Nationwide Insurance

Senior Actuary, P&C Reserving - General Liability & Umbrella (Remote)

Nationwide Insurance$149K — $262K *
US-Anywhere
+ 2 other locationsRemote
Finance & Insurance
8 - 10 years of experience
Job Overview by Ladders

Qualifications

  • Strong knowledge of P&C actuarial reserving techniques for long-tailed casualty lines such as General Liability and Umbrella.
  • Demonstrated experience leading reserve studies for complex or multi-segment portfolios.
  • Ability to combine quantitative analysis with actuarial judgment under changing data conditions.
  • Proficiency with actuarial tools such as Excel, SQL, R, Python, or SAS; experience in automation and visualization encouraged.
  • FCAS designation is required; relevant P&C actuarial experience in commercial lines is preferred.

Responsibilities

  • Own the design and execution of reserve analyses for General Liability and Umbrella business.
  • Manage reserves using actuarial judgment to evaluate adequacy and key drivers of change.
  • Lead selection and documentation of actuarial methods and assumptions.
  • Assess and address incomplete or changing data with diagnostics and scenario analysis.
  • Monitor emerging experience relating to claims trends and social inflation.
  • Translate actuarial findings into actionable recommendations for cross-departmental teams.
  • Partner with teams to enhance integration between reserving insights and business strategy.

Benefits

  • Comprehensive medical, dental, and vision insurance packages.
  • Life insurance and short/long term disability coverage.
  • Generous paid time off policy starting with a minimum of 18 days annually.
  • 401(k) retirement plan with company match and a pension plan.
  • Business casual work environment.
Full Job Description

Nationwide is hiring a Sr Actuary, P&C Reserving to join the General Liability and Umbrella Reserving team. This group sits within Nationwide’s P&C Commercial Lines and NWAG organization and plays a critical role in supporting profitable growth and long-term financial strength across the enterprise.

This is a high-impact Sr Actuary role, with leadership responsibility, as well as visibility to actuarial and business leadership. It offers the opportunity to own meaningful reserving work, influence decisions across Commercial Lines and NWAG portfolios, and help advance how the organization uses actuarial insight.

Key Responsibilities

  • Own the design, execution, review, and communication of reserve analyses for assigned General Liability and Umbrella business, including quarterly, annual, and ad hoc studies at the line, segment, program, and portfolio levels.
  • Manage a business and grouping of reserves, applying sound actuarial judgment to evaluate reserve adequacy, volatility, uncertainty, and key drivers of change.
  • Lead the selection, application, and documentation of actuarial methods and assumptions
  • Assess incomplete, noisy, or changing data and determine when additional diagnostics, alternative methods, scenario analysis, or management judgment are needed.
  • Monitor and interpret emerging experience, including severity, frequency, claim closure patterns, social inflation, large loss activity, litigation trends, reinsurance changes, exposure shifts, and claims-handling developments.
  • Translate technical findings into clear, actionable recommendations for Commercial Lines, NWAG, Claims, Finance, Risk, Pricing, Underwriting, and Product leaders.
  • Partner with Pricing, Underwriting, and Product teams to strengthen connectivity between reserving insights, rate adequacy, underwriting strategies, and portfolio management.
  • Provide thought leadership on reserving practices, methodologies, assumptions, diagnostics, and emerging casualty trends.
  • Help evolve reserving tools, data, and processes by partnering with Actuarial Modernization, Data, and Technology teams to improve automation, reproducibility, controls, and visualization.

Qualifications

  • Strong knowledge of P&C actuarial reserving techniques, particularly for long-tailed casualty lines such as General Liability and Umbrella.
  • Demonstrated experience leading reserve studies and evaluating the adequacy of reserves for complex or multi-segment portfolios.
  • Ability to combine quantitative analysis with actuarial judgment when data is incomplete, volatile, or affected by changing business conditions.
  • Proficiency with actuarial and data tools such as Excel, SQL, R, Python, SAS, Arius, or similar platforms; experience with automation, reproducibility, and visualization is valued.
  • Ability to challenge, refine, and clearly document assumptions, methodologies, and recommendations.

Business and Collaboration Skills

  • FCAS designation required
  • P&C actuarial experience in commercial lines, casualty, reserving, or a closely related analytical area; experience with General Liability and Umbrella is a plus.
  • Ability to work directly with business partners and serve as a thought leader on complex actuarial topics.
  • Proven ability to communicate technical concepts clearly to non-actuarial audiences, both in writing and verbally.
  • Strong relationship-building and collaboration skills across Actuarial, Claims, Finance, Risk, Pricing, Product, Underwriting, and Technology.
  • Comfort presenting recommendations, responding to challenge, and influencing decisions with sound actuarial judgment.
  • Demonstrated project leadership, independent ownership, and the ability to navigate a changing environment.

