Senior Commercial Lender

ThinkingAhead

$90K — $120K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 7+ years of commercial lending experience with proven production and management skills.
  • Strong credit acumen with experience in financial statement and cash flow analysis.
  • Proven ability to independently develop new commercial banking business.
  • Experience with Commercial & Industrial (C&I) and/or commercial real estate lending.
  • Excellent written and verbal communication skills for clear presentations of credit requests.
  • In-depth knowledge of banking regulations and compliance requirements.
  • Bachelor's degree in Finance, Accounting, Business, or related field.

Responsibilities

  • Prospect and develop new commercial banking relationships in the OKC Metro.
  • Leverage networks through community involvement and outreach to find new business.
  • Cross-sell a comprehensive range of commercial banking products to clients.
  • Represent the bank at community events and industry associations.
  • Originate and negotiate various types of commercial loans including C&I and CRE.
  • Conduct detailed financial analysis of client financial statements and cash flows.
  • Actively manage an existing commercial loan portfolio while ensuring compliance.

Benefits

  • Join a respected bank with nearly 90 years of profitability and stability.
  • Access to significant lending capacity and support from a strong credit team.
  • Autonomy in your role, empowering personal banking philosophy.
  • Leadership committed to long-term growth of bankers.
  • Relationship-focused culture that enhances customer service and satisfaction.
Full Job Description
Senior Commercial Lender | Oklahoma City Metro Full-Time | On-Site |

A Proven Lender's Opportunity to Lead in the OKC Metro A respected, community-rooted Oklahoma bank - nearly 90 years strong and profitable every year since its founding - is expanding its commercial banking presence in the OKC Metro. As part of that growth, the bank is seeking an experienced Senior Commercial Lender to originate and manage a high-quality loan portfolio while building lasting client relationships across the market.
This role is well suited to a lender who is equally comfortable structuring a complex credit and developing new business through direct outreach and community involvement. The bank offers real autonomy, a strong credit team, and the lending capacity to compete for meaningful deals.

What You'll Be Doing

Business Development
  • Prospect, develop, and close new commercial banking relationships across the OKC Metro
  • Leverage existing networks and build new ones through community involvement, referral sources, and direct outreach
  • Cross-sell a full suite of commercial banking products, including treasury management, deposit services, and business banking solutions
  • Represent the bank at community events, industry associations, and civic organizations
Lending & Credit
  • Originate, structure, and negotiate commercial loans, including C&I, owner-occupied CRE, construction, and lines of credit
  • Conduct thorough financial analysis of business and personal financial statements, tax returns, cash flow, and collateral
  • Prepare and present well-supported credit memos with clear analysis, risk identification, and sound recommendations
  • Actively manage and monitor an existing commercial loan portfolio, identifying credit deterioration early
  • Ensure loan documentation, covenants, and compliance requirements are met throughout the life of each credit
Client Relationship Management
  • Serve as the primary point of contact for a portfolio of commercial clients, providing responsive, high-touch service
  • Conduct regular portfolio reviews and business calls to understand evolving client needs
  • Collaborate with internal partners across treasury, mortgage, and wealth to deliver comprehensive financial solutions
  • Resolve client issues promptly and professionally, maintaining a high standard of service and trust
What You Bring Required
  • 7+ years of commercial lending experience with a proven track record of production and portfolio management
  • Strong credit acumen, including financial statement analysis, cash flow analysis, loan structuring, and risk assessment
  • Demonstrated ability to independently develop new commercial banking business
  • Experience with C&I and/or commercial real estate lending
  • Excellent written and verbal communication skills, including the ability to present credit requests clearly
  • Thorough understanding of banking regulations, compliance requirements, and sound lending practices
  • Bachelor's degree in Finance, Accounting, Business, or a related field
Why Consider This Opportunity? Nearly 90 years of uninterrupted profitability reflect a stable, well-managed institution. The bank offers meaningful lending capacity and credit appetite, a relationship-banking culture that empowers lenders. Leadership is genuinely invested in the long-term growth and success of its bankers.

How to Apply Qualified candidates are encouraged to apply confidentially. All inquiries and conversations will be handled with strict discretion.

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