JP Morgan Chase & Co.

Senior Credit Originator - Real Estate Banking - Executive Director

JP Morgan Chase & Co. • $160K — $200K *
Finance & Insurance
8 - 10 years of experience
Job Overview by Ladders

Qualifications

  • 10+ years in commercial banking/lending with a focus on credit and loan documentation.
  • In-depth experience in Commercial Real Estate Credit.
  • Excellent verbal and written communication skills, adept at presenting to senior management.
  • Proven ability to build relationships with clients and key stakeholders.
  • Solid foundation in accounting and finance, complemented by strong real estate knowledge.
  • Robust analytical skills and proficiency in Microsoft Office Suite (Word, Excel, PowerPoint).
  • Bachelor's degree in relevant field (BA/BBA).

Responsibilities

  • Evaluate new loan opportunities and identify strengths and weaknesses in proposed transactions.
  • Collaborate with Client Executives to develop and execute client strategies.
  • Structure complex loans and manage the credit approval process with various stakeholders.
  • Present loan proposals to senior management, articulating credit decision rationale.
  • Review underwriting materials and assess risk ratings and approval packages.
  • Negotiate term sheets and navigate loan documentation processes.
  • Oversee real estate closing processes and due diligence reviews.
  • Ensure compliance with underwriting standards and credit approval procedures, and assist in training junior staff.

Benefits

  • Opportunity for professional development and training of junior staff.
  • Engagement with senior management in decision-making processes.
  • Access to a dynamic work environment focused on commercial real estate.
  • Collaboration with a diverse team of professionals across various sectors.
Full Job Description
JOB DESCRIPTION

As a Senior Credit Originator in Real Estate Banking (REB), you oversee and drive the new loan origination process for commercial real estate clients. You apply strong knowledge of the commercial real estate industry, banking rules and regulations, and hands-on experience administering construction and term loans secured by real estate. You independently manage dynamic credit situations while leading effectively to optimize team resources and deliver accurate, timely results.

 

Job Responsibilities

  • Evaluate new loan opportunities and drive strategic new business opportunities by identifying strengths and weaknesses of proposed transactions
  • Contribute to the development and execution of client strategies in collaboration with Client Executives
  • Structure complex loans and coordinate the credit approval process with Underwriters, Client Executives, and Credit Executives
  • Present proposed loan transactions to senior management by clearly articulating the reasoning behind recommended credit decisions
  • Review underwriting materials, Investment Committee Memorandums, Credit Approval Packages, and Risk Rating recommendations
  • Prepare and negotiate term sheets and negotiate loan documentation
  • Coordinate the real estate closing process, including reviewing due diligence
  • Oversee compliance with underwriting standards and guidelines, credit approval requirements, and related policies and procedures for new originations
  • Assist with training and development of junior staff members and, where applicable, manage staff

 

Required Qualifications, Capabilities and Skills

  • 10+ years of commercial banking/lending experience, including extensive credit, structuring, closing, and loan documentation experience
  • Experience in Commercial Real Estate Credit
  • Communicate clearly and diplomatically, including expressing and supporting opinions, listening thoughtfully to feedback, and articulating positions to senior management
  • Build strong relationships with clients, counsel, product partners, and senior management through superior interpersonal skills
  • Significant accounting and finance knowledge, along with strong real estate fundamentals and concepts
  • Strong analytical and business writing skills and proficiency with Microsoft Word, Microsoft Excel, and Microsoft PowerPoint
  • Hold a BA/BBA

 

Preferred Qualifications, Capabilities and Skills

  • Possess knowledge of JPMorganChase or similar bank policies and procedures
  • Completion of a major corporate banking credit training program
  • Hold a MBA

 

The final officer title and job grade is at the discretion of the firm and will be discussed at the time of offer.  It may be different than what is listed on the requisition based on candidate experience level. 

About JP Morgan Chase & Co.

JP Morgan Chase & Co. stands at the forefront of the global financial services industry. They offer an expansive array of products and services to a diverse clientele, including individuals, corporations, governments, and institutions. Ever since the merger of J.P. Morgan & Co. and Chase Manhattan Corporation in 2000, this industry-leading entity has become renowned for its comprehensive portfolio encompassing consumer and community banking, corporate and investment banking, commercial banking, as well as asset and wealth management. Headquartered in the vibrant city of New York, JP Morgan Chase & Co. boasts a formidable presence across over 100 countries worldwide.

Unveiling Employment Opportunities at JP Morgan Chase & Co.

Vacancies and Hiring Initiatives

JP Morgan Chase & Co. is continuously on the lookout for talented individuals eager to contribute to its legacy of excellence. The company's recruitment efforts are geared towards identifying candidates with the right blend of skills and qualifications to drive forward its various business segments. Whether you are a seasoned professional or a recent graduate, JP Morgan Chase offers a plethora of job openings across multiple disciplines.

High-Demand Positions

Among the myriad of roles, certain positions stand out for their attractive compensation packages and career advancement prospects. Notably, high-paying jobs at JP Morgan Chase & Co. include Relationship Manager, Branch Manager, and Software Engineer. These roles are critical to the firm's operations and offer lucrative opportunities for those with the requisite expertise.

Navigating the Job Market at JP Morgan Chase & Co.

Leveraging Job Portals and Job Alerts

For job seekers aiming to tap into the opportunities at JP Morgan Chase, staying updated through job portals and subscribing to job alerts is crucial. These tools can provide timely information about job openings, job fairs, and recruitment events, enabling candidates to apply promptly and prepare adequately for interviews.

Preparing Your Job Application

Your job application, comprising your resume and cover letter, is your ticket to securing an interview at JP Morgan Chase. Highlight your qualifications, skills, and experiences that align with the job listing, ensuring you stand out in the competitive job market.

Acing the Interview

Preparation is key to succeeding in your interview with JP Morgan Chase. Familiarize yourself with the company's business segments, values, and recent achievements. Demonstrating how your background and aspirations match the company's goals can significantly increase your chances of employment. A World of Job Opportunites in the Financial Services Industry JP Morgan Chase & Co. offers a world of job opportunities for those seeking to make their mark in the financial services industry. With competitive salaries, comprehensive benefits, and endless possibilities for growth, positions at JP Morgan Chase are highly coveted. By staying informed through job sites, tailoring your applications, and preparing thoroughly for interviews, you can enhance your prospects of joining the esteemed ranks of JP Morgan Chase employees. Explore the job board, seize the job opportunities, and embark on a rewarding career journey with one of the world's leading financial institutions.
Learn more about JP Morgan Chase & Co.
Size
661 employees
Market Cap
$384.5 billion
Industry
Net Income
$29.1 billion
Founded
1823
5 Year Trend
+0.7%
Revenue
$261.5 million
NASDAQ

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