Senior Asset-Based Lending Originator

Citizens Bank

$90K — $130K *
Finance & Insurance
8 - 10 years of experience
Job Overview by Ladders

Qualifications

  • 10+ years in ABL origination and structuring with strong financial analysis skills.
  • Experience in ABL capital markets and syndication preferred.
  • Residing in Atlanta or Florida (Tampa, Orlando, Miami) is ideal.
  • Equivalent experience can substitute formal credit training programs.
  • Strong verbal, communication, and interpersonal skills are essential.
  • Ability to handle multiple tasks under pressure is crucial.
  • Proficiency in PC applications and projection modeling is required.

Responsibilities

  • Drive origination activities for the ABL Group in the Southern region.
  • Generate revenue through new ABL loans and related credit products.
  • Collaborate with the Head of Originations to devise market strategies targeting specific prospects.
  • Oversee the deal sales process, ensuring effective client selection and strategy execution.
  • Coordinate with ABL resources and various supporting groups like risk and capital markets.
  • Enhance Citizens' brand through improved internal and external communications.
  • Maintain expertise in ABL products and understand market debt capital and risk parameters.

Benefits

  • Work closely with a national team in a high-impact role.
  • Opportunity for significant client acquisition and revenue generation.
  • Access to a collaborative environment involving various departments.
  • Potential to build a strong personal network in the asset-based lending market.
  • Opportunities for leadership training and professional development within the financial sector.
Full Job Description
Job Description

Citizens is currently recruiting for a Senior Originator in our Asset Based Lending (ABL) Group. The role is an integral position driving new client acquisition and business activity for this National Team. The role works closely with leadership in the ABL Group, Capital Markets and coverage banking (Middle Market, MidCorporate and Corporate Finance).

Responsibilities:
  • Responsible for origination activities in the ABL Group covering the South region
  • The role will drive revenue generation from new ABL loans, other credit products, capital market executions and all other ancillary products.
  • Work closely with Head of Originations, setting regional go-to-market strategies including specific prospects, (ii) strategy execution, and (iii) oversight of his/her deal sales process, including client selection.
  • Manage the coordination of the deal team, ABL resources, as well as supporting groups such as coverage, risk and capital markets teammates.
  • Simultaneously, it will be important to continue building and enhancing the Citizens brand and enhance internal and external communications including expectations management.
  • Additionally, maintain market leading ABL product expertise, appropriate debt capital knowledge and risk appetite understanding to succeed on a consistent basis.


Qualifications:
  • 10+ years of experience and exhibited competency in ABL origination and structuring, financial analysis, understanding and applying credit policy and credit monitoring and risk administration practices
  • ABL capital markets and syndication experience a plus
  • Ideal candidate is located in Atlanta or Florida (Tampa, Orlando or Miami area)
  • Equivalent work experience may be considered as alternative to formal credit training program completion.
  • Excellent verbal, communication, interpersonal and organizational skills required.
  • Ability to multi-task and function under pressure.
  • Proficient in PC applications, including projection modeling.


Education/Licenses
  • FINRA licenses 79 & 63 & SIE are required or will need to be obtained within 6 months of hire date
  • Bachelors Degree required.


Hours & Work Schedule

Hours per Week: 40+

Work Schedule: Monday - Friday

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