The Vertical Risk Manager , Sr Manager, (VRM) within Card Risk Data, Models, Decisioning & Credit  (“DMDC”) supports Decisioning as a Service (DaaS), providing risk framework guidance across product, platforms, and the well managed execution of processes. VRMs act as the first line of defense, leading, advising, and innovating on top transformational initiatives while partnering with business leaders to identify and mitigate potential risks to Capital One. This role offers a high level of exposure across lines of business, where VRMs collaborate with Executives and their teams to deliver risk solutions that directly impact customer experience and ensure Capital One’s continued growth and success.

Responsibilities:

• Work with business teams and other key stakeholders to help develop well-designed products, processes, marketing, and supporting technologies and implement risk management practices; support our business partners on risk / return trade-off decisions
• Lead risk framework discussions and drive creative solutions to improve the risk profile
• Participate in risk forums and business reporting routines and contribute to continuous improvement of risk management practices
• Lead ad-hoc projects to improve processes or control environment to mitigate risks 
• Synthesize data and reporting; perform analysis and bring valuable proactive business insights through evaluation of data provided by team analysts
• Drive and deliver results and improvements in line with the business’ well managed and risk agendas
• Stay abreast of the changing regulatory environment and understand the impacts to the business areas that you support
• Collaborate effectively across multiple levels and organizations
• Collaborate effectively between risk, compliance and other business support functions (e.g., legal, privacy) (e.g., operations, risk management, enterprise management, etc.) to achieve objectives and support the organization in delivering on top priorities in a timely and efficient manner
• Support, partner, and interact with internal business clients
• Build relationship and collaborate with key stakeholders, driving cross-functional opportunities to grow brand, processes and an enhanced risk management environment
• Set direction, manages expectations and lead cross-functional teams

Here’s what we’re looking for in an ideal teammate:

• You are passionate about identifying challenges and solving problems
• You think critically and seek to understand the business, its processes, risks and control environment
• You possess a relentless focus on quality and timeliness
• You adapt to change, embrace bold ideas, and are intellectually curious;  you test assumptions and challenge conventional thinking
• You develop influential relationships based upon shared risk objectives
• You create energy and an environment that fosters trust, collaboration, and belonging
• You do the right thing and lead by example; you have a passion for investing in the betterment of the team

Basic Qualifications:  

• Bachelor’s Degree or Military experience 
• At least 5 years of experience working in risk management or financial services
• At least 4 years of program management experience
• At least 4 years of experience supporting, partnering and interacting with internal business clients

Preferred Qualifications:  

• Masters Degree
• 6+ years of Project Management experience leading cross functional projects and programs in Risk
• 6+ years of program management experience leading cross functional risk programs
• 6+ years of financial services risk management experience
• 3+ years experience in Agile or design thinking
• 4+ years of Compliance, Legal, Audit, or first or second line Risk Management experience
• 3+ years of experience in reporting and analyzing data
• Certified Risk Management Assurance (CRMA) or Certified Regulatory Compliance Manager (CRCM)
• PMP, Lean, Agile or Six Sigma certification

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.