Charles Schwab

Senior Full Stack Engineer

Charles Schwab$120K — $150K *
Finance & Insurance
8 - 10 years of experience
Job Overview by Ladders

Qualifications

  • 8+ years in software development and engineering of enterprise-scale applications.
  • Experience optimizing software development processes for quality and operational efficiency.
  • Strong collaboration with stakeholders to define requirements and deliver outcomes.
  • Leadership in Agile environments, managing solution design and delivery.
  • Ability to mentor engineers and ensure best practices in coding.
  • Experience with secure, resilient application development and regulatory compliance.
  • Knowledge of incident management and risk mitigation in technology.

Responsibilities

  • Design, build, and support enterprise-scale applications that improve client fund movement.
  • Collaborate with product owners and engineers to translate complex business needs into technology solutions.
  • Lead technical delivery efforts and oversee Agile-based development activities.
  • Conduct code reviews, mentor junior engineers, and advocate for engineering excellence.
  • Identify technology risks and contribute to production resilience initiatives.
  • Enhance software quality through automated testing and continuous integration practices.
  • Support the entire software development lifecycle from design to production.

Benefits

  • Access to innovative tools and technology solutions.
  • Opportunities to influence and drive innovation.
  • Engagement in a collaborative and cross-functional team environment.
  • A focus on professional development and career growth.
  • Eligibility for bonus or incentive opportunities.
Full Job Description
Your Opportunity

Schwab Technology Services (STS) enables the future of how clients manage their money through innovative and reliable technology solutions that support Schwab's mission to democratize access to investing and financial planning. Within Advisor Services, the Move Money platform is a critical capability that allows Registered Investment Advisors (RIAs) to securely transfer client funds and securities across accounts and financial institutions through streamlined digital experiences.

As a Software Development & Engineering Senior, you will play a key role in advancing a platform that directly impacts advisor productivity, client experience, operational efficiency, and risk management. You will partner closely with product owners, business stakeholders, and engineering teams to translate complex business needs into scalable technology solutions that support ACH transactions, wire transfers, internal transfers, check processing, and related financial workflows. This role offers the opportunity to influence technical direction, drive innovation, and solve complex engineering challenges while delivering secure, resilient, and high-quality software solutions.

Success in this role requires a combination of technical expertise, leadership, and collaboration. You will contribute hands-on development while serving as a technical leader within the team, guiding solution design, leading code reviews, mentoring engineers, and promoting engineering excellence. You will leverage modern software engineering practices, agile delivery methodologies, AI-enabled development tools, test automation frameworks, and cloud-based principles to accelerate delivery and improve software quality. Additionally, you will proactively identify technology risks, support production resilience, and help develop secure, scalable systems that improve reliability and minimize client impact.

This is an opportunity for a technology professional who is passionate about building innovative solutions, continuously improving engineering practices, and influencing outcomes across cross-functional teams. You will work alongside talented professionals committed to delivering exceptional experiences while helping shape the next generation of money movement capabilities at Schwab.

What you have

Required Qualifications
  • 8+ years of software development and engineering experience designing, building, and supporting enterprise-scale applications.
  • Demonstrated experience designing and optimizing software development processes that improve quality, reliability, scalability, and operational efficiency.
  • Strong experience collaborating with product owners, business stakeholders, and engineering teams to define requirements, prioritize work, and deliver business outcomes.
  • Experience leading technical delivery efforts within an Agile environment, including solution design, estimation, feature decomposition, and delivery planning.
  • Proven ability to conduct code reviews, mentor engineers, and promote engineering best practices across a development team.
  • Experience developing secure, resilient, and highly available applications with a focus on operational stability and regulatory compliance.
  • Strong understanding of incident management, production support, root cause analysis, and technology risk mitigation.
  • Experience establishing or improving quality assurance practices, automated testing approaches, and test-driven development methodologies.
  • Experience designing and supporting data integration processes, application integrations, and software delivery pipelines.
  • Experience leveraging AI-powered developer tools, including GitHub Copilot and other AI-assisted development technologies, to improve development productivity, code quality, and delivery velocity.
  • Strong analytical, problem-solving, and decision-making skills with the ability to navigate complex technical challenges

Required Technical Qualifications
  • Advanced experience in C# / .NET application and service development, typically built through 8-10+ years of hands-on engineering experience
  • Experience building JavaScript frameworks (Angular, React, etc...)
  • Proven ability to develop RESTful APIs and backend services for high-volume, transaction-oriented platforms
  • Experience using AI-powered development tools (e.g., GitHub Copilot) to improve engineering productivity
  • Experience building and supporting systems with high availability, fault tolerance, and observability
  • Hands-on experience with debugging complex production issues including incident triage and root cause analysis
  • Experience with distributed multi-tier applications, OAuth security, RDBMs DB
  • Experience with CI/CD pipelines like GitHub and automated deployment processes
  • Ability to support the full software development lifecycle (SDLC) from design through production
  • Experience with message brokers like RabbitMQ
  • Experience with cloud technologies such as PCF /GCP.
  • Experience with Event Driven Architecture, Distributed systems

