assisted document parsing to create novel behavioral features within guardrails.

  • Pilot generative-AI (foundation models) for feature extraction/summarization; use genetic/evolutionary algorithms for feature selection, architecture search, or synthetic cohort generation when appropriate.

  • Make models scenario-aware: incorporate drivers like credited rate, market rate spreads, moneyness, surrender charge state, distribution channel effects; calibrate elasticity to economic conditions documented in industry studies. 

Integration with actuarial / finance

  • Translate model outputs into curves/driver functions consumable by projection engines (e.g., Moody’s AXIS, Aon Pathwise, Prophet, RAFM, or internal models); generate reproducible, versioned results tables.

  • Share models with valuation/projection/ALM teams so behavior sensitivities can be considered alongside assumptions that normally flow through cash-flow projections, LDTI assumption updates, RBC/CTE stresses, and hedge effectiveness studies.

  • Partner with valuation and pricing to reconcile actual vs. expected and attribute earnings/variance to behavior; document the “model story” and explainability for governance.

MLOps, deployment & monitoring

  • Build training/scoring pipelines in Python/SQL on Databricks/Spark/Snowflake/AWS; track experiments with MLflow/DVC, version in Git, package with containers, and serve via batch/API.

  • Stand up dashboards for calibration, drift, stability, and bias; set retraining schedules, fallback models, rollback criteria, and automated alerts.

Cross-functional enablement

  • Co-design experiments (A/B, uplift, causal inference) with Business Owners/Operations/Distribution to test interventions; when warranted, explore contextual bandits/RL for offer timing and messaging.

  • Support Actuarial/Finance/Capital on scenario stress, attribution, and sensitivity runs; including helping to present results to model governance, assumption committees, and internal validation as needed.

Skills & Qualifications

  • Master’s/PhD in Statistics, Data Science/ML, Applied Math, Computer Science, or Actuarial Science; FSA/ASA a plus (or equivalent domain depth).

  • Certifications in ML/AI (nice to have).

  • 7+ years building production predictive models; insurance/annuity or long-duration liability exposure preferred.

  • Practical wins in behavior modeling (surrender/utilization/lapse) and integration

  • Comfortable spanning structured + unstructured data and bridging to projection engines.

  • Clear, concise communicator; strong documentation habits; bias to ship and iterate.

  • Mentors by example; sets standards for code quality, reproducibility, and testing.

  • Balances accuracy, interpretability, and operational simplicity under governance.

  • Collaborate within a highly matrixed organization.

  • Python (pandas, NumPy, scikit-learn, XGBoost/LightGBM, PyTorch/TensorFlow), SQL R

  • NLP/LLM: transformers/embeddings, RAG, prompt engineering; genetic/evolutionary search for features/hyper-params.

  • Databricks/Spark, Snowflake, AWS/Azure; MLflow, model registries, CI/CD; Tableau/Power BI for monitoring & storytelling.

  • Working familiarity with Actuarial platform (AXIS/Prophet/RAFM/etc.) integration patterns (assumption tables, mapping layers). 

Compensation

The anticipated salary range for this position is $190,000 to $210,000 at the commencement of employment.Not all candidates will be eligible for the upper end of the salary range. The actual compensation offered will ultimately be dependent on multiple factors, which may include the candidate’s geographic location, skills, experience and other qualifications.

In addition, the position is eligible for a discretionary bonus in accordance with the terms of the applicable incentive plan.

Corebridge also offers a range of competitive benefits as part of the total compensation package, as detailed below.

 

Work Location

This position can be based in Corebridge Financial’s Woodland Hills-CA or New York-NY office and is subject to our hybrid working policy, which gives colleagues the benefits of working both in an office and remotely.

Estimated Travel

Minimal travel.

Benefit Offerings Include:

  • Health and Wellness: We offer a range of medical, dental and vision insurance plans, as well as mental health support and wellness initiatives to promote overall well-being.
  • Retirement Savings: We offer retirement benefits options, which vary by location.  In the U.S., our competitive 401(k) Plan offers a generous dollar-for-dollar Company matching contribution of up to 6% of eligible pay and a Company contribution equal to 3% of eligible pay (subject to annual IRS limits and Plan terms). These Company contributions vest immediately.
  • Employee Assistance Program: Confidential counseling services and resources are available to all employees.
  • Matching charitable donations: Corebridge matches donations to tax-exempt organizations 1:1, up to $5,000.
  • Volunteer Time Off: Employees may use up to 16 volunteer hours annually to support activities that enhance and serve communities where employees live and work.
  • Paid Time Off: Eligible employees start off with at least 24 Paid Time Off (PTO) days so they can take time off for themselves and their families when they need it.


Eligibility for and participation in employer-sponsored benefit plans and Company programs will be subject to applicable law, governing Plan document(s) and Company policy.

Functional Area:

RK - Risk

Estimated Travel Percentage (%): Up to 25%

Relocation Provided: No

American General Life Insurance Company

About Corebridge Financial

Corebridge Financial, formerly AIG Life & Retirement, provides a diverse range of retirement planning, insurance, and financial solutions to help individuals and businesses financially prepare for the future. Their product suite includes annuities, life insurance, employer-sponsored retirement plans, and more to aid retirement readiness, protect assets, and manage risks. Corebridge believes financial security is possible for everyone through thoughtful education, planning, and purposeful action. They aim to move financial futures forward by making it easy for more people to take steps toward their goals today.

Corebridge Financial Careers

Joining Corebridge Financial presents an unparalleled opportunity to become part of a leading team of professionals dedicated to financial innovation and solutions. This is a pivotal time to engage with a company that values growth, leadership, and diversity in its workforce.

Explore Job Opportunities

Corebridge Financial offers a variety of job opportunities that cater to seasoned professionals and newcomers alike. Whether it's a position in management, finance, technology, or customer service, Corebridge Financial is actively hiring individuals who are passionate, driven, and ready to contribute to a thriving team.

Internship Programs

Kickstart a career in finance with Corebridge Financial’s internship programs. These opportunities are designed for individuals seeking to gain hands-on experience and develop essential skills in a real-world setting. Internships at Corebridge Financial are a gateway to full-time employment and offer a deep dive into the financial sector’s dynamic environment.

Professional Growth and Development

Corebridge Financial is committed to the professional growth of its employees. With comprehensive training programs and access to diverse career paths, employees can explore various facets of the financial industry. Leadership development and diversity training ensure that all team members are equipped for success and prepared to lead.

Benefits and Culture

The culture at Corebridge Financial is built on a foundation of innovation and inclusive values. Employees enjoy a range of benefits designed to support their professional and personal lives. From health and wellness programs to competitive retirement plans, Corebridge Financial invests in the well-being of its team members.

Networking and Career Advancement

Networking within Corebridge Financial leads to valuable connections and expansive career advancement opportunities. Employees are encouraged to engage in events and activities that foster professional relationships and personal growth.

Applying for a Position

To apply for a position at Corebridge Financial, candidates should prepare a resume that highlights relevant experience and skills. The interview process is designed to assess not only professional qualifications but also a candidate’s fit within the company’s culture. Corebridge Financial seeks individuals who are solution-driven and ready to contribute to a team.

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