9/15/26

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Job Type: Permanent Work Model: Hybrid Reference code: 134997 Primary Location: Toronto, ON All Available Locations: Toronto, ON

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What will your typical day look like?

As an experienced Manager/Senior Manager you will work in a collaborative team environment to analyze issues and address client challenges related to credit risk. As a Subject Matter Expert and Engagement Manager your projects may include risk / regulatory transformation projects (i.e. operating models, technology implementations, growth and de-risking strategies, etc.), retail and non-retail risk advisory engagements (i.e. retail life-cycle strategies, commercial and corporate industry and sector reviews, portfolio management, etc.), and helping clients on data-driven risk strategies to support ROE optimization.
You will have a hybrid role, which encompasses developing the local Canadian marketplaces. In addition, you will have the opportunity to deliver national and international projects at mid-sized and large Financial Institutions.

Experienced Managers and Senior Managers are expected to contribute to the firm's growth and development in a variety of ways, including:

• Delivering projects independently, under the guidance of an Engagement Senior Manager and Partner while executing on the technical areas and interacting with the clients to provide advice.
• Provide end-to-end oversight for the delivery of financial risk management advisory and assurance projects for financial services industry clients.
• Proactively engage with Deloitte leadership in regular strategic & planning discussions; cultivate and manage a pipeline of work with clients.
• Manage and lead a small team of diverse team of talented professionals and provide ongoing coaching to them to enable them to reach their highest potential
• Develop POVs (point-of-view), market analysis, white papers and solutions we can offer to our clients to support them in the best possible way.

About the team

Deloitte's Financial Risk Advisory & Transformation practice advises organizations on how to effectively mitigate risk and make informed and intelligent risk decisions around credit risk strategy, business processes, governance frameworks, analytics, technology and operations. Our work is diverse, high profile, high impact, and highly rewarding. If you're looking for a challenge and an opportunity to grow your career alongside the best and brightest in the industry, you'll find it Financial Risk Advisory & Transformation at Deloitte. Broaden your skills. Broaden your reach. Broaden your career. It's all possible at Deloitte.

Enough about us, let's talk about you

You are someone with:

• Undergraduate or Graduate degree in Economics, Business, Engineering, Mathematics, Finance, Data Science, or a related discipline
• 7+ years of experience in credit policy, credit strategy development, risk analytics, portfolio management or related analytics field.
• Strong understanding of credit products, processes, risk systems, and regulatory frameworks.
• Industry experience across one or more of Retail, Business Banking, Commercial or Wholesale Credit Portfolios
• Expertise in ROE analysis and implementing strategies that enhance financial performance.
• Advanced technical skills in SAS, SQL, Python, or R or willingness to learn an asset
• Exceptional communication and stakeholder engagement skills, with the ability to influence across business lines.
• Proven track record of leading cross-functional initiatives and delivering strategic outcomes.
• High initiative, adaptability, and ownership in a dynamic, fast-paced environment.
• Superior verbal, written and interpersonal communication skills, ability to work in a fast paced and demanding environment with strong project management skills
• Ability to build and maintain relationships with clients and colleagues
• Willingness to travel to client locations, as required
• Bilingualism in English and French is considered an asset.

Total Rewards

The salary range for this position is $126,000 - $234,000, and individuals may be eligible to participate in our bonus program. Deloitte is fair and competitive when it comes to the salaries of our people. We regularly benchmark across a variety of positions, industries, sectors, targets, and levels. Our approach is grounded on recognizing people's unique strengths and contributions and rewarding the value that they deliver.

Our Total Rewards Package extends well beyond traditional compensation and benefit programs and is designed to recognize employee contributions, encourage personal wellness, and support firm growth. Along with a competitive base salary and variable pay opportunities, we offer a wide array of initiatives that differentiate us as a people-first organization. On top of our regular paid vacation days, some examples include: $4,000 per year for mental health support benefits, a $1,300 flexible benefit spending account, firm-wide closures known as "Deloitte Days", dedicated days of for learning (known as Development and Innovation Days), flexible work arrangements and a hybrid work structure.