Citigroup, Inc

Senior Payments Product Manager

Citigroup, Inc • $141K — $212K *
Toronto, ON M3C 0E3In-Person
Finance & Insurance
8 - 10 years of experience
Today
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Job Overview by Ladders

Qualifications

  • 10+ years of product management experience within financial services, focusing on payments.
  • Proven expertise in various payment products such as Merchant Acquiring, Commercial Cards, and Cross-Border Payments.
  • Ability to define a clear product vision and strategy from complex market dynamics.
  • Excellent written and verbal communication skills for diverse audiences.
  • Strong analytical and problem-solving skills with a data-driven approach.
  • Demonstrated leadership in cross-functional teams without direct authority.
  • Bachelor's degree required; Master's degree (MBA) or relevant certifications preferred.

Responsibilities

  • Define and execute product strategy for Canada Payments, aligning with global and local market dynamics.
  • Own end-to-end product lifecycle from ideation to performance management.
  • Conduct market research and competitive analysis to identify product opportunities.
  • Engage with clients to understand their needs and contribute to strategic discussions.
  • Collaborate with cross-functional teams to ensure compliance and business alignment.
  • Ensure payment products meet Canadian regulations and adapt strategies as needed.
  • Develop value propositions and go-to-market plans to drive product adoption.

Benefits

  • Opportunity to drive innovation in the Canadian payment landscape.
  • Work collaboratively with diverse teams across the organization.
  • Engage directly with clients and industry leaders.
  • Contribute to a global team's strategic initiatives.
  • Opportunities for professional development and career advancement.
Full Job Description
Job Overview: The Senior Product Manager for Canada Payments will play a pivotal role in shaping the future of Citi's payment offerings in the Canadian market. This position is responsible for the strategic development, management, and commercialization of innovative payment solutions, aligning with global product strategies and local market needs. The ideal candidate will possess deep expertise in the Canadian payment ecosystem, a strong understanding of emerging payment trends, and a proven track record in product lifecycle management within a dynamic financial services environment. This role demands a proactive, client-centric leader who can translate market opportunities into tangible product features and drive adoption.

Key Responsibilities:
  • Product Strategy & Vision: Define and execute the product strategy for multiple Canada Payments products, aligning with global priorities and local market dynamics and Payments Modernization initiatives.
  • Product Lifecycle Management: Own the end-to-end product lifecycle from ideation and requirements gathering to launch, commercialization, and ongoing performance management.
  • Market & Competitive Analysis: Conduct in-depth market research, competitive analysis, and client segmentation to identify opportunities for new products or enhancements to existing solutions.
  • Client Engagement: Act as a subject matter expert in client-facing interactions, understanding their evolving needs, pain points, and contributing to strategic dialogue on payment solutions.
  • Cross-Functional Leadership: Collaborate closely with Technology, Operations, Sales, Legal, Compliance, and Risk teams to ensure product features are developed, implemented, and delivered in line with regulatory requirements and business objectives.
  • Regulatory & Compliance: Ensure all payment products comply with Canadian payment regulations (e.g., Payments Canada rules, FINTRAC) and internal Citi policies. Actively monitor regulatory changes and adapt product strategies accordingly.
  • Commercialization & Go-to-Market: Develop compelling value propositions, pricing strategies, and go-to-market plans in close coordination with Sales teams to drive revenue growth and market adoption of Canada Payment products.
  • Performance Management: Monitor and analyze product performance metrics, revenue drivers, and client satisfaction, taking corrective actions as needed to achieve financial and strategic goals.
  • Innovation: Drive innovation within the Canadian payment space, exploring new technologies (e.g., Open Banking, AI-driven payments) and strategic partnerships to enhance Citi's offering.

Qualifications:
  • Experience: 10+ years of product management experience within financial services, with a significant focus on payments.
  • Payment Product Knowledge: Proven expertise in a broad range of payment products (e.g. Merchant Acquiring, Commercial Cards, ACSS, Wires, Instant Payments, Cross-Border Payments).
  • Strategic Thinking: Ability to define clear product vision and strategy, translating complex market dynamics into actionable product roadmaps.
  • Communication & Influence: Excellent written and verbal communication skills, with the ability to articulate complex concepts clearly to diverse audiences (clients, senior management, technical teams).
  • Problem-Solving: Strong analytical and problem-solving skills, with a data-driven approach to decision-making.
  • Leadership: Demonstrated ability to lead cross-functional teams, influence stakeholders without direct authority, and drive consensus.
  • Education: Bachelor's degree required; Master's degree (MBA) or relevant professional certifications preferred.


Job Family Group:
Institutional Sales

Job Family:
Institutional Sales Support

Time Type:
Full time

Primary Location Full Time Salary Range:
$141,600.00 - $212,400.00

Most Relevant Skills
Please see the requirements listed above.

Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.

Automated Processing and AI

We use automated processing, including artificial intelligence, for our legitimate business interests (or our reasonable and appropriate business purposes) to identify and align the candidate's skills and abilities with a specific job opening. Additionally, if you so choose, or consent, we can match your skills and abilities to other suitable roles at Citi.

Importantly, all our hiring processes and decisions, including determining your suitability for a role, are conducted, checked, and decided by individuals. Our automated processing and AI do not involve relying on automatic or autonomous decision-making. Please refer to any Jurisdictional Considerations, with specific provisions for your country (where relevant) for further details.

This job opening is for an existing job vacancy.

About Citigroup, Inc

Citigroup is a financial services holding company that provides financial products and services. The company operates through two segments, Global Consumer Banking (GCB) and Institutional Clients Group (ICG). The GCB segment offers traditional banking services to retail customers through retail banking, commercial banking, Citi-branded cards, and Citi retail services. The ICG segment offers various banking, and financial products and services to corporate, institutional, public sector, and high-net-worth clients. This segment provides wholesale banking products and services, including fixed-income and equity sales and trading, foreign exchange, prime brokerage, derivative services, equity and fixed-income research, corporate lending, investment banking, and advisory services, private banking, cash management, trade finance, and securities services. Citi is committed to sustainability and social responsibility, and the company invests in initiatives that promote economic progress.

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Learn more about Citigroup, Inc
Market Cap
$1.3 billion
Industry
Finance & Insurance
Net Income
$89.6 million
Founded
1812
5 Year Trend
+4.6%
NASDAQ
C
* Ladders Estimates

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