Royal Bank of Canada

Senior Financing Specialist, Commercial Financial Services

Royal Bank of Canada$80K — $95K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Proven track record in financial, risk and credit analysis/structuring supporting client relationship management.
  • Minimum 3 years' experience in commercial lending within a financial institution.
  • Strong organizational skills to manage multiple tasks under tight deadlines.
  • Excellent interpersonal, negotiation, and communication skills with a client-focused approach.
  • Experience with emerging resources and technology including digital banking and social media.
  • Bilingualism in English and French is required.

Responsibilities

  • Leverage client discovery and analysis skills to fulfill credit requests and perform annual reviews.
  • Provide insightful business analysis and credit advice through effective presentation of options.
  • Exhibit RBC's ability to deliver creative financial solutions in a timely manner.
  • Support teamwork by coaching and mentoring colleagues to meet client needs.
  • Conduct thorough due diligence in credit recommendations in collaboration with Risk Management.

Benefits

  • Comprehensive Total Rewards Program including performance bonuses and flexible benefits.
  • Supportive leaders dedicated to employee development through coaching.
  • Opportunity to work in a collaborative and high-performing team.
  • Unique avenues for personal and professional growth.
Full Job Description
Job Description

What is the opportunity?

As a deeply skilled financing specialist, you are a leader in credit advice and expertise within high performing commercial banking Client Relationship Teams. You engage directly with clients and contribute to an exceptional client experience by being a trusted strategic advisor who provides superior business, financial and credit advice, and support portfolio management. You partner with Relationship Managers, Commercial Financial Services, in credit discovery and advice leading to issuance of discussion papers and bringing new borrowing clients to RBC.

What will you do?
  • Leverage superior client discovery and business analysis skills to meet client expectations for credit requests and completion of annual reviews
  • Provide quality business analysis and credit advice through presentation options that clearly articulate advantages and benefits to the client
  • Demonstrate RBC's capability to provide creative financial solutions in a timely manner and deliver credit solutions that meet or exceed needs
  • Demonstrate a commitment to teamwork and collaboration by coaching, mentoring and assisting colleagues to meet the needs of all clients
  • Exercise due diligence in recommending credit applications, working in collaboration with Risk Management, especially in supporting risk processes and guidelines


What do you need to succeed?

Must-have
  • Proven track record in financial, risk and credit analysis/structuring in support of exceptional client relationship management
  • Minimum 3 years' experience in commercial lending in a financial institution
  • Strong organizational skills, ability to manage multiple tasks while meeting time sensitive deadlines
  • Strong interpersonal, negotiation, and communication skills and client centricity
  • Experience with emerging resources, communications and technology (i.e., online data resources, web based meetings, social media, digital banking, and mobile applications)
  • Bilingualism (English and French) required, as you will regularly serve our clients with English and French-speaking needs.


Nice-to-have
  • Strong presentation skills
  • Specialized industry expertise in a past role (e.g. real estate, healthcare, agriculture etc.)
  • Minimum post-secondary diploma/degree, ideally in Commerce, Business Administration or related experience
  • Chartered Professional Accounting designation (CPA) or Chartered Financial Analyst (CFA)


What's in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.
  • A comprehensive Total Rewards Program including performance based bonuses, flexible benefits and competitive compensation
  • Leaders who support your development through coaching and managing opportunities
  • Work in a dynamic, collaborative, progressive, and high-performing team
  • A unique opportunity for personal and professional growth


Job Skills
Adaptability, Business Development, Client Centricity, Communication, Critical Thinking, Curious Mindset, Financial Acumen, Practice Management

Additional Job Details

Address:

1 PLACE VILLE MARIE:MONTRÉAL

City:

Montréal

Country:

Canada

Work hours/week:

37.5

Employment Type:

Full time

Platform:

PERSONAL & COMMERCIAL BANKING

Job Type:

Regular

Pay Type:

Salaried

Posted Date:

2026-06-22

Application Deadline:

2026-09-19
Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

About Royal Bank of Canada

Royal Bank of Canada Careers

Join the dynamic team at Royal Bank of Canada (RBC), a global leader in financial services and a company committed to excellence and innovation. At RBC, we offer a wide range of job opportunities that empower professionals to shape their career paths with leadership, diversity training, and continuous growth.

Work You’ll Do

At Royal Bank of Canada, we are not just hiring; we are building a culture of innovation and leadership. Our team members are at the forefront of the financial industry, driving transformation and delivering targeted solutions that meet the evolving needs of our clients and communities.

Explore Job Opportunities and Employment at RBC

Whether you are starting your career or looking to take it to the next level, RBC offers positions that challenge your skills and fuel your ambition. From entry-level positions to leadership roles, our job opportunities span across various functions and regions. Join us and be part of a team that values professional growth and diversity.

Internship and Professional Development

Kickstart your career with an internship at Royal Bank of Canada. Our internships provide invaluable hands-on experience, networking opportunities, and insights into the financial services industry. Interns at RBC gain the skills necessary to excel and are often considered for full-time positions within the company.

Benefits and Culture

At RBC, we prioritize the well-being and satisfaction of our employees. Our benefits package is designed to support our team members at every stage of their life and career. RBC’s culture is built on a foundation of respect, integrity, and responsibility, fostering an environment where everyone can thrive.

Career Growth and Innovation

We believe in nurturing the potential of our employees through continuous learning and career development programs. At RBC, you will find endless opportunities to grow professionally through on-the-job experiences, formal training programs, and leadership development initiatives. Our commitment to innovation means we are constantly seeking out new ideas and perspectives, making RBC a perfect place for those who aim to lead and innovate.

Diversity and Inclusion

Diversity is our strength. At Royal Bank of Canada, we are committed to building an inclusive workplace where every employee feels valued and respected. Our diversity training programs are designed to educate and inspire, creating a more inclusive and equitable workplace.

Join Our Team

Search open positions that match your skills and interests. We look for passionate, curious, creative, and solution-driven team players. Start your journey with RBC today and be part of a world-class team known for its commitment to client service, community involvement, and innovation.

Stay Connected

Keep up to date with career tips, insider perspectives, and industry-leading insights you can put to use today—all from the people who work here at Royal Bank of Canada.

Job Alert Emails

Personalize your subscription to receive job alerts, latest news, and insider tips tailored to your preferences. Discover the exciting and rewarding career opportunities awaiting you at RBC. Explore the possibilities with Royal Bank of Canada, where your future is filled with potential and the path to success is paved with countless opportunities for professional and personal growth. Join us and shape not just your career but the future of the financial industry.
Learn more about Royal Bank of Canada
Size
86,007 employees
Market Cap
$130.3 billion
Industry
5 Year Trend
+8.7%
NASDAQ

Similar Jobs

More Jobs at Royal Bank of Canada

More Finance & Insurance Jobs

Find similar Senior Financing Specialist, Commercial Financial Services jobs: