Senior Asset-Based Lending Originator

Citizens Bank

$90K — $130K *
Tampa, FL 33607In-Person
Finance & Insurance
8 - 10 years of experience
Job Overview by Ladders

Qualifications

  • 10+ years of experience in ABL origination, structuring, and financial analysis
  • Experience with ABL capital markets and syndication preferred
  • Ideal candidates should be located in Atlanta or Florida (Tampa, Orlando, or Miami)
  • Considered equivalent work experience can replace formal credit training completion
  • Excellent verbal and interpersonal communication skills required
  • Strong organizational skills with the ability to multi-task under pressure
  • Proficient in PC applications, including projection modeling

Responsibilities

  • Drive origination activities for the ABL Group in the South region
  • Generate revenue from new ABL loans and credit products
  • Collaborate with Head of Originations to set regional strategies
  • Oversee deal sales process and client selection
  • Coordinate with ABL resources and support teams like coverage and risk
  • Enhance Citizens’ brand and manage internal and external communications
  • Maintain expertise in ABL products and understand debt capital and risk

Benefits

  • Work with a national team enhancing client acquisition and business activity
  • Opportunity to work closely with leadership and various banking groups
  • Professional growth through exposure to capital markets and syndication
  • Highly collaborative work environment across different teams
  • M1-F5, consistent Monday to Friday schedule promoting work-life balance
Full Job Description
Job Description

Citizens is currently recruiting for a Senior Originator in our Asset Based Lending (ABL) Group. The role is an integral position driving new client acquisition and business activity for this National Team. The role works closely with leadership in the ABL Group, Capital Markets and coverage banking (Middle Market, MidCorporate and Corporate Finance).

Responsibilities:
  • Responsible for origination activities in the ABL Group covering the South region
  • The role will drive revenue generation from new ABL loans, other credit products, capital market executions and all other ancillary products.
  • Work closely with Head of Originations, setting regional go-to-market strategies including specific prospects, (ii) strategy execution, and (iii) oversight of his/her deal sales process, including client selection.
  • Manage the coordination of the deal team, ABL resources, as well as supporting groups such as coverage, risk and capital markets teammates.
  • Simultaneously, it will be important to continue building and enhancing the Citizens brand and enhance internal and external communications including expectations management.
  • Additionally, maintain market leading ABL product expertise, appropriate debt capital knowledge and risk appetite understanding to succeed on a consistent basis.


Qualifications:
  • 10+ years of experience and exhibited competency in ABL origination and structuring, financial analysis, understanding and applying credit policy and credit monitoring and risk administration practices
  • ABL capital markets and syndication experience a plus
  • Ideal candidate is located in Atlanta or Florida (Tampa, Orlando or Miami area)
  • Equivalent work experience may be considered as alternative to formal credit training program completion.
  • Excellent verbal, communication, interpersonal and organizational skills required.
  • Ability to multi-task and function under pressure.
  • Proficient in PC applications, including projection modeling.


Education/Licenses
  • FINRA licenses 79 & 63 & SIE are required or will need to be obtained within 6 months of hire date
  • Bachelors Degree required.


Hours & Work Schedule

Hours per Week: 40+

Work Schedule: Monday - Friday

#LI-Citizens1

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