TD Bank

Senior Centralized Governance & Controls AML Testing/QA Analyst (US)

TD Bank • $72K — $117K *
Charlotte, NC 28269In-Person
Finance & Insurance
5 - 7 years of experience
Today
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Job Overview by Ladders

Qualifications

  • Undergraduate degree preferred
  • 5+ years of relevant experience in governance and control
  • In-depth knowledge of AML processes and risk management
  • Demonstrated experience in testing and auditing compliance measures
  • Experience documenting QA results and drafting reports

Responsibilities

  • Manage governance and control activities in high-risk areas
  • Support Centralized Governance & Controls AML testing and QA program
  • Execute quality assurance sample testing for compliance
  • Lead governance and control initiatives aligned with business strategy
  • Provide subject matter expertise to multi-functional projects

Benefits

  • Opportunities for growth and skill development
  • Supportive team environment
  • Encouragement of open dialogue about career progression
  • Focus on maintaining a culture of risk management and control
Full Job Description
Work Location:
Charlotte, North Carolina, United States of America

Hours:
40

Pay Details:
$72,280 - $117,520 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Line of Business:
Governance & Control
Job Description:

The role manages a portfolio of governance and control activities for moderately complex or high-risk business or functional area and implements policies / processes and/or initiatives to meet governance and control guidelines. Acts as a technical lead on key control initiatives. This position will be responsible for supporting execution of the Centralized Governance & Controls (CG&C) AML testing and Quality Assurance (QA) program, including AML/CTF, Sanctions, and Anti-Bribery coverage for first line owned functions. The individual in this role will be accountable for executing sample testing of quality assurance reviews to ensure operational risk and compliance requirements related to financial crimes are adhered to and supporting the results with robust workpaper documentation.

Depth & Scope:
  • SME level professional role requiring in-depth business knowledge / expertise in own domain / field of specialty and working knowledge of broader related areas
  • Integrates the broader organizational context into advice and solutions within own area
  • Understands a certain aspect of the industry, competition and the factors that differentiate the organization
  • Applies best practices to implement process, product or service improvements
  • Leads projects of moderately to complex risk and resource requirements; may lead end-to-end processes or functional programs
  • Contributes to setting standards within area of expertise
  • Solves complex problems requiring analysis of multiple variables, including consultation with multiple stakeholders
  • Uses advanced methods to contribute to new solutions and recommend standards against which others will operate
  • Interprets guidelines, standards, policies and results of analysis to inform decision making at senior levels
  • Works independently as a SME or lead and guides others within area of expertise


Education & Experience:
  • Undergraduate degree preferred
  • Broad and deep knowledge of business and risk and control environment
  • 5+ years of relevant experience


Preferred Qualifications:
  • Demonstrated experience in testing/auditing/QA of AML (CIP, KYC profile reviews, etc.).
  • Prior experience in performing process deep-dives to assess the adequacy of risk mitigations for financial crimes risk to identify assurance testing needs.
  • Experience in documenting testing/audit results and drafting writeups.


Customer Accountabilities:
  • Provides specialized centralized governance and control related advice / support to management / leadership and respective teams for area(s) of specialization
  • Leads on the implementation of governance and control initiatives in support of the overall business/function strategy
  • Manages a set of centralized governance and control work activities requiring coordination across multiple areas
  • Reviews processes and controls and "connect the dots" across issues and control deficiencies in order to increase standardization of solutions, processes and controls
  • Supports / manages the integrated implementation of policies / processes / procedures / changes across multiple functional areas
  • Provides subject matter expertise to projects / initiatives, and participates in identifying, designing and testing solutions and supporting implementation activities


Shareholder Accountabilities:
  • Ensures programs / policies / practices are well managed, meets business needs / priorities, and complies with internal / external requirements
  • Exercises discretion in managing communication / correspondence, information and all matters of confidentiality
  • Conducts research projects; supports the development / delivery of materials and presentations to management or broader audience
  • Adheres to enterprise frameworks or methodologies that relate to activities for own business area
  • May lead work streams by acting as a project lead / SME for medium scale projects / initiatives in accordance with project management methodologies
  • Protects the interests of the organization - identifies and manages risks, and escalates non-standard, high-risk transactions / activities as necessary
  • Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite
  • Is knowledgeable of and complies with Bank Code of Conduct