This role is ideal for an experienced actuarial professional who enjoys owning complex reserving work, applying judgment to long-tailed casualty portfolios, and turning actuarial analysis into business insight. The strongest candidates will be technically credible, independently driven, comfortable working with imperfect data, and energized by mentoring others and partnering with leaders across the P&C enterprise.

This role does not qualify for employer sponsored work authorization. Nationwide does not participate in the STEM OPT extension program.  

This position can be staffed remotely for potential applicants with critical industry skills and relevant experience.

#LI-KD1

Job Description Summary

Our Property and Casualty (P&C) Actuarial team members have opportunities to use state-of-the-art tools, are encouraged to innovate and learn to master actuarial methodologies. If this sounds like a place you could thrive, then we want to know more about you!

As a Senior Actuary, you’ll be an expert and will provide leadership direction and oversight for the creation and performance of complex actuarial techniques and procedures and risk analysis. You’ll manage research and direct others to ensure efficient, consistent and integrated data and analysis. We’ll count on you to provide a strategic vision for the team and deliver business recommendations that are crucial to the success of Nationwide and the protection we provide our customers. You’ll work independently and may lead others (directly and/or indirectly).

Job Description

Key Responsibilities:

  • Acts as technical expert of actuarial methodologies allowing the ability to source and manipulate data within standard requirements. Identifies new ways to utilize data driving overall strategic vision.

  • Conducts complex analyses adhering to actuarial standards by selecting appropriate data sources, making assumptions, recognizing considerations, and developing recommendations. Accountable for resolving unreasonable results/non-optimal solutions using experience and professional judgment.  Analysis conducted will be used to influence broad strategic vison of Nationwide.

  • Accurately documents assumptions, methods, sources and considerations in an organized fashion.

  • Creates cohesive presentations and recommendations of actuarial findings that are suitable for technical and non-technical audiences at the OCFO leadership level. May professionally represent company's position with regulators, auditors and external vendors. May negotiate within defined parameters.

  • Responsible for strategic development and oversite of multiple work plans ensuring accurate and timely delivery of product.

  • Strategic leader of peer review process. Responsible for driving collaboration cross functionally, identifies gaps in process, recommends and implements changes as needed to ensure quality work.

  • Builds strategic business relationships at all levels of the organization to drive solution delivery

  • Responsible for identifying skill gaps and developing training materials to develop associates skills for future business needs.

  • Advises on strategic data mining techniques used to identify new relationships in data. Makes recommendations on data and software packages that help drive strategic vision of P&C actuarial and business success.  Has expert knowledge of modeling, predictive modeling, and software applications.

  • Consults and provides expert advice on new or enhanced product development opportunities, including discussions on data needed for analysis, coding implications and opinions of the viability and profitability of proposals.

May perform other responsibilities as assigned.

Reporting Relationships: Reports to Actuarial leader.

Typical Skills and Experiences:

Education: Undergraduate degree in actuarial science, mathematics, statistics, data science or similar background requiring modeling, programming, or quantitative analysis preferred

License/Certification/Designation: Actuarial designation required, generally as an FCAS. PLEASE REFER TO THE NATIONWIDE PROPERTY AND CASUALTY ACTUARIAL DEVELOPMENT PROGRAM FOR ADDITIONAL INFORMATION.

Experience: Generally, eight or more years of actuarial experience.

Knowledge, Abilities and Skills: Expert knowledge of actuarial business functions, statistical methods of analysis, actuarial models, actuarial software and databases; expert knowledge of company operations, products, systems and actuarial methodologies; expert knowledge of company, industry, and regulatory practices. Mastery of Microsoft Office products, analytical software, and programming languages. Proficient level of organizational agility and conflict management. Proficient level of command skills, strategic agility, delegation, motivating others, business perspective and accounting. Mastery level of perspective, problem solving, customer focus, dealing with ambiguity, drive for results, analysis, learning perspective, problem solving, customer focus, dealing with ambiguity, drive for results, analysis, learning.

Other criteria, including leadership skills, competencies and experiences may take precedence.

Staffing exceptions to the above must be approved by the hiring manager’s leader and HR Business Partner.

Values: Regularly and consistently demonstrates the Nationwide Values.

Job Conditions:

Overtime Eligibility: Exempt (Not Eligible)  

Working Conditions: Normal office environment.

ADA: The above statements cover what are generally believed to be principal and essential functions of this job. Specific circumstances may allow or require some people assigned to the job to perform a somewhat different combination of duties.

