Bright House Financial, LLC

Senior Annuity Product Consultant (Charlotte, NC (Hybrid) or Remote)

Bright House Financial, LLC$90K — $105K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree preferred
  • 5+ years of annuity product development or related experience
  • Strong negotiation and relationship-building skills
  • Excellent communication and presentation abilities
  • In-depth knowledge of annuity products and industry
  • Strong analytical and problem-solving abilities
  • Ability to manage multiple projects effectively

Responsibilities

  • Support the development of new annuity products and in-force initiatives
  • Partner with Distribution to create innovative product offerings
  • Lead design and pricing sessions for product specifications
  • Provide subject matter expertise on current and previous products
  • Draft requirements for new product initiatives and enhancements
  • Participate in the contract drafting process
  • Manage various internal and external support requests

Benefits

  • Flexible work environment with remote and in-office options
  • Minimum of 20 days paid time off and 16 paid holidays annually
  • 401(k) plan with company match and financial counseling services
  • Comprehensive medical, vision, and dental plans
  • Up to 16 weeks of paid parental leave and other family support options
  • Company-paid basic life and short-term disability insurance
Full Job Description
Where you'll work:

Our hybrid workplace model offers the freedom to work remote or occasionally in one of our offices.

How you'll contribute:
As a Senior Annuity Product Consultant, you'll be responsible for supporting the development of new annuity products and in-force annuity initiatives. In this dynamic role, the level of involvement for any initiative will vary from one component of the initiative to its entirety. The Product Consultant represents Annuity Product Development on cross-company project teams in the development of new individual annuity products, product enhancements, and management of the annuity in-force block.

The Product Consultant must partner closely with other areas of the Company to ensure successful and timely implementation of product deliverables. The Product Consultant must manage day-to-day new product and enhancement issues. This individual will also manage the existing block of in-force annuity business and all ad-hoc annuity product requests.

In this role, you'll get to:
  • Partner with Distribution and key partners to develop innovative product offerings that grow the annuity business and expand our presence in the market.
  • Lead cross-functional working sessions to drive design and pricing resulting in detailed product specifications.
  • Partner with Actuarial to support the design and pricing of solutions aligning with our strategy.
  • Represent Product as a subject matter expert for all products and riders currently and previously sold.
  • Utilize expertise to provide support to internal and external partners related to product mechanics, positioning, and consumer profile.
  • Draft written requirements for various new product initiatives, product changes/enhancements, and administrative changes/corrections.
  • Assist in the brainstorming and researching of new product concepts and enhancements to our existing products.
  • Actively participate in the contract drafting process and partner with members of Contracts and Filing.
  • Manage and support annual prospectus review.
  • Support the development and review of marketing collateral.
  • Partner cross-functionally to develop and assist with training during implementation.
  • Build partnerships with key stakeholders, such as Legal, Compliance, Marketing, Operations, and Distribution.
  • Work on ad-hoc Product Development projects.
  • Establish relationships and credibility across the business to effectively communicate product updates to all levels of the organization.


We're looking for people who have:
  • A Bachelor's degree (preferred).
  • Minimum of 5+ years of annuity product development experience or related experience in annuities.
  • Adaptable at working as part of a dynamic team, working independently and with shifting responsibilities.
  • Excellent influencing, organizational, facilitation, written/verbal communication, and presentation skills.
  • Knowledge of annuity products and the annuity industry.
  • Strong negotiation skills and ability to gain consensus and cultivate strategic internal relationships.
  • Strong analytical capabilities, financial acumen, and business judgment
  • Strong critical thinking and problem-solving skills.
  • Ability to effectively manage several dissimilar projects and prioritize appropriately.


What you'll receive:
  • Compensation - Base salary ranging from $90,000 to $105,000 plus competitive performance-based incentives determined by company and individual results.
  • Flexible Work Environment - Work remotely or in the office to better thrive in all areas of life.
  • Paid Time Off - Recharge with a minimum of 20 days of paid time off and 16 paid company holidays per calendar year plus paid volunteer time and paid study time.
  • Financial Health - Work toward achieving your financial goals through our 401(k) savings plan with company match (up to 6%) and annual company nondiscretionary contribution (3%), and financial counseling services.
  • Health and Wellness - Enjoy competitive medical, vision, and dental plans plus tax-free health savings accounts with potential company contributions up to $1,000 per family.
  • Family Support - Care for loved ones with up to 16 weeks of paid leave for new parents, back-up dependent care, dependent care flexible spending account, and up to a $25,000 lifetime maximum during your adoption, infertility, or surrogacy journey.
  • Life and Disability Support - Gain access to company-paid basic life insurance and short-term disability insurance.


The company and your department may occasionally gather in person throughout the year to foster a culture of belonging and promote team building. We'd love for you to join us during those company-wide and department-wide events to help you strengthen connections across the company.

About Bright House Financial, LLC

Brighthouse Financial offers annuities and life insurance that help protect what people have earned and ensure it lasts. The company is built on a foundation of experience and knowledge, which enables it to provide the value the customers deserve. The company has over $200 billion in total assets, more than 2 million customers, and approximately 2.5 million annuity contracts and insurance policies in force. Brighthouse Financial is the brand name for Brighthouse Life Insurance Company, Brighthouse Life Insurance Company of NY, and New England Life Insurance Company. Brighthouse Financial was founded in 2017 and is headquartered in Charlotte, North Carolina.

Bright House Financial, LLC Careers

Join the dynamic team at Bright House Financial, LLC, a premier financial services provider where innovation meets expert financial guidance. We are currently expanding our talented team, offering a range of job opportunities that promise not only professional growth but also a chance to be part of a culture that values leadership and diversity.

Why Bright House Financial, LLC?

At Bright House Financial, LLC, we believe in empowering our employees to excel through comprehensive training and development programs. As a company, we are committed to fostering an inclusive environment where diverse ideas and perspectives lead to innovative financial solutions for our clients.

Explore Career Opportunities

Whether you're a seasoned professional looking for your next career challenge or a recent graduate eager to start your internship, Bright House Financial, LLC offers a variety of positions across multiple disciplines. Our team is hiring individuals who are passionate about financial services and dedicated to client success.

What We Offer

- **Professional Growth**: Advance your career with our leadership programs, diversity training, and opportunities for promotion. - **Innovative Culture**: Be part of a culture that thrives on innovation and continuous improvement. - **Competitive Benefits**: Enjoy a comprehensive benefits package that supports the health and well-being of you and your family. - **Networking and Mentorship**: Engage with industry leaders and gain valuable insights through structured networking events and mentorship.

Join Our Team

Bright House Financial, LLC is looking for curious, creative, and solution-driven team players. Explore job opportunities that match your skills and interests. We value the unique contributions of each employee and are excited to see how your skills and ideas can help shape the future of our company.

Prepare for Your Interview

Ready to join our team? Prepare your resume to highlight your relevant experience and skills. Our interview process is designed to understand your capabilities and how they align with the goals of Bright House Financial, LLC. We look forward to learning about your professional journey and discussing how you can contribute to our team.

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Discover Bright House Financial, LLC

Explore the exciting and rewarding career opportunities at Bright House Financial, LLC. See what positions are available and how you can contribute to our mission of delivering exceptional financial services.

SEARCH BRIGHT HOUSE FINANCIAL JOBS

Join us at Bright House Financial, LLC, where your career is just as important to us as it is to you. Let’s build a brighter future together.
Learn more about Bright House Financial, LLC
Size
1,500 employees
Market Cap
$3.5 billion
Industry
Net Income
-$1 billion
5 Year Trend
-7.1%
Revenue
$8.5 billion
NASDAQ

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