Senior Credit Analyst

Starr Insurance Companies • $100K — $130K *

New York, NY 10025In-Person

Finance & Insurance

Less than 5 years of experience

3 weeks ago

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Job Overview by Ladders

Qualifications

Bachelor's degree in Finance, Accounting, Economics, or related field
2-4 years of experience in credit risk analysis; experience at a major bank preferred
Strong expertise in financial statement analysis and risk assessment
Familiarity with collateral structures and related legal documentation
Experience working with large, complex, multi-year insurance programs preferred
Excellent communication and interpersonal skills

Responsibilities

Conduct comprehensive financial statement analysis to assess creditworthiness
Evaluate client credit exposure and recommend risk mitigants
Maintain tracking logs for credit submissions and compliance
Collaborate with internal teams on legal documentation compliance
Ensure accurate reconciliation of required collateral
Analyze portfolio and industry trends to identify credit risks
Support adherence to Credit Policy and assist with audit documentation

Benefits

Work in a collaborative environment with cross-departmental exposure
Engagement in special projects that advance career skills
Opportunity to develop expertise in complex insurance programs
Access to ongoing training and professional development opportunities
Become part of a company with a strong focus on compliance and risk management

Full Job Description

Job Description

Conduct comprehensive financial statement analysis (balance sheet, income statement, cash flow) to assess the creditworthiness of insureds, financial institutions and other obligors.
Evaluate and monitor client credit exposure, recommendingappropriate risk mitigants such as collateral or credit enhancements.
Maintain tracking logs for credit submissions, collateral, and legal agreements to ensure compliance with approved credit terms.
Collaborate with Underwriting, Legal, and Treasury to ensure legal documentation (e.g., guarantees, trust agreements, letters of credit) adheres to approved terms and is received promptly.
Ensure accurate reconciliation and compliance of required collateral in accordance with internal credit approvals and policy guidelines.
Analyze portfolio, sector, and industry trends to identify emerging credit risks.
Support adherence to the company27s Credit Policy and assist with audit and internal control documentation.
Participate in special projects as assigned.

Qualifications & Requirements

Bachelor27s degree in Finance, Accounting, Economics, or a related field.
2 34 years of experience in credit risk analysis; credit training at a major bank is preferred but not required.
Strong knowledge of financial statement analysis, credit ratios, and risk assessment methodologies.
Familiarity with collateral structures (trusts, letters of credit, guarantees) and related legal documentation preferred.
Experience or demonstrated ability to work with large, complex, multi-year insurance programs is strongly preferred.
Excellent communication and interpersonal skills

For individuals assigned and/or hired to work in New York, Starr Insurance Companies is required by law to include a reasonable estimate of the compensation range for this role. The wage range for this role considers the wide range of factors that are considered in making compensation decisions including but not limited to skill sets: experience and training: licensure and certifications: and other business and organizational needs. A reasonable estimate of the current range is $100,000 - $130,000.

About Starr Insurance Companies

Starr Insurance Companies Careers

There has never been a better time to join the global team of Starr Insurance Companies—the leading provider of insurance and investment solutions worldwide.

Work You’ll Do

Join Starr Insurance Companies' top-tier team to assist some of the most prestigious clients in navigating their risk management and insurance strategies. Transform the approach to global insurance solutions with the brightest minds at Starr Insurance Companies. This is where innovation meets industry expertise in a dynamic environment. Lead from a unique position in the marketplace, at the crossroads of deep industry knowledge and extensive insurance innovation. Engage with a worldwide network of professionals dedicated to redefining the future of insurance and risk management. Collaborate with a diverse and inclusive team, fostering a culture of professional growth and diversity training.

Introducing the Starr Insurance Companies Professional Growth Path

The team is committed to building a leading career development framework to help individuals master their professional journey within the insurance industry.

Do Innovative Work

Be part of a team that is at the forefront of industry innovation—delivering targeted solutions through a depth of expertise that is unmatched in the insurance sector.

Drive Innovation and Leadership

Develop and implement groundbreaking solutions on trusted platforms, enhancing Starr Insurance Companies' position as a leader in the insurance industry.

Be Part of a Great Team

Join a team that values diversity and leadership, working on a wide range of initiatives that harness the capabilities of Starr Insurance Companies' global presence.

Future-proof Your Career

Advance your career with limitless opportunities supported by unmatched training, development, and certification programs.

Explore

Discover how Starr Insurance Companies is leading the way in predictive analytics to revolutionize risk assessment and management solutions.

The Starr Insurance Companies Edge

With a commitment to innovation and leadership, Starr Insurance Companies helps clients tackle the challenges of today’s dynamic market. Clients globally turn to Starr Insurance Companies for strategic insights and solutions that drive growth and success in the insurance industry.

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Join the Team

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