Work Location:
New York, New York, United States of America
Hours:
40
Pay Details:
$72,280 - $117,520 USD
TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
Line of Business:
Compliance
Job Description:
Reporting to the Manager or Senior Manager, Compliance Risk Assessments, the Senior Compliance Analyst supports the execution of the enterprise Regulatory Compliance Risk Assessment (RCRA) through data management, analysis, quality control, dashboarding, and management reporting. The role transforms assessment data into timely, accurate, and actionable insights that support program oversight, stakeholder decision-making, and senior management reporting.
Key Responsibilities:
- Support ad hoc data analysis, transformation initiatives, regulatory requests, audit or quality assurance reviews, and other program priorities as required.
- Identify opportunities to automate manual reporting, strengthen data controls, simplify processes, and improve the usability and timeliness of RCRA insights.
- Support assessment-cycle activities, including stakeholder communications, data preparation, progress monitoring, issue escalation, and preparation of materials for review and challenge sessions.
- Partner with Compliance Program Management, Compliance Data Enablement and Transformation, Business Application Support, Risk Owners, and Oversight Functions to clarify data requirements and improve reporting outcomes.
- Support metric governance by maintaining metric inventories, calculation logic, thresholds, reporting requirements, and evidence supporting the validity and verifiability of reported information.
- Maintain clear documentation of data sources, definitions, calculations, assumptions, transformations, controls, and report production steps to support accuracy, repeatability, and end-to-end traceability.
- Prepare recurring and ad hoc management reporting, including concise commentary, supporting analysis, and presentation materials for Compliance leadership and other senior audiences.
- Analyze RCRA results to identify trends, concentrations, outliers, and emerging themes across business units, segments, Laws, Rules and Regulations, and Enterprise Risk Framework taxonomy levels.
- Perform data validation, reconciliation, and quality control activities to identify incomplete, inconsistent, duplicate, or anomalous assessment data and coordinate timely resolution with data owners and stakeholders.
- Develop and maintain RCRA execution trackers, dashboards, data visualizations, and status reporting to monitor progress, completion, quality, and key program indicators.
- Support the collection, extraction, consolidation, and maintenance of RCRA and Program Effectiveness Assessment data from approved source systems, templates, and stakeholder submissions.
***The above details are specific to the role which is outlined in the general description below. Please review the Preferred skills below as you consider this opportunity.
The Senior Compliance Governance & Operations Analyst provides a range of research, analytical and/or operational process support within a defined area of the function. Supports implementation activities related to initiatives including the development of and maintaining enterprise Compliance programs. This role may interact with key stakeholders and third-party service providers to deliver Compliance programs that satisfy regulatory requirements.
Depth & Scope:
- Expected to exercise sound and expert independent professional judgment and discretion in interacting and communicating with staff and senior management of the Bank with respect to regulatory risk matters.
- Empowered to make prudent professional decisions in rendering advice and counsel to business lines or assigned areas on compliance matters and regulatory risks which may impact performance of the business and overall enterprise strategies and objectives.
- Provides responses to regulatory agencies and Internal Audit. Interacts directly and independently with auditors and regulatory agencies and provides approval for document submissions to these entities, based on professional judgment regarding responsiveness and appropriateness.
- Acts as the primary subject matter expert for certain Compliance Program elements and is expected to make decisions regarding compliance with these Program requirements and to escalate instances of non-compliance.
- Works independently as the senior analyst/subject matter expert and may coach and educate others
- Oversees and/or independently performs tasks from end to end
- Applies expert knowledge of business operations, products, services, methods and operating standards to drive unit or team performance and provides training to other team members based on expert knowledge
- Executes on more complex and/or non-standard requests
- Researches and investigates a range of operational/reporting/process issues and provides recommendations to senior management across the enterprise (including Global partners)
- Recommends and implements solutions within own area of responsibility that impact the strategies and objectives of the Department
- Coordinates/integrates work with other areas as needed
- Provides advanced analysis and/or specialized reporting to support business partners, functional areas or centers of expertise
- Requires advanced technical/business/function knowledge for discipline supported
- High level of complexity in operational/reporting/process and/or analysis function requiring medium to longer term focus
- Represents the group as the lead or subject matter expert on projects/initiatives and/or at meetings across the organization
Education & Experience:
- Undergraduate degree or equivalent work experience
- 5+ years of experience
Preferred Skills:
- Undergraduate degree required; relevant professional designation, data analytics training, or reporting certification is an asset.
