Senior Individual Life Underwriter - Remote

RGA Reinsurance Company$87K — $109K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • College diploma / University degree or equivalent experience.
  • Minimum of 6 years underwriting experience in individual life insurance, covering medical and financial assessments.
  • Service-oriented with strong interpersonal collaboration skills.
  • Excellent written and verbal communication skills.
  • Bilingual in French and English is a plus, with a requirement for English proficiency.
  • Experience with multiple lines of business (Life, Disability, Critical Illness) is an asset.

Responsibilities

  • Analyze mortality and morbidity risks to determine underwriting requirements and risk categories.
  • Provide technical expertise and support to client companies.
  • Manage high-pressure situations effectively and independently within designated authority.
  • Support departmental management by contributing to training, discussions, and project initiatives.
  • Foster a positive team environment and contribute to solutions for technical or client challenges.
  • Participate in RGA events and industry activities, building relationships with key clients.

Benefits

  • Collaborate with diverse, caring colleagues globally.
  • Experience a respectful work environment that values individuality and innovation.
  • Opportunity for significant career growth within the company.
Full Job Description
Reporting to the Director of Underwriting, our underwriting professionals support our clients' outsourced underwriting needs in the analysis and evaluation of mortality and morbidity risks. The underwriter is responsible for examining the medical, financial and non-medical risk factors of life, disability and critical illness insurance applications. The Underwriter is responsible for making quality decisions in accordance with underwriting principles and guidelines, and for completing assigned tasks within service time expectations and other established deadlines.

This role is remote, must be located in Canada

Responsibilities :
  • Mortality/Morbidity Risk Analysis - determine appropriate underwriting requirements and assign cases to the appropriate risk category by analyzing and interpreting underwriting evidence for mortality and morbidity risk assessment
  • Provides technical expertise and support to client companies
  • Demonstrates an ability to work productively in high pressure environment and effectively and proactively manage challenging situations.
  • Act independently within specified authority.
  • Actively supports the departmental management by providing input, assisting in training, leading team discussions, participating in projects, and being a positive contributor to the resolution of technical or client issues
  • Contribute to a positive working environment with teamwork and a spirit of innovation
  • Participates in RGA events and industry activities and fosters relationships with key clients


Qualifications :
  • College diploma / University degree or equivalent working experience
  • Minimum of 6 years of individual life underwriting experience including experience with substandard business, medical and financial underwriting
  • Service-oriented attitude with strong interpersonal skills to work collaboratively with our internal and external partners
  • Strong communication skills, written and verbal
  • Bilingual French/English (oral and written) is an asset. English is required as we need to communicate orally and in writing with a predominantly English-speaking clientele based outside of Quebec.
  • Multiple lines of business (Life, DI, CI) an asset

Skills :
  • Proactively builds strong interpersonal relationships with colleagues and clients
  • Excellent oral and written communication skills
  • Self motivated, flexible and creative
  • Strong client focus
  • Flexible - Thrives on challenge and change
  • Ability to learn various application tools
  • Excellent logical and problem solving skills
  • Solid time management & organizational skills
  • Works effectively as a positive influencer and contributes to ideas and solutions


#LI-MJ1 #LI-REMOTE

What you can expect from RGA:
  • Gain valuable knowledge from and experience with diverse, caring colleagues around the world.
  • Enjoy a respectful, welcoming environment that fosters individuality and encourages pioneering thought.
  • Join the bright and creative minds of RGA, and experience vast, endless career potential.


We're excited to get to know you and connect your unique skills with our global opportunities. To create a modern and seamless experience, we use artificial intelligence (AI) in parts of our preliminary screening process. This technology helps us personalize job recommendations, automate interview scheduling, evaluate candidates based solely on experience-without considering name, gender, or other personal details-and provide real-time answers through our chatbot. AI is used only during early screening and never makes hiring decisions. Your RGA recruiter will work closely with you every step of the way to ensure the process feels personal, thoughtful, and focused on you.

Compensation Range:
$87,500.00 - $109,400.00 Annual

Base pay varies depending on job-related knowledge, skills, experience and market location. In addition, RGA provides an annual bonus plan that includes all roles and some positions are eligible for participation in our long-term equity incentive plan. RGA also maintains a full range of health, retirement, and other employee benefits.

About RGA Reinsurance Company

RGA Reinsurance Company Careers

There has never been a more opportune time to join the dynamic team at RGA Reinsurance Company—the leading entity in the reinsurance industry globally.

Work You’ll Do

Join RGA Reinsurance Company's top-tier team to assist some of the most prominent companies worldwide in navigating their challenges and seizing growth opportunities through innovative reinsurance solutions. Transform the reinsurance landscape with the brightest minds at RGA Reinsurance Company, where leadership, innovation, and a commitment to diversity training shape the future of the industry. Lead from a unique position in the marketplace, at the crossroads of deep industry expertise and groundbreaking innovation. Engage with a global team of business and reinsurance advisors to help clients master their strategic objectives. Collaborate with the most skilled group of reinsurance professionals in the world, dedicated to excellence and forward-thinking solutions.

Introducing the RGA Reinsurance Company Professional Growth and Development Initiative

The initiative aims to build a market-leading team to guide some of the world’s most renowned companies through their strategic reinsurance needs with unmatched expertise.

Do Innovative Work

Join the largest group of reinsurance experts globally—dedicated professionals at the nexus of technology, industry knowledge, and digital transformation.

Drive Innovation

Deliver targeted reinsurance solutions through a depth and breadth of consulting experience and innovation that’s unparalleled in the industry.

Be Part of a Great Team

Work with a wide range of reinsurance technologies and leverage the unparalleled capabilities, global scale, and joint solution development of a powerhouse team.

Future-proof Your Career

Advance as far as your ambition takes you with limitless opportunities for career growth, supported by unmatched training, development, and certification support.

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Discover how RGA Reinsurance Company is leading the way in predictive modeling and risk management solutions, enhancing client capabilities and operational efficiency.

The RGA Reinsurance Company Edge

The combined service capabilities, global scale, and joint solution development help clients tackle industry challenges and lead transformation in their sectors. Clients worldwide turn to RGA Reinsurance Company for new strategies and solutions to drive innovation and growth in the ever-evolving reinsurance landscape.

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