Lemonade, Inc.

Senior Insurance Product Manager, Car

Lemonade, Inc. • $140K — $160K *
US-AnywhereRemote in United States
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 8+ years of P&C experience, with at least 6 years in personal lines car insurance or product management
  • 1+ year of direct management experience
  • Bachelor's degree in Business, Insurance, Finance, or related field (or equivalent experience)
  • Exceptional analytical skills with a focus on identifying trends
  • Strategic thinker with an ownership mentality
  • Strong organizational and project management skills
  • Excellent written and verbal communication abilities
  • Ability to thrive in a remote work environment
  • Enthusiasm for learning and adapting to AI technologies

Responsibilities

  • Own the strategy and roadmap for Lemonade Car, prioritizing profitable growth
  • Build and lead a high-performing team of product managers and analysts
  • Champion the shift to AI-first workflows and help team members develop new skills
  • Design and improve processes for product changes from concept to production
  • Advance the Car strategy through enhancements and increased underwriting sophistication
  • Align cross-functional teams around shared priorities and remove blockers
  • Present strategy and performance metrics to executive leadership with clarity

Benefits

  • Comprehensive health & wellness coverage
  • Equity options
  • 401(k) plan with employer match
  • 20 paid vacation days
  • Parental leave
Full Job Description
What you're applying for

We're looking for a Senior Insurance Product Manager to help build the most loved car insurance on the planet. Our Car line is growing fast, and this role sits at the center of it - shaping strategy, driving profitability, and making sure every product decision moves us closer to an experience that's fast, simple, and genuinely great for customers. You'll work closely with Actuarial, Insurance Operations, and Underwriting as a core member of our Insurance Product team.

We believe three things matter for every role at Lemonade: drive to push through challenges, efficiency that keeps standards high while moving fast, and adaptability that lets you pivot with data and AI insights. These aren't buzzwords, they're how we actually work.

Our AI-first approach isn't just a tagline either. We're building the future of insurance with AI at the center, and we need people who are genuinely excited to learn and grow alongside these tools.

In this role you'll
  • Own the strategy and roadmap for key areas of Lemonade Car, setting priorities that drive profitable growth across new customer segments and channels
  • Build, lead, and coach a high-performing team of insurance product managers and analysts - setting clear goals, developing talent, and fostering a culture of ownership and accountability
  • Lead your team through the shift to AI-first ways of working, championing adoption, redesigning workflows, and helping each person build new skills
  • Design and continuously improve the processes that move product changes from concept through regulatory approval and into production - raising the bar on speed, quality, and efficiency
  • Advance our countrywide Car strategy through rating plan enhancements, coverage improvements, and increased underwriting sophistication
  • Align Insurance, Engineering, Data, and Product around shared priorities - surfacing trade-offs, removing blockers, and keeping the team moving fast
  • Serve as a trusted voice to executive leadership, presenting strategy, performance metrics, and recommendations with clarity and conviction


What you'll need
  • 8+ years of P&C experience, with a minimum of 6 years in personal lines car insurance state or product management, required
  • 1+ year direct management experience
  • Bachelor's degree in Business, Insurance, Finance, or a related field (or equivalent experience)
  • Exceptional analytical skills and attention to detail, with a knack for identifying trends and driving action
  • Strategic thinker with an ownership mentality, willing to challenge the status quo and propose creative solutions
  • Superior organizational and project management capabilities, comfortable managing multiple complex priorities in a fast-paced environment
  • Strong collaborative spirit and exceptional written and verbal communication skills
  • Ability to work in a remote environment
  • Enthusiasm about learning and adapting to the exciting world of AI - a commitment to exploring this field is a fundamental part of our culture

*Please note that we are unable to sponsor applicants for work visas

Unfortunately, we cannot consider applicants from these states; Colorado, California, Montana, Hawaii, New Mexico and Puerto Rico.

Lemonade's US base salary range for this full-time position is $140,000 - $160,000 plus equity + benefits. Our salary ranges are determined by role, level, and location. Within the range, individual pay is determined by work location and additional factors, including job-related skills, experience, and relevant education or training. Our competitive total rewards package includes comprehensive health & wellness coverage, equity, a 401(k) plan with employer match, 20 paid vacation days, and parental leave. Speak to your recruiter to hear more about the specific salary range for your preferred location and our total rewards package.

#LI-Remote

About Lemonade, Inc.

Lemonade, Inc. is a technology-driven insurance company that offers homeowners and renters insurance policies. The company was founded in 2015 by Daniel Schreiber and Shai Wininger and is headquartered in New York, New York. Lemonade uses artificial intelligence and behavioral economics to offer insurance policies to customers in a fast and efficient manner. The company is licensed in all 50 states and the District of Columbia and has over 500 employees. Lemonade is a publicly traded company and is listed on the New York Stock Exchange under the ticker symbol LMND.
Learn more about Lemonade, Inc.
Size
1,119 employees
Market Cap
$933.3 million
Industry
Net Income
-$122.3 million
Founded
2015
Revenue
$94.4 million
NASDAQ

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