We currently anticipate accepting applications until 08/30/2026. However, we encourage early submissions, as the posting may close sooner if a strong candidate slate is identified before the deadline.

Benefits

We have an array of benefits to fit your needs, including: medical/dental/vision,life insurance, short and long term disability coverage, paid time off with newly hired associates receiving a minimum of 18 days paid time off each full calendar year pro-rated quarterly based on hire date, nine paid holidays, 8 hours of Lifetime paid time off, 8 hours of Unity Day paid time off, 401(k) with company match, company-paid pension plan, business casual attire, and more. To learn more about the benefits we offer,click here.

This position could be filled within any of the lower 48 U.S. states.

Smoke-Free Iowa Statement: Nationwide Mutual Insurance Company, its affiliates and subsidiaries comply with the Iowa Smokefree Air Act. Smoking is prohibited in all enclosed areas on or around company premises as well as company issued vehicles. The company offers designated smoking areas in which smoking is permitted at each individual location. The Act prohibits retaliation for reporting complaints or violations. For more information on the Iowa Smokefree Air Act, individuals may contact the Smokefree Air Act Helpline at [redacted].


For NY residents please review the following state law information: Notice of Employee Rights, Protections, and Obligations LS740 (ny.gov) https://dol.ny.gov/system/files/documents/2022/02/ls740_1.pdf

NOTE TO EMPLOYMENT AGENCIES:

We value the partnerships we have built with our preferred vendors. Nationwide does not accept unsolicited resumes from employment agencies. All resumes submitted by employment agencies directly to any Nationwide employee or hiring manager in any form without a signed Nationwide Client Services Agreement on file and search engagement for that position will be deemed un

About Nationwide Insurance

Nationwide Mutual Insurance Company & Affiliated Companies is a group of large U.S. insurance and financial services companies based in Columbus, Ohio. Nationwide has grown from a small mutual auto insurer owned by policyholders to one of the largest insurance and financial services companies in the world, with more than $158 billion in statutory assets.

Nationwide Insurance Careers

Join the Nationwide Insurance team today and be part of a company that values innovation, leadership, and diversity. As one of the leading insurance and financial services providers, Nationwide offers unparalleled job opportunities that foster professional growth and development. Work You’ll Do At Nationwide Insurance, you’ll contribute to projects that impact lives and help communities thrive. You’ll work alongside a team of experts dedicated to upholding the highest standards in insurance and financial services. Our culture is built on a foundation of respect and integrity, driving us to achieve excellence in everything we do. Nationwide Insurance is not just about insurance; it’s about fostering an environment of continuous growth and innovation. With a variety of career paths available, from customer service to claims management, each position offers the chance to make a significant impact. Join Our Market-Leading Team Nationwide Insurance is home to some of the most dedicated professionals in the industry. Our team benefits from leadership that is committed to personal and professional development, ensuring that every employee has the opportunity for career advancement and skill enhancement. Innovate with Us Embrace the opportunity to work on groundbreaking projects that set industry standards. Nationwide’s commitment to innovation means constantly seeking out new ways to improve our services and processes, benefiting both our customers and our team members. Internship and Employment Opportunities Start your career with Nationwide Insurance through our internship programs or dive straight into a fulfilling career with vast employment opportunities. We are looking for passionate, curious, and driven individuals ready to make a difference in the insurance industry. Diversity and Inclusion At Nationwide, diversity and inclusion are more than just words—they are principles guiding how we build our teams, cultivate leaders, and create a company that’s the right fit for every person inside of it. We offer diversity training and resources that promote an inclusive workplace. Benefits and Culture Nationwide Insurance is committed to supporting our team members’ well-being both inside and outside of work. Our benefits package includes comprehensive health care, retirement plans, and generous paid time off. More than just benefits, our company culture encourages networking, mentorship, and community involvement. Career Development Invest in your future with Nationwide Insurance’s career development programs. From resume and interview workshops to advanced leadership training, we provide the tools to help you succeed and advance within the company. Stay Connected Join Our Team Explore the various positions available at Nationwide Insurance that match your skills and interests. We are continuously hiring and looking for new talent to join our professional network. Keep Up to Date Stay informed with career tips, insider perspectives, and industry-leading insights—all from the people who work at Nationwide Insurance. Job Alert Emails Customize your subscription to receive job alerts and the latest news tailored to your preferences. Discover the exciting and rewarding career opportunities that await at Nationwide Insurance. Join Nationwide Insurance today and be part of a team that is dedicated to making a difference in the lives of our customers and communities.
Learn more about Nationwide Insurance
Size
28,000 employees
Industry
Founded
1925

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