Target Range:$80,000.00/Yr. - $95,000.00/Yr.
Actual starting pay will vary based on factors including, but not limited to, geographic location, experience, skills, specialty, and education.
This is a commission eligible role.
About This JobThe Senior Portfolio Associate supports Credit and Portfolio Management within the Fund Finance portfolio, managing a portfolio of subscription credit facilities and related lending products using a risk-based approach. This role is responsible for ongoing portfolio monitoring, transaction execution support, and financial analysis, while ensuring adherence to lending policies, documentation standards, and regulatory requirements.
Responsibilities:- Review and validate Post Funding Covenant (PFC) audits, borrowing base certificates and loan/line advances. Escalating any complex issues or exceptions to management
- Conduct comprehensive loan reviews, collection of financial statements, financial statement spreading and the financial analysis of borrowers
- Routine monitoring of commercial credits by way of covenant tracking, servicing borrower inquires, and facilitating the gathering of essential portfolio data is essential
- Perform reporting and analysis on lending portfolio including monthly and quarterly data reports
- Maintain electronic loan files and prepares reporting on trends, ratios, and cash flow analysis
- Consult with customers to verify financial and credit transactions; respond to customer inquiries and resolves customer complaints
- Lead, develop and train Portfolio Analysts and Associates
Qualifications:- Bachelor's degree in Finance, Accounting, Economics, or a related field
- 4+ years of experience in portfolio management, credit underwriting, or structuring within commercial lending, preferably with exposure to fund finance or specialty finance
- Strong understanding of lending structures, financial analysis, and credit risk principles
- Experience with borrowing bases, covenants, and loan documentation
- Advanced analytical, problem-solving, and organizational skills
- Ability to operate independently and manage deadlines in a high-volume environment
Axos Employee Benefits May Include:- Medical, Dental, Vision, and Life Insurance
- Paid Sick Leave, 3 weeks' Vacation, and Holidays (about 11 a year)
- HSA or FSA account and other voluntary benefits
- 401(k) Retirement Saving Plan with Employer Match Program and 529 Savings Plan
- Employee Mortgage Loan Program and free access to an Axos Bank Account with Self-Directed Trading
Job Functions and Work Environment:While performing the duties of this position, the employee is required to sit for extended periods of time. Manual dexterity and coordination are required while operating standard office equipment such as computer keyboard and mouse, calculator, telephone, copiers, etc.
The work environment characteristics described here are representative of those an employee may encounter while performing the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of this position.
