IAT Insurance Group

Senior E&S Underwriter - Commercial P&C (Binding Authority)

IAT Insurance Group$80K — $110K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's Degree and 5+ years of commercial Property and Casualty underwriting experience or equivalent.
  • Equivalent experience defined as 6+ years as a P&C Underwriter in lieu of a bachelor's degree.
  • Experience with non-admitted and/or Excess & Surplus (E&S) lines underwriting is preferred.
  • Agency Management experience is essential.
  • Authorization to work in the U.S. without requiring VISA sponsorship.

Responsibilities

  • Evaluate information to determine risk acceptability per company guidelines.
  • Make decisions based on the evaluation of underwriting information.
  • Conduct marketing agency visits with wholesale partners at least biannually.
  • Manage assigned agency territory actively.
  • Communicate and negotiate effectively to achieve optimal underwriting outcomes.
  • Provide outstanding customer service and build effective relationships with agency personnel.
  • Drive new business opportunities through effective marketing to assigned agents.

Benefits

  • Hybrid work schedule with office presence Monday through Wednesday and remote work options Thursday and Friday.
  • Engagement in agency conferences and seminars for professional development.
  • Participation in annual planning meetings with agents.
  • Opportunities to lead special projects.
  • Focus on building strong client relationships with a supportive team culture.
Full Job Description
IAT Insurance Group has an immediate opening for Senior Underwriter from our Scottsdale, Arizonia location.

This role is part of our Contract Binding team and is responsible for driving profitable growth within the company's risk appetite while maintaining an acceptable loss ratio. The position focuses on building and managing relationships with delegated authority wholesale agents.

The ideal candidate will have a minimum of five years of experience as a commercial P&C underwriter, including successfully managing and growing a book of business valued at $5-10 million in written premium. Experience with Excess & Surplus Lines is strongly preferred.

This role works a hybrid schedule that requires working from the office Monday through Wednesday, with the option of working Thursday and Friday remotely.

Responsibilities:
  • You will evaluate information to determine risk acceptability in accordance with company guidelines.
  • Makes appropriate decisions based on evaluation of underwriting information.
  • Conducting marketing agency visits with our wholesale partners at least twice a year
  • Performs active agency management of their assigned territory
  • Effectively communicates and negotiates underwriting and pricing decisions to achieve optimal outcomes.
  • Acts with a sense of urgency on all inquiries/requests.
  • Provides outstanding customer service.
  • Builds effective working relationships with assigned agency personnel as well as internal company staff.
  • Drives acceptable levels of new business opportunities through effective marketing to assigned agents.
  • Completes file audits within company guidelines to ensure compliance to underwriting and pricing standards where agents are delegated underwriting authority.
  • Attends agency conferences and conducts seminars and breakout sessions.
  • Participates and leads special projects as assigned.
  • Handles a moderate number of agency assignments.
  • Participates in annual planning meetings with assigned agents.
  • Perform other duties as needed


Qualifications:

Must-Have:
  • Bachelor's Degree and 5+ years of commercial Property and Casualty underwriting experience or equivalent.
  • Equivalent experience defined as 6+ years as a P&C Underwriter in lieu of a bachelor's degree
  • Experience with non-admitted and/or Excess & Surplus (E&S) lines underwriting
  • Agency Management experience.
  • To qualify, applicants must be authorized to work in the United States and must not require VISA sponsorship, now or in the future, for employment purposes.


Preferred to Have:
  • Contract Binding experience


To view details of our full benefits, please visit https://www.iatinsurancegroup.com/careers/benefits

About IAT Insurance Group

IAT Insurance Group is a privately held insurance company that provides a wide range of insurance products, including property and casualty, specialty, and surety. The company was founded in 1998 and is headquartered in Itasca, Illinois. IAT Insurance Group has over 1000 employees and operates in various industries, including transportation, construction, and energy. The company is committed to providing high-quality insurance products and services to its clients and has been recognized for its excellence in customer service and claims handling.
Learn more about IAT Insurance Group
Size
1,000 employees
Industry

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