- Must have 5+ years of relevant experience in Compliance, Risk Management, Data Analytics, Business Intelligence, Reporting, Internal Audit, or a related discipline.
- Self-starter who can independently execute assigned work, exercise sound judgment, escalate issues appropriately, and contribute to small projects or process-improvement initiatives.
- Proven relationship management and collaboration skills, with the ability to work effectively across Compliance, Risk, Technology, Data, and business teams.
- Strong organizational and time-management skills, with the ability to manage recurring reporting cycles, ad hoc requests, and multiple deadlines in a changing environment.
- Excellent written and verbal communication skills, with the ability to explain analytical findings and reporting requirements clearly to technical and non-technical stakeholders.
- Strong critical thinking and problem-solving skills, including the ability to identify trends, outliers, dependencies, and emerging risk themes.
- Strong attention to detail and commitment to data accuracy, completeness, consistency, timeliness, and traceability.
- Ability to perform data quality reviews, investigate discrepancies, identify root causes, document findings, and coordinate corrective action with stakeholders.
- Advanced proficiency in Microsoft Excel and PowerPoint; experience with Power BI, data visualization tools, GRC platforms, databases, or reporting automation is preferred.
- Experience developing management reports, dashboards, metrics, data visualizations, and concise written insights for business and senior management audiences.
- Strong data analysis and reporting skills, with the ability to organize, reconcile, interpret, and summarize complex information from multiple sources.
- Working knowledge of regulatory compliance risk management principles and risk assessment concepts, including inherent risk, control effectiveness, residual risk, and supporting rationale.
Customer Accountabilities:
- Provides Compliance research, evaluation, operational, reporting and/or analytical support in oversight and control function to internal (Compliance) partners, in a timely manner
- Coordinates requests to and from, business (Compliance) partners and coordinates tracking and reporting of Compliance function initiatives and programs
- Prepares and delivers summaries, communications, reports and presentations for management, regulators, and other internal and external stakeholders
- Recommends responses to enterprise Compliance Program questions and immediately escalates any sensitive issues according to departmental procedures
- Analyzes data and draw conclusions to meet program health reporting requirements
- Analyzes emerging trends pertaining to regulatory changes, reporting or other departmental functions and provides recommendations to enhance or rectify Compliance - related gaps, issues and enhancements
- Proactively identifies matters requiring additional review, escalation, and liaises with appropriate staff to resolve, as appropriate
Shareholder Accountabilities:
- Contributes to various activities and processes as assigned
- Adheres to enterprise frameworks or methodologies that relate to activities for own business area
- Consistently exercises discretion in managing correspondence, information and all matters of confidentiality; escalates issues where appropriate
- Be knowledgeable of practices and procedures within own area of responsibility and keeps abreast of emerging trends for own functional area
- Protects the interests of the organization – identifies and manages risks, and escalates non-standard, high risk activities as necessary
- Conducts internal and external research projects; supports the development/delivery of presentations/communications to management or broader audience
- Conducts reporting and/or meaningful analysis at the functional or enterprise level using results to draw conclusions, makes recommendations, assesses the effectiveness of programs/policies/practices
- Monitors service, productivity and assesses efficiency levels within own function and implements continuous process/performance improvements where opportunities exists
- Acquires and applies expertise in the discipline, provides guidance, assistance and direction to others
- Identifies, recommends and effectively executes standard practices applicable to the discipline
- Adheres to internal policies/procedures and applicable regulatory guidelines
- Keeps abreast of emerging issues, trends, and evolving regulatory requirements and assesses potential impacts
- Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite
- May lead work streams by acting as a project lead/subject matter expert for small scale projects/initiatives in accordance with project management methodologies
Employee/Team Accountabilities:
- Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues/ points of interest
- Supports the team by continuously enhancing knowledge/expertise in own area and participate in knowledge transfer within the team and business unit
- Keeps current on emerging trends/ developments and grows knowledge of the business, related tools and techniques
- Participates in personal performance management and development activities, including cross trainin