Preferred Qualifications
  • Experience working within financial services, wealth management, banking, payments, or money movement platforms.
  • Experience building AI-augmented engineering workflows that improve automation, validation, quality, and operational efficiency.
  • Demonstrated ability to influence technical strategy and drive initiatives across multiple teams and stakeholder groups.
  • Experience leading complex cross-functional initiatives while balancing competing priorities and business objectives.
  • Strong verbal and written communication skills with the ability to present technical concepts to diverse audiences.
  • Experience establishing engineering standards, driving continuous improvement initiatives, and championing innovation.
  • Experience leveraging cloud-native principles and modern software architecture patterns in enterprise environments.
  • Proven ability to develop strategic insights from complex business and technical information to support decision-making.


In addition to the salary range, this role is eligible for bonus or incentive opportunities.

About Charles Schwab

Charles Schwab is a financial services company that provides a full range of securities, brokerage, banking, money management, financial advisory, investor, and retirement plan services. It operates in four main divisions; investing, wealth management, banking, and trading. Charles Schwab provides a full-service brokerage platform that serves individual investors who invest on their own or through a workplace-sponsored retirement or equity plan, as well as banking through Schwab Bank. The firm was founded in 1973 and is headquartered in San Francisco, California.

Charles Schwab Careers

Join the vibrant team at Charles Schwab, a leader in global finance, where your career is propelled by innovation, leadership, and a commitment to diversity and professional growth. At Charles Schwab, we offer more than just job opportunities; we provide a platform for you to make a significant impact on the industry and our clients' lives.

Work You’ll Do

At Charles Schwab, we are dedicated to helping our clients manage their financial futures. Being part of our team means you'll work alongside some of the most skilled professionals in the financial services industry. Our culture thrives on teamwork, integrity, and relentless dedication to our clients. Whether you're looking for a position in financial consulting, technology, or administrative support, Charles Schwab offers a dynamic work environment where your skills will be honed and your achievements recognized.

Innovate and Lead

Embrace the opportunity to lead through innovation. Charles Schwab’s commitment to technology and innovation is fundamental to our service delivery. By joining our team, you will be at the forefront of developing new solutions that redefine the future of finance. Your leadership can guide significant projects that impact our company and the industry.

Grow Your Career

Charles Schwab believes in fostering the growth of its employees. Whether through professional development programs, diversity training, or leadership workshops, we ensure that our team members receive the support and training they need to advance their careers. With a variety of career paths available, your job at Schwab can evolve with your interests and expertise.

Internship and Employment Opportunities

Start your professional journey with Charles Schwab through our internship programs or full-time employment opportunities. We seek individuals who are passionate, curious, and ready to drive change. A career at Schwab is not just about having a job; it's about building a lasting relationship with a company that values your potential.

Benefits and Culture

Charles Schwab is renowned for its employee-friendly culture. We offer a comprehensive benefits package that supports the health, financial stability, and work-life balance of our team members. From competitive salaries and bonuses to health insurance and retirement plans, Schwab ensures that your career is as rewarding as it is enriching.

Networking and Professional Development

Expand your professional network and enhance your skills through our various networking events, mentorship programs, and training sessions. At Charles Schwab, we believe in leveraging collective expertise to foster learning and innovation. Engage with leaders, gain insights from experienced professionals, and build relationships that will aid your career trajectory.

Join Our Team

Explore the numerous career paths available at Charles Schwab and discover how your talents can be utilized to their fullest potential. Search open positions that match your skills and interests. We are continuously hiring across various disciplines and look forward to adding innovative, driven individuals to our team.

Stay Connected

Keep up to date with the latest from Charles Schwab Careers by subscribing to our job alert emails. Tailor your subscription to receive updates that align with your career preferences and be the first to know about new openings, company news, and professional tips.

Explore Charles Schwab Jobs

Ready to take the next step in your career? Visit our careers page to review current job openings, submit your resume, and prepare for your interview. At Charles Schwab, your future is waiting. [SEARCH CHARLES SCHWAB JOBS] Join Charles Schwab today and be part of a team that values diversity, innovation, and leadership—where your career can thrive in the exciting world of finance.
Learn more about Charles Schwab
Size
34,200 employees
Market Cap
$151.6 billion
Industry
Net Income
$3.2 billion
Founded
1973
5 Year Trend
+20%
Revenue
$12.1 billion
NASDAQ

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