Senior Portfolio Manager, Government, Not-for-Profit, & Healthcare manages a number of nonprofit credits ranging from $5M to $70MM in global exposure on a daily basis. In this role, you will evaluate nonprofit banking loan requests with revenues typically between $5 Million to $1 Billion using a thorough knowledge of loan policy, guidelines, and procedures.
What You'll Do - Manage an assigned portfolio of commercial customers in partnership with the relationship manager
- Provide support and oversight of reporting for portfolio management (delinquency, problem loans, exceptions, tickler tracking, etc.) as designated by the CCO
- Coordinate collection and review of financial statements, tax returns, covenant compliance certificates, and/or borrowing bases to comply with customers' reporting requirements
- Monitor assigned portfolio for early warning signs of financial weakness or other risks and work with borrowers to develop and execute an appropriate plan to mitigate risk and/or transfer to Special Assets Group
- Prepare credit packages for annual reviews, renewals, loan requests, portfolio reviews and criticized asset reviews
- Structure and underwrite complex commercial loan transactions in an assigned portfolio and new business transactions
- Provide credit recommendations to the appropriate level of credit administration
- Review and negotiate loan documentation in consultation with legal counsel and ensure renewals and modifications are properly closed
- Serve as contact for, provide support of and responses to internal audits, loan review, compliance reviews and regulatory exams for the bank
- Comply with all bank policies and procedures as well as applicable state and federal regulations
Qualifications- Bachelor's degree in business administration, finance, accounting, or related discipline
- Minimum 7 years' commercial credit experience including experience in one of the following sectors: corporate banking, middle market or CRE; GNPH experience preferred
- Thorough understanding of risk management and credit mitigants
- Knowledge risk ratings analysis, corporate finance and/or research
- Strong analytical and financial modeling abilities
- Exceptional verbal and written communication skills
- Strong interpersonal skills with a proven ability establishing client relationships
- Proficiency using Microsoft Office products including advanced Excel modeling skills
- Familiarity with Moody's analytics
BenefitsMedical Insurance • Dental • Vision • Life insurance • Accidental death and dismemberment • Short-term and long-term Disability Insurance • Parental Leave • Employee Assistance Program (EAP) • Traditional and Roth 401(k) with company match • Flexible Spending Account (FSA) • Employee Stock Purchase Plan at 5% discount • Critical Illness Insurance • Accident Insurance • Transportation and Commuting Benefits • Banking Benefits • Pet Insurance
CompensationThe estimated salary range for this role is $98,000-$150,000, along with eligibility to earn an annual bonus. Actual salaries may vary based on several factors, such as a candidate's qualifications, skills and experience.
#LI-AC1
