Wells Fargo

Senior Decision Science (Risk Analytics) Consultant

Wells Fargo$110K — $130K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 4+ years of Risk Analytics experience or equivalent through work, training, military experience, or education.
  • Strong programming skills in Python, SAS, and SQL.
  • Experience with financial cashflow and asset valuation.
  • Knowledge of P&L modeling practices.
  • Understanding of credit card strategies and portfolio analytics.
  • Experience with risk segmentation and performance forecasting.
  • Strong statistical modeling knowledge and ability to translate analyses into business insights.

Responsibilities

  • Support financial valuation models using advanced technologies.
  • Assist in quarterly FAS107 portfolio valuation processes.
  • Lead or engage in moderately complex analytics initiatives.
  • Review complex data aggregation and forecasting models.
  • Ensure proper documentation and governance of models and processes.
  • Resolve issues related to data and modeling production.
  • Collaborate with various teams to address forecasting and analytic challenges.
  • Lead projects and mentor junior team members.

Benefits

  • Hybrid work schedule across various locations.
  • Professional development and mentoring opportunities.
  • Participation in a team-oriented, collaborative environment.
Full Job Description

About this role:

Wells Fargo is seeking a Senior Decision Science (Risk Analytics) Consultant to support the Decision Science Valuation function within the Consumer Lending organization. This role will focus on supporting the horizontal modeling function within Decision Science and includes valuing existing portfolio assets (FAS107) quarterly. 

The role leverages deep expertise in credit card strategy and P&L modeling, applying state‑of‑the‑art methodologies and technologies to build robust valuation frameworks that inform strategic decision‑making.

This position combines quantitative rigor with qualitative judgment and requires a strong foundation in mathematics, statistics, economics, and financial valuation.


In this role, you will:

  • Support the financial valuation horizontal team within the decision science valuation function by maintaining and deploying updated models using state-of-the-art technologies.

  • Support the quarterly FAS107 existing portfolio financial asset valuation process.

  • Lead or participate in moderately complex initiatives, and delivering insight and decision strategies within analytics and reporting

  • Review and analyze moderately complex data aggregation, forecasting, reporting, and programming models

  • Be responsible for process production, data reconciliation, and model documentation in alignment with policy governance

  • Resolve data, production, business modeling, and lead team to meet Decision Science deliverables

  • Collaborate and consult with peers, experienced managers, compliance, and technology to resolve modeling, forecasting, and production issues, and achieve analytic and reporting goals

  • Lead projects, teams, and mentor less experienced staff


Required Qualifications:

  • 4+ years of Risk Analytics experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education


Desired Qualifications:

  • Strong programming background using Python, SAS, and SQL

  • Experience in financial cashflow and valuing assets

  • P&L modeling experience

  • Understanding in Credit card strategies

  • Experience with credit card portfolio analytics, risk segmentation, performance forecasting, or profitability modeling

  • Strong understanding of statistical modeling techniques, model performance monitoring, and analytics validation practices

  • Ability to translate complex quantitative analysis into clear business insights for senior stakeholders and cross-functional partners

  • Experience working with large, complex datasets, including data reconciliation, quality controls, and documentation in a governed environment

Job Expectations:

  • Willingness to work on-site at stated location on the job opening

  • This position offers a hybrid work schedule

  • This role does not allow for Visa sponsorship

  • Must live within location of the job posting.

Location:

2200 Concord Pike, Wilmington, DE 19803

401 South Tryon St, Charlotte, NC 28202

401 Las Colinas Blvd W Bldg B IRVING, TX 75039

Posting End Date:

20 Aug 2026

*Job posting may come down early due to volume of applicants.

About Wells Fargo

Wells Fargo Careers

Joining Wells Fargo means becoming part of a distinguished financial institution that has been a cornerstone of innovation and leadership in the banking industry. At Wells Fargo, we offer a plethora of job opportunities designed to empower your career growth and development in a diverse and inclusive environment.

Work You’ll Do

At Wells Fargo, you will be part of a team that values diversity and is committed to fostering an inclusive culture. We are looking for professionals who are eager to drive innovation and lead with integrity. Our employees are our greatest asset, and we invest in their professional growth through comprehensive leadership and diversity training programs that are recognized industry-wide.

Explore a Multitude of Career Paths

Whether you're interested in a position in finance, IT, customer service, or management, Wells Fargo has career opportunities in various fields. Our team members benefit from job stability, competitive benefits, and a culture that values and rewards performance and dedication.

Internship Programs

Kickstart your career with a Wells Fargo internship. Our programs provide invaluable industry exposure, professional skills development, and networking opportunities that often lead to full-time employment offers. Interns at Wells Fargo work on real projects, solve actual challenges, and gain the mentorship of seasoned professionals.

Professional Growth and Development

We believe in nurturing the potential of our employees. Wells Fargo offers robust training programs and resources to help every team member excel in their current roles and prepare for future challenges. Growth at Wells Fargo is not just about climbing the career ladder but expanding your skills and expertise to add value to our team and customers.

Benefits and Rewards

Wells Fargo is committed to the well-being of our team members. We offer a comprehensive benefits package that includes health care, retirement plans, and generous paid time off. Additionally, we provide unique perks like employee discounts, adoption assistance, and tuition reimbursement.

Join Our Team

Discover the opportunities waiting for you at Wells Fargo by exploring open positions that match your skills and interests. We are continuously hiring and looking for individuals who bring creativity, passion, and a drive to serve our customers.

Stay Connected

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Networking and Innovation

At Wells Fargo, networking and innovation go hand in hand. We encourage our employees to connect across departments and roles to foster new ideas and strategies that lead to groundbreaking solutions.

Empower Your Career

Step into a role at Wells Fargo where your skills will be honed, your achievements recognized, and your career can flourish. We're not just filling positions; we're building leaders who are equipped to navigate the complexities of the financial world. Join Wells Fargo today and be part of a team that’s redefining the future of banking.
Learn more about Wells Fargo
Size
246,577 employees
Market Cap
$155.2 billion
Industry
Net Income
$3.3 billion
Founded
1852
5 Year Trend
-5.9%
NASDAQ

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