Midfirst Bank

Senior Commercial Lender

Midfirst Bank$90K — $120K *
Finance & Insurance
8 - 10 years of experience
Job Overview by Ladders

Qualifications

  • 8+ years of experience in commercial lending and account management
  • Strong credit and analytical skills for underwriting
  • Thorough knowledge of local real estate and commercial markets
  • Solid understanding of regulatory compliance and environmental requirements
  • Ability to write reports and create effective business correspondence
  • Familiarity with Microsoft Office Suite
  • Knowledge of accounting policies and bank regulations

Responsibilities

  • Build and maintain relationships with borrowers and prospects
  • Analyze and underwrite commercial loans and financial statements
  • Ensure compliance with lending regulations and environmental standards
  • Document loan agreements and secure interests appropriately
  • Evaluate cash flows and financial health of potential clients
  • Conduct thorough reviews of commercial building construction processes
  • Manage and prioritize multiple tasks and information sources

Benefits

  • Opportunities for professional development and continued education
  • Supportive team environment focused on collaboration
  • Access to a diverse range of commercial lending products
  • Strong emphasis on work-life balance
  • Potential for career growth within the institution
Full Job Description
This position requires a seasoned banking professional who is adept at building and maintaining relationships with borrowers and prospects. The candidate should have a thorough knowledge of the local real estate and commercial/industrial marketplaces and the ability to quickly connect with a multitude of prospects to develop a quality portfolio.

Candidate must have 8+ years of experience in an array of commercial lending and account management experience in a financial institution with all product types and have a strong credit/analytical skill set to underwrite lending opportunities in the Houston market. A successful candidate will have excellent oral and written communication skills as well as a focus on maintaining a portfolio that achieves the company's goals for profitability.
• Thorough knowledge in review, analysis, and underwriting of commercial real estate loans and personal/corporate financial statements pertaining to Sponsors/Guarantors.
• Solid understanding of regulatory compliance issues related to lending, environmental requirements, and local building practices.
• Expertise in lending practices to include: loan documentation, perfection of security interest, lines of credit, financial statement analysis, cash flow analysis, regulatory compliance and confidentiality practices.
• Thorough understanding of commercial building construction procedures and practices. • Ability to write reports, business correspondence, and complete credit evaluations.
• Working knowledge of the Microsoft Suite (e.g., Work, Excel, PowerPoint, Outlook).
• Knowledge of accounting policies and bank regulations. • Ability to seek and gather information from multiple sources, and manage multiple tasks.

About Midfirst Bank

MidFirst Bank is a privately owned bank in the United States based in Oklahoma City, Oklahoma. Its primary markets include Oklahoma City, Tulsa, western Oklahoma, Denver, Phoenix and Dallas. MidFirst Bank offers personal, commercial, trust, private banking and mortgage banking products and services. MidFirst Bank was founded in 1982 and has more than $20 billion in assets.
Learn more about Midfirst Bank
Size
1,500 employees
Industry

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