Employee/Team Accountabilities:
  • Participates as a member of the team, supports a positive work environment and ensures timely communication
  • Supports team by regularly enhancing knowledge / expertise in own area and participates in knowledge transfer
  • Keeps current on emerging trends / developments and grows knowledge of the business, related tools and techniques
  • Keeps others informed about the status / progress of projects
  • Contributes to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices
  • Contributes to a fair, positive and equitable environment
  • Acts as a brand ambassador for your business area / function and the bank


Physical Requirements:

Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%
  • Domestic Travel - Occasional
  • International Travel - Never
  • Performing sedentary work - Continuous
  • Performing multiple tasks - Continuous
  • Operating standard office equipment - Continuous
  • Responding quickly to sounds - Occasional
  • Sitting - Continuous
  • Standing - Occasional
  • Walking - Occasional
  • Moving safely in confined spaces - Occasional
  • Lifting/Carrying (under 25 lbs.) - Occasional
  • Lifting/Carrying (over 25 lbs.) - Never
  • Squatting - Occasional
  • Bending - Occasional
  • Kneeling - Never
  • Crawling - Never
  • Climbing - Never
  • Reaching overhead - Never
  • Reaching forward - Occasional
  • Pushing - Never
  • Pulling - Never
  • Twisting - Never
  • Concentrating for long periods of time - Continuous
  • Applying common sense to deal with problems involving standardized situations - Continuous
  • Reading, writing and comprehending instructions - Continuous
  • Adding, subtracting, multiplying and dividing - Continuous


The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.

About TD Bank

TD Securities offers a range of advisory and capital market services to its clients. The company's range of services includes research, investment banking, capital markets, and global transaction banking. Research consists of commodity and equity research. Investment banking consists of mergers, acquisitions, industry expertise, and credit origination. Global transaction banking consists of trade finance, cash management, and correspondent banking. TD Securities was founded in 1855 and is based in Ontario.

TD Bank Careers

Join the vibrant team at TD Bank, one of North America's leading financial services organizations, where innovation, leadership, and growth go hand in hand. At TD Bank, we are committed to fostering a culture of diversity and inclusion, making it an ideal place for ambitious professionals to thrive. Work You’ll Do At TD Bank, your professional journey is bolstered by a robust support system. From your first interview to every career milestone, you will find opportunities for growth and leadership. Our team is dedicated to helping you develop the skills necessary for success in the ever-evolving financial sector. TD Bank offers a variety of job opportunities across multiple fields, from customer service to investment banking. Each position at TD Bank is a chance to contribute to our culture of innovation and exceptional client service. Internship Programs Kickstart your career with a TD Bank internship. Our programs provide invaluable industry exposure and hands-on experience, making them a perfect starting point for students and recent graduates eager to make their mark in the banking industry. Interns at TD Bank enjoy the unique opportunity to work alongside seasoned professionals, gaining insights that are crucial for future employment. Benefits and Growth TD Bank is deeply committed to the well-being and continuous growth of our team members. We offer competitive benefits packages that cover health, finance, and family care. Our employees enjoy comprehensive health insurance, retirement plans, and generous paid time off, among other perks. Moreover, TD Bank encourages professional development through various training programs, including leadership development and diversity training. These initiatives ensure that our team remains at the forefront of industry standards and best practices. Join Our Team Explore the numerous career paths available at TD Bank and discover how your skills and interests align with our mission. We are actively hiring and continually looking for talented individuals who are passionate about banking and customer service. Networking and Professional Development At TD Bank, we believe in the power of networking and collaboration. Our employees have access to a wide range of networking events, workshops, and seminars that promote career development and professional growth. These platforms not only enhance your professional skills but also expand your industry connections. Stay Connected Keep up to date with the latest at TD Bank Careers by subscribing to our job alert emails. Tailor your subscription to match your career preferences and get the latest news, insider tips, and job opportunities delivered straight to your inbox. Explore job opportunities at TD Bank and be part of a team that values hard work, creativity, and a diverse workplace culture. Your next great career move is just a click away. SEARCH TD BANK JOBS Join us at TD Bank and let your ambition lead you to a rewarding career filled with opportunities to learn, grow, and innovate.
Learn more about TD Bank
Size
90,000 employees
Market Cap
$117.9 billion
Industry
Finance & Insurance
Net Income
-$6.9 million
5 Year Trend
+6.6%
* Ladders Estimates

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