Allianz Life Insurance

Senior Credit Analyst

Allianz Life Insurance$105K — $115K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree in Business Administration or Finance, MBA preferred
  • 3-5 years' experience in financial management in banking, credit insurance brokerage, or credit insurance
  • Excellent computer skills with proficiency in financial software and spreadsheet packages

Responsibilities

  • Manage a profitable business portfolio in collaboration with the Regional Director
  • Conduct buyer interviews to gather essential portfolio information
  • Monitor high-risk buyers, fostering strong relationships with financial executives
  • Perform financial and credit analysis to assign credit ratings
  • Communicate underwriting requirements to sales and underwriting teams
  • Create industry sector outlooks based on market data

Benefits

  • Competitive compensation
  • Annual bonus eligibility and/or commission structure opportunities
  • 401(k) discretionary match of up to 6%
  • Flexible work schedules
  • Health and wellness benefits
  • Paid time off including vacation, illness, and unique occasions like a Birthday Day Off and Volunteer Day Off
  • Tuition reimbursement
  • Family care resources, including fertility and adoption benefits
Full Job Description
Key Responsibilites:
• Manage a profitable portfolio of business within the parameters agreed upon with the Regional Director of Information & Grading, utilizing sound credit analysis techniques.
• Conduct buyer visits or telephone interviews to obtain critical information for the monitoring of the buyer portfolio.
• Monitor high risk buyers and solicit proprietary information for EHNA database by establishing a rapport and maintaining contact with Finance Directors, Treasurers, through visits and telephone and written correspondence. Utilizing all information available arrive at consistent grading of buyers within authority and make detailed recommendations to Supervisor and/or Regional Director when outside authority.
• Perform financial and credit analysis to determine the appropriate credit rating of company being analyzed
• Communicates with Sales Agents and Commercial Underwriters and/or customers as to underwriting requirements regarding industry outlooks and target markets.
• Responsible for the creation of industry sector outlooks (from both public and proprietary information) to determine underlying market trends

Key Requirements:
• Bachelor's degree in Business Administration or Finance, MBA preferred
• 3-5 years' experience in financial management experience in banking, credit insurance brokerage or a credit insurance environment.
• Excellent computer skills, with an understanding of financial software and spreadsheet packages

#LI-BG1 #LI-REMOTE

Only meet some of the criteria? Please apply anyway - we want to hear from you!

Total Compensation Range:

$105,000-$115,000

Placement within the range provided above is based on the individual's relevant experience, skills for the role, and location. Salary ranges are only one component of our total compensation package.

Benefits:

We value your goals and needs, at work and in life. As an associate, you'll be supported with resources, benefits, and work-life balance so you can thrive in ways that matter to you.

Featured employee benefits to enrich your life:
• Competitive compensation
• Annual bonus eligibility and/or commission structure opportunities
• 401(k) discretionary match of up to 6%
• Flexible work schedules
• Health and wellness benefits
• Paid time off for vacation, illness, Birthday Day Off and Volunteer Day Off
• Tuition Reimbursement
• Family care resources, including fertility and adoption benefits

Learn more about our benefits here:

https://rcmd-connect.com/allianztrade/

Our policies may change as our working lives evolve. Yet, our commitment to supporting our associates' well-being and addressing the needs of our clients, business, and communities is unwavering.

#LI-BB1 #LI-REMOTE

About Allianz Life Insurance

Allianz Life Insurance Company of North America is a leading provider of retirement solutions, including fixed and variable annuities and life insurance for individuals. The company is part of Allianz SE, a global financial services company that is headquartered in Munich, Germany. Allianz Life Insurance Company of North America was founded in 1896 and has been providing financial protection and retirement solutions to Americans for over 125 years. The company has a strong commitment to corporate responsibility and sustainability, and has been recognized for its efforts in these areas. Allianz Life Insurance Company of North America is a subsidiary of Allianz Life Insurance Company of New York, which is a wholly owned subsidiary of Allianz SE.
Learn more about Allianz Life Insurance
Size
142,460 employees
Industry
Founded
1890
NASDAQ

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