Senior Adjuster, Property Claims

Heartland Farm Mutual

$68K — $102K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 5-7 years of progressive property claims adjusting experience, especially with large loss claims.
  • Chartered Insurance Professional (CIP) or Fellowship in Insurance (FCIP) preferred.
  • Strong knowledge of construction principles and policy interpretation.
  • Ability to mentor colleagues and manage complex cases independently.
  • Excellent analytical, negotiation, and communication skills.
  • Proficient in claims management systems (Guidewire) and Xactimate.

Responsibilities

  • Lead investigations from initial notice to resolution, ensuring accurate claims handling.
  • Review engineer reports and cost estimates for compliance and accuracy.
  • Provide mentorship and technical resource support to team members.
  • Maintain clear communication with insureds, brokers, and vendors throughout the claim process.
  • Participate in catastrophe response and post-event evaluations.
  • Contribute to quality and efficiency improvement initiatives.

Benefits

  • A supportive team environment that emphasizes connection and belonging.
  • Comprehensive total rewards package, including health benefits and a pension plan.
  • Inclusive culture that promotes diversity and equity.
  • Opportunities for career growth through learning and development.
  • Ability to make a meaningful impact on clients during challenging situations.
Full Job Description
Senior Adjuster, Property Claims

The Senior Adjuster, Property Claims, is responsible for the handling of complex and high-severity property claims, including large residential, commercial, and structural losses. Operating within Heartland's Property Core cluster, this role ensures fair, defensible, and timely resolution of claims through advanced technical assessment, vendor oversight, and comprehensive coverage analysis. The Senior Inside Adjuster acts as a technical resource for team members, providing mentorship, quality assurance feedback, and support during CAT surge activity.

What you'll do...
  • Lead file investigations from first notice through resolution, ensuring coverage accuracy, defensibility, and fair outcomes.
  • Review and validate engineer reports, cost consultant estimates, and contractor scopes for accuracy and compliance.
  • Act as a technical resource, providing mentorship, guidance, and file escalation support.
  • Maintain exceptional communication with insureds, brokers, and vendors throughout the claim lifecycle.
  • Participate in catastrophe (CAT) response planning, surge handling, and post-event evaluations.
  • Support continuous improvement initiatives tied to quality, efficiency, and defensibility.


What you'll bring...
  • 5-7 years of progressive property claims adjusting experience, including exposure to large loss or structural claims.
  • Chartered Insurance Professional (CIP) or; Fellowship (FCIP) considered an asset.
  • Strong understanding of construction principles, policy wording interpretation, and technical estimate review.
  • Demonstrated ability to mentor peers and handle high-complexity files with minimal oversight.
  • Excellent analytical, negotiation, and written communication skills.
  • Proficiency in claims management systems (Guidewire), Microsoft Office, and Xactimate.

The salary range for this role is $68,000 - $102,000. The salary for the successful candidate will be determined by various factors including but not limited to an individual's relevant experience, knowledge, skills, along with internal equity, and market considerations.

What's in it for You:
  • A Supportive Team: We're not just a workplace, we're a community. We are small but mighty, we believe in the power of connection, purpose, and belonging.
  • Comprehensive Total Rewards: Enjoy a competitive compensation package made up of base salary and bonus, health and wellness benefits, pension plan, paid time off, and so much more.
  • Inclusive Culture: Work in an environment that embraces diversity, equity, inclusion and belonging.
  • Career Growth & Development: Take advantage of continuous learning opportunities and stretch assignments.
  • Make an Impact: Play a key role in helping customers navigate challenging situations with empathy and expertise.


This job posting is for an existing vacancy within Heartland.

Accommodation is available on request for candidates taking part in all aspects of the selection process.

We do not use artificial intelligence or automated decision-making tools in any part of our hiring process. All applications are reviewed by our Talent Acquisition team to ensure fairness and transparency.

Similar Jobs

More Jobs at Heartland Farm Mutual

More Finance & Insurance Jobs

Find similar Senior Adjuster, Property Claims jobs: