About the Role:Grade Level (for internal use):
11
The Team
Credit Ratings is an integral part of the Global Ratings Services team, comprising a diverse group of 1,400 analysts spread across key financial hubs worldwide. We are dedicated to delivering high-quality insights and exceptional client service across all industry sectors.
The Structured Finance and Alternate Investment Funds practice evaluates the credit risk of securitized products and fund structures by analyzing underlying asset performance, structural protections, cash-flow mechanics, and downside stress scenarios. Analysts produce opinions that help issuers and investors compare complex instruments, bringing market-relevant perspectives on topics such as performance trends, issuance conditions, and AI’s role in origination and securitization.
Responsibilities and Impact
Team Contribution & Capability Building
Guide and coach junior analysts and research staff, building capability in credit analysis, data discipline, and analytical tooling to reinforce consistent, high-quality outputs.
Strengthen team productivity by creating reusable analytical assets and contributing to lightweight automation initiatives that free capacity for human analysis and judgment.
Identify and propose workflow improvements that remove unnecessary manual steps without compromising governance or analytical standards.
Core Analytical & Delivery
Lead end-to-end credit analysis and surveillance for assigned structured finance credits, ensuring timely, high-quality delivery with clear accountability for outputs and priorities.
Synthesize portfolio performance, market signals, and peer context into decision-ready insights that support rating committee discussions and risk assessments.
Embed and validate generative AI and large language model tools within analytical workflows, maintaining human accountability for all conclusions and material risk judgments.
Stakeholder & Market Engagement
Engage with external stakeholders alongside senior team members, translating complex data and analysis into clear, evidence-based narratives for clients and rating committees.
Prepare well-structured committee materials and communicate complex analytical content in a clear and accessible format for market participants.
Risk Management and Operating
Apply methodology, confidentiality, and data governance requirements consistently, escalating issues early with clear recommendations to protect analytical integrity.
Contribute to the responsible design and testing of automation and AI-enabled workflows, maintaining clear boundaries between what can be automated and what requires human judgment.
Compensation and Benefits Information (US Candidates)
S&P Global states that the anticipated base salary range for this position is $92,000 to $121,000 USD. Final base salary will be based on the individual's geographic location, as well as experience level, skill set, training, licenses, and certifications. In addition to base compensation, this role is eligible for an annual incentive plan. For more information on benefits, please click here.
Compensation and Benefits Information (Canadian Candidates)
S&P Global states that the anticipated range of compensation for this position is 94,000 to 128,000 CAD. Final compensation will be based on the individual's performance, geographic location, as well as experience level, skill set, training, licenses, and certifications. In accordance with Ontario's new regulations effective January 1, 2026, this job posting provides information on expected compensation. S&P Global will not be utilizing artificial intelligence in our hiring process. Additionally, we are committed to transparency and will inform all interviewed candidates of hiring decisions within 45 days of their interview. This posting is for an existing vacancy, and we encourage you to reach out for further information regarding our hiring practices or any questions you may have. Thank you for considering a career with us!
What We're Looking For
Basic Required Qualifications
Team Contribution & Capability Building
Demonstrated ability to deliver high-quality analytical work across multiple credits with limited oversight, and to coach junior colleagues through shared standards and tools.
Strong collaboration and relationship management skills, with the ability to influence through credibility and constructive engagement.
Core Analytical & Delivery
Demonstrated credit, financial, and risk analysis skills, with the ability to link fundamental drivers to forward-looking risk views.
Practical experience embedding generative AI or large language model tools into professional workflows to improve productivity and analytical output.
Proficiency in analytical and spreadsheet tools, with a willingness to develop skills in data and automation platforms.
Stakeholder & Market Engagement
Risk Management and Operating
High standards for analytical quality, traceability, and governance, with sound judgment on the responsible use of AI tools in a controlled environment.
Demonstrated ability to contribute to automation workflow design and testing, with clear judgment on which analytical decisions require human oversight.
Additional Information
An S&P Global employee at this level would typically have 3 to 5 years of relevant experience in structured finance, credit analysis, or a related financial field.
We require all candidates who reach the final stage of our interview process to attend at least one in-person interview, which is ordinarily at your nearest S&P Global Ratings office. This must be completed before we can proceed to an offer.
Employees are required to work from the office a minimum of two days per week.
Education: Bachelor's degree or equivalent required. A master's degree or professional certification (such as CFA) is highly valued. We welcome candidates from traditional finance disciplines as well as diverse academic backgrounds that support innovative and critical thinking.
