Farmers Insurance Group

Senior General Claims Adjuster

Farmers Insurance Group • $76K — $119K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 5-7 years of claims experience required, with a focus on complex losses.
  • Bachelor's degree preferred or completion of major insurance designation.
  • Strong communication skills and computer literacy essential.
  • Valid driver's license and bondable status required.
  • Active adjuster's license in relevant states necessary.

Responsibilities

  • Adjust large and complex claims, ensuring thorough investigations.
  • Train and mentor other claims personnel in best practices.
  • Conduct reinspections and collaborate with Claims Representatives.
  • Monitor legal expenses and attend litigation conferences as needed.
  • Evaluate compliance with company procedures and report on trends.

Benefits

  • 401(k) plan with company match.
  • Comprehensive medical, dental, and vision insurance.
  • Paid time off and parental leave.
  • Tuition assistance for further education.
  • Bonus opportunities based on performance.
Full Job Description


Workplace: On-site ( #LI-Onsite ), Remote ( #LI-Remote )

Location / Territory

We are currently hiring for four territories:
  • Denver/Colorado Springs/Pueblo, CO
  • Minneapolis-St. Paul (Twin Cities), MN
  • Dallas/Fort Worth, TX
  • Chicagoland, IL/WI (including the greater Chicago area, up to Kenosha, WI, and down to Champaign, IL)


Candidates must live within their selected territory and be able to travel regularly throughout the assigned coverage area. Additional travel may be required for catastrophe response assignments.

Job Summary

Adjusts major and complex losses, but may also adjust standard losses. Trains other claims employees in the area of expertise. Assists with reinspections and file reviews. Works closely with the District Managers and agency force. May assist Team Leaders and Management personnel with technical support for adjusting claims. May review authority requests and prepare submissions for approval to the next higher level. Will also be required to maintain an active adjuster's license in states where required.

Essential Job Functions

  • May adjust large or complex losses in their entirety.
  • Responsible for completing all procedural requirements as outlined in the BCO and CR Procedural Manuals.
  • Responsible for completing proper investigations on complex losses.
  • May assist with catastrophe claims throughout the operating territory.
  • Maintains control of assigned Suits vs. Exchange and other litigated specialty files.
  • Monitors and controls legal expenses.
  • Attends litigation conferences, arbitration hearings and trials as necessary.
  • Conducts reinspections and field-rides with Claims Representatives.
  • May be responsible for training of Claims personnel.
  • Reviews Claims Office operations for compliance with company procedures and quality assurance evaluations.
  • Reports findings, making specific comments and recommendations on any adverse trends or procedural deviations.
  • Recommends limits of claims monetary authority for supervisory and field personnel within the limit of prescribed policy.
  • Trains and counsels supervisory personnel in the area of expertise, participates as an instructor in claims training programs and agents' career schools; and monitors quality and adequacy of training programs administered by claims offices.
  • Assists Team Leaders and Supervisors in evaluating the technical abilities of specialty function Claims Representatives and Claims Associates.
  • Advises and counsels claims offices in establishing and maintaining good business relations with vendors, and reviews the administration of repair programs.
  • Assists with the handling of authority requests during the absence of the Supervisor or Specialty Manager.
  • May travel throughout the operating territory to assist with catastrophe losses.
  • Investigates, confirms coverage, determines liability, establishes damages, reports status and negotiates the settlement of assigned cases (has authority to make payment of assigned claims within prescribed limits).
  • Adjusts all types of claims. Inspects damaged property and vehicles, and determines claim-related damage.
  • Estimates the cost of repair or replacement of damaged or stolen property and vehicles.
  • Determines and reports on subrogation potential.
  • Initiates the sale of salvage vehicles, personal property, and miscellaneous salvage items.
  • Reports theft, fraud, and arson losses as required to state and industry agencies.
  • Performs most duties on an individual basis, and work has a direct bearing on Management results.
  • Represents the Company from a public relations standpoint and must conduct oneself as a member of Management at all times.
  • Personal contacts are a major part of activity and include policyholders, claimants, agents, witnesses, repair facilities, contractors, police and fire departments, state and county fraud and arson personnel, special investigators, attorneys, expert witnesses, members of the medical profession and all other persons incident to the investigation and processing of claims.
  • *Employees assigned to the Catastrophe team will be required to travel away from their residence for a specified period of time, usually consisting of 23 days
  • Promotes safety at all times and complies with safety/ergonomic standards as outlined in relevant company published manuals.
  • Performs other duties as assigned.


Education Requirements

  • High School diploma or equivalent required.
  • Bachelor's degree preferred. Completion of a major insurance designation, or actively pursuing a major insurance designation or insurance-related courses.


Experience Requirements

  • External candidates should have a minimum of four years of prior claims experience. The same time-on-job requirement is preferred for internal candidates.
  • Successful demonstration/completion of the Claims Sr General Adjuster prerequisites, proficiencies, and exams, as required based on unit of assignment.
  • Communication skills and computer literacy
  • Valid driver's license
  • Bondable


Physical Actions

  • Bending, Pulling, Sorting, Pushing, Climbing, Reaching, Standing, Key entering, Walking, Kneeling, Seeing
  • Carrying up to 20 lbs.
  • Speaking, Reading & Writing (English)


Physical Environment

Required job duties are normally performed in a climate-controlled office environment, but with exposure to some or all of the following environments when in the field:
  • Uncontrolled outside environmental conditions
  • Excessive Noise Levels
  • Chemicals
  • Chemical/Biological Conditions
  • Moving Mechanical Parts and Areas Considered Dangerous
  • Conditions that could affect the respiratory system or skin such as: fumes, odors, dust, mists, gases, oils, smoke, soot, or poor ventilation.

