Frost Bank

Senior Commercial Account Manager - Frost Insurance Agency

Frost Bank$80K — $95K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Texas General Lines Agent License (Property & Casualty) required or must attain within 90 days
  • Minimum 3 years of experience in the commercial insurance sector
  • Proficiency in managing a Book of Business exceeding $650,000
  • Strong organizational skills with the ability to multitask
  • Excellent verbal and written communication skills
  • Proficient in Microsoft Office applications

Responsibilities

  • Analyze complex client policy profiles to identify coverage enhancement opportunities
  • Evaluate carrier quotes and coverages for optimal client solutions
  • Review policy accuracy for new and renewal transactions
  • Provide comprehensive policy service including changes, payments, and claims
  • Present FIA products through collaboration on renewal strategies and proposals
  • Conduct exposure analysis to assess and minimize client risks
  • Respond to inquiries about coverage issues and policy concerns

Benefits

  • Medical, dental, and vision insurance
  • Long-term disability and life insurance
  • 401(k) matching contributions
  • Generous holiday and paid time-off policy
  • Tuition reimbursement program
  • Comprehensive health and wellness initiatives, including an Employee Assistance Program
  • Referral bonus program
Full Job Description
Job Description

Who you are:

As a Senior Commercial Account Manager with Frost Insurance Agency, you are our insurance experience champion. In this role, you will be responsible for handling a large book of business, containing complex Commercial accounts. You will use your collaborative mindset, analytical skills, and desire for constant improvement to maintain and expand all assigned accounts.

What you'll do:
  • Analyze complex client policy profiles to identify for account-rounding or coverage enhancement opportunities
  • Analyze carrier quotes and coverages to determine the best options for the client
  • Review new and renewal policies for accuracy in rating and coverage; ensure these transactions are accurately entered in agency management system to generate billing documentation
  • Provide policy service including changes, payments, claims and third-party communications. Ensure all activities and in-bound or out-bound interactions are documented in agency management system
  • Present FIA products to new and existing customers by collaborating in renewal strategies, and preparing proposals
  • Complete exposure analysis to determine client needs and ensure that client exposure is minimized
  • Respond to requests to research coverage issues, policy problems, cancellation issues, reinstatement issues, billing problems, claims history and underwriting issues
  • Maintain current knowledge of company underwriting and rating information; follow agency standard procedures to maintain electronic files and information
  • Always take action using Integrity, Caring, and Excellence to achieve all-win outcomes


What you'll need:
  • Texas General Lines Agent License (Property & Casualty), or attainment within 90 days of employment
  • 3+ years of experience in the commercial insurance field
  • Ability to retain a Book of Business in excess of $650,000
  • Organization skills and the ability to multitask
  • Excellent written and verbal communication skills
  • Proficient in Microsoft Office


Additional Preferred Skills:
  • Insurance professional designations such as CISR, ACSR, CIC, CRM.
  • Bachelor's Degree


Our Benefits:

At Frost, we care about your health, your family, and your future and strive to have our benefits reflect that. This includes:
  • Medical, dental, vision, long-term disability, and life insurance
  • 401(k) matching
  • Generous holiday and paid time off schedule
  • Tuition reimbursement
  • Extensive health and wellness programs, including our Employee Assistance Program
  • Referral bonus program + more!


#LI-HB1

About Frost Bank

Frost Bank is a subsidiary of Cullen/Frost Bankers, Inc., a financial holding company, headquartered in San Antonio, Texas. The company provides a wide range of banking, investments, and insurance services to businesses and individuals in Texas. Frost Bank has over 130 branches across Texas and offers online banking services to its customers. The bank was founded in 1868 by Thomas Claiborne Frost and has been serving Texans for over 150 years.
Learn more about Frost Bank
Size
4,553 employees
Market Cap
$8.3 billion
Industry
Net Income
$331.1 million
Founded
1973
5 Year Trend
+5.1%
NASDAQ

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