Affirm

Senior Director, Enterprise Risk Management

Affirm$225K — $295K *
US-AnywhereRemote in Canada
Finance & Insurance
11 - 15 years of experience
Job Overview by Ladders

Qualifications

  • 15+ years of experience in financial services, fintech, or technology environments focusing on risk management, audit, or compliance.
  • Proven track record in leading and maturing enterprise risk frameworks in dynamic, high-growth environments.
  • Strong strategic mindset and business judgment, effectively connecting risk management to business goals.
  • Ability to influence senior stakeholders and foster alignment across diverse functions without direct authority.
  • Excellent analytical and communication skills, translating complex data into actionable insights.
  • Proven experience in leading and developing high-performing teams.
  • Preferred familiarity with Product, Engineering, and data-driven teams.

Responsibilities

  • Lead the development and evolution of Affirm's Enterprise Risk Management program.
  • Strengthen enterprise risk governance components like risk appetite and taxonomy.
  • Drive alignment of risk management practices across various business units.
  • Oversee and mature key enterprise risk programs like Operational Risk and Risk Governance.
  • Enhance risk analytics and reporting for leadership and governance forums.
  • Act as a strategic advisor, assessing risks tied to new products and initiatives.
  • Drive cross-functional alignment to embed a risk-aware approach in decision-making.

Benefits

  • 100% subsidized medical coverage for employees and dependents.
  • Generous stipends for technology, food, lifestyle needs, and family forming expenses.
  • Competitively scheduled time off for vacations and holidays.
  • Employee stock purchase plan (ESPP) allowing shares at a discount.
Full Job Description
We're looking for a Senior Director, Enterprise Risk to lead and evolve Affirm's enterprise risk management programs. This leader will be responsible for driving a cohesive, forward-looking risk strategy, strengthening our risk frameworks, enhancing enterprise risk insights, and enabling the business to make informed, risk-aware decisions.

This is a highly cross-functional leadership role that works closely with a wide range of partners including Product, Engineering, Credit Risk, Compliance, Legal, Finance, and Operations. You will serve as a trusted advisor to senior leadership, bringing a strong enterprise risk perspective and helping the company balance sound risk discipline with Affirm's culture of innovation and growth.

What You'll Do

Lead and Evolve Affirm's Enterprise Risk Management Program
  • Lead the ongoing evolution of Affirm's Enterprise Risk Management program to support the company's scale, complexity, and strategic priorities
  • Strengthen enterprise risk governance, including risk appetite, risk taxonomy, and governance structures across the enterprise
  • Drive alignment of risk management practices across business units while preserving appropriate flexibility for different risk types and operating models

Strengthen Core Enterprise Risk Programs
  • Oversee and continue to mature key enterprise risk programs including Operational Risk, Third Party Risk Management, Business Continuity, Issues Management, and Risk Governance
  • Ensure programs are integrated, data-driven, and aligned to to Affirm's broader enterprise risk framework
  • Identify opportunities to improve effectiveness, scalability, and clarity through process enhancements, data, and tooling

Enhance Enterprise Risk Insights and Reporting
  • Develop and enhance risk analytics and reporting for executive leadership and governance forums
  • Strengthen the use of risk metrics, trends, and analysis to identify emerging risks and support decision-making

Act as a Strategic Advisor and Credible Challenger
  • Partner with senior leaders to assess risks associated with new products, initiatives, and strategic changes
  • Provide independent, objective challenge on key risk decisions and mitigation strategies
  • Support the business in taking smart, informed risks while staying within risk tolerance levels

Drive Cross-functional Alignment
  • Help embed a thoughtful, risk-aware approach to decision-making across the company through strong partnership, communication, and engagement
  • Drive enterprise-wide risk initiatives that require coordination across multiple teams
  • Lead high-impact initiatives that improve the effectiveness and scalability of enterprise risk management

Build and Lead a High-performing Team
  • Develop and mentor a team of risk professionals
  • Establish clear priorities, operating rhythms, and performance standards
  • Scale the function's impact in line with Affirm's growth and evolving needs


What We Look For:
  • 15+ years of experience in financial services, fintech, or technology environments, with deep expertise leading risk, audit, compliance, or related business or strategic operating functions
  • Proven experience leading and maturing enterprise risk frameworks and programs in a dynamic, high-growth environment
  • Strong strategic mindset and business judgment with the ability to connect risk management to business objectives and leadership decisions
  • Demonstrated ability to influence senior stakeholders and drive alignment across functions without direct authority
  • Strong analytical and communication skills with the ability to translate complex data into clear insights and actions
  • Track record of leading and developing high-performing teams
  • Experience working closely with Product, Engineering, and data-driven teams is strongly preferred


Pay Grade - U
Equity Grade - 8

Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)

CAN base pay range per year: $225,000 - $295,000

Please note that visa sponsorship is not available for this position.
#LI-Remote

Location - Remote Canada

#LI-Remote

Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.

We're extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:
  • Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
  • Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
  • Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
  • ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount

About Affirm

Affirm is a publicly traded financial technology company headquartered in San Francisco, United States. Founded in 2012, the company operates as a financial lender of installment loans for consumers to use at the point of sale to finance a purchase. Affirm was founded in 2012 by Max Levchin, Nathan Gettings, Jeffrey Kaditz, and Alex Rampell as part of the initial portfolio of startup studio HVF. Levchin, who co-founded PayPal, became CEO of Affirm in 2014. In October 2017, the company launched a consumer app that allowed loans for purchases at any retailer. The company announced a partnership with Walmart in February 2019. Under the partnership, Affirm is available to customers in-store and on the Walmart website. Affirm has partnered with e-commerce platforms including Shopify, BigCommerce, and Zen-Cart. On November 18, 2020, Affirm filed with the Securities and Exchange Commission in preparation for an initial public offering. On December 12, 2020, it was reported that Affirm had postponed its IPO. On January 13, 2021, Affirm became listed on NASDAQ with symbol AFRM, raising about $1.2 billion in its IPO. By the next day, the price of shares had doubled, making Levchin's stake worth about $2.5 billion. In May 2021, Affirm acquired Returnly, a financial technology service company, for $300 million.
Learn more about Affirm
Size
1,300 employees
Market Cap
$2.5 billion
Industry
Net Income
-$97.6 million
Founded
2012
Revenue
$617.1 million
NASDAQ

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