Benefits
  • Farmers offers a competitive salary commensurate with experience, qualifications and location.
    o CO: $76,275 - $119,350
    o HI/IL/MN/VT Only: $76,275 - $127,490
  • Bonus Opportunity (based on Company and Individual Performance)
  • 401(k)
  • Medical
  • Dental
  • Vision
  • Health Savings and Flexible Spending Accounts
  • Life Insurance
  • Paid Time Off
  • Paid Parental Leave
  • Tuition Assistance
  • For more information, review "What we offer" on https://www.farmers.com/careers/corporate/#offer


Job Location(s): US - CO - Denver, US - CO - Aurora, US - CO - Castle Rock, US - CO - Centennial, US - CO - Colorado Springs, US - CO - Englewood, US - CO - Westminster, US - IL - Aurora, US - IL - Champaign, US - IL - Chicago, US - IL - Elgin, US - IL - Joliet, US - IL - Lisle, US - IL - Lombard, US - IL - Naperville, US - IL - Orland Park, US - IL - Rolling Meadows, US - IL - Rosemont, US - IL - Warrenville, US - MN - Anoka, US - MN - Bloomington, US - MN - Bloomington, US - MN - Burnsville, US - MN - Eagan, US - MN - Edina, US - MN - Minneapolis, US - MN - St Louis Park, US - MN - St. Paul, US - MN - Woodbury, US - TX - Addison, US - TX - Dallas, US - TX - Forney, US - TX - Fort Worth, US - TX - Grand Prarie, US - TX - Irving, US - TX - Lewisville, US - TX - Plano, US - TX - Rockwall

Anticipated application deadline: At Farmers, the recruitment process is designed to ensure that we find the best talent to join our team. As part of this process, we typically close open positions within 8 to 21 days after posting. If you are interested in any of our open positions, we encourage you to submit your application promptly.

About Farmers Insurance Group

Farmers Insurance Group is an insurer group of automobiles, homes, and small businesses. It helps their clients plan wisely for the unexpected but also on helping restore order when it occurs, so they can keep moving along its plan. The companies comprising the Farmers Insurance Group of Companies® makeup insurers of vehicles, homes, and small businesses and provide a wide range of other insurance and financial services products. The Los Angeles, California-based company was established in 1928 by John C. Tyler and Thomas E. Leavey.

Farmers Insurance Group Careers

Join the vibrant team at Farmers Insurance Group, a leading entity in the insurance sector, and propel your career to new heights. As part of our dynamic team, you will be at the forefront of transforming the insurance industry through innovation and leadership.

Work You’ll Do

At Farmers Insurance Group, we offer more than just job opportunities; we provide a platform for professional growth and personal development. Our team is committed to fostering a culture of diversity and inclusion, where every employee is valued and given the chance to thrive.

Empower Your Career

Step into a world of exciting challenges and rewarding experiences in various roles across the company. From customer service to claims adjustment, each position at Farmers offers a unique opportunity to make a significant impact. With a focus on leadership development and diversity training, we ensure that all team members are equipped to lead, innovate, and excel.

Innovate with Us

Join our team of over 30,000 dedicated professionals who are pushing the boundaries of what's possible in the insurance industry. At Farmers Insurance Group, innovation isn't just another buzzword—it's at the core of everything we do. Whether it's developing new policies or enhancing our digital platforms, our employees are empowered to think creatively and act boldly.

Grow and Succeed

Farmers Insurance Group is committed to the growth of every team member. We support your career journey with extensive training programs, mentorship opportunities, and leadership courses that prepare you for the future. Whether you’re starting with an internship or stepping into a senior role, you’ll find that our commitment to professional development sets us apart.

Benefits and Culture

We pride ourselves on offering competitive benefits that support the health, well-being, and financial security of our employees and their families. From comprehensive health insurance to retirement plans and wellness programs, we provide the benefits you need to live a balanced and fulfilling life. Our culture is built on collaboration, respect, and a commitment to excellence. We celebrate diversity and strive to create an inclusive environment where everyone can contribute their best work.

Join Our Team

Explore the various career paths available at Farmers Insurance Group and discover how your skills and passions can align with our mission. We are actively hiring and looking for individuals who are passionate, curious, and eager to make a difference.

Stay Connected

Keep up to date with the latest job opportunities, company news, and industry insights by joining our network. Connect with us on LinkedIn, follow us on Twitter, and like us on Facebook to stay informed about new positions, employment trends, and networking events.

Apply Now

Ready to take the next step in your career? Search open positions that match your skills and interests on our Jobs page. Tailor your resume, prepare for your interview, and join a team that’s dedicated to redefining the future of insurance.

SEARCH FARMERS INSURANCE JOBS

Farmers Insurance Group is more than just a company—it's a place where you can grow, innovate, and lead. We look forward to welcoming you to our team and helping you build a fulfilling and successful career.
Learn more about Farmers Insurance Group
Size
48,000 employees
Industry
Founded
1928

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