Senior Employee Benefits Client Consultant

Cottingham & Butler

$80K — $95K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 5+ years of employee benefits industry experience
  • Valid Life and Health Insurance License
  • Knowledge of self-insured and fully insured welfare benefit plans
  • Continuing education credits and designations as required
  • Strong grasp of benefit administration systems and compliance regulations

Responsibilities

  • Establish primary advisor relationships with clients on benefits issues
  • Develop and implement tailored benefit programs to attract and retain employees
  • Assist HR leaders with legal compliance on benefits-related matters
  • Collaborate with cross-functional teams to meet client needs
  • Analyze client data for optimization and funding strategies
  • Recommend products to enhance benefits offerings in coordination with sales team

Benefits

  • Medical, Dental, Vision Insurance
  • Flex Spending or HSA
  • 401(k) with company match
  • Profit-Sharing with a 1-year waiting period
  • PTO and Paid Holidays
  • Company-paid Short-Term and Long-Term Disability
  • Maternity and Parental Leave
  • Subsidized Parking
  • Company-paid Life and Accidental Death Insurance
Full Job Description
We are seeking an experienced and passionate employee benefits professional to drive successful outcomes for clients and their programs. As an Employee Benefits Client Consultant, you'll play a critical role in building strong client relationships, providing high-quality analysis, and delivering strategic recommendations that ensure positive outcomes for our clients. With your expertise, you'll serve as a trusted advisor to clients across various industries, sizes, and geographies.

Essential Functions:
• Build Client Relationships: Establish yourself as the primary advisor for benefits-related issues. Assist clients by developing and executing tailored benefit program strategies to retain and attract employees. Support HR leaders in navigating legal compliance requirements (e.g., HIPAA, FMLA, COBRA) and other functions.
• Team Collaboration: Work within a cross-functional team to address client needs in analytics, compliance, communications, technology, marketing, and non-medical benefits. Leverage internal tools effectively to oversee client materials and prepare for questions with support from internal teams.
• Develop Benefit Plan Offerings: Analyze client data for utilization patterns, benchmarking, and alternative funding strategies. Collaborate with the sales team to recommend products to enhance benefit programs or solve client needs.

Knowledge and Expertise:
• Familiarity with coverages, carriers, payroll, and benefit administration systems.
• Proficiency in benefit procedures, strategies, and market knowledge.
• Strong business insight including financial reporting, client business models, and strategy.
• A commitment to personal excellence and a thriving company culture.

Qualifications:
• Minimum of 5 years of industry experience.
• Maintain a Life and Health Insurance License.
• Expertise in developing self-insured and fully insured welfare benefit plans.
• Fulfillment of continuing education credits and additional designations as assigned.

Full-Time Benefits - Most benefits start day 1
• Medical, Dental, Vision Insurance
• Flex Spending or HSA
• 401(k) with company match
• Profit-Sharing/Defined Contribution (1-year waiting period)
• PTO/Paid Holidays
• Company-paid ST and LT Disability
• Maternity Leave/Parental Leave
• Subsidized Parking
• Company-paid Term Life/Accidental Death Insurance

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