Risk & Underwriting Lead Analyst - HYBRID - Evernorth

Cigna

$85K — $110K *
Healthcare
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • BS in Economics, Statistics, Finance, or related quantitative field; MBA is a plus.
  • 2+ years of financial/analytical experience, preferably in underwriting.
  • Experience in PBM, Managed Care, Healthcare, or Pharmaceutical domains is preferred.
  • Strong interpersonal and presentation capabilities.
  • Proficient in quantitative and analytical skills; financial modeling knowledge is a plus.
  • Excellent PC proficiency.
  • Strong written and verbal communication abilities.
  • Self-starter with capacity to manage multiple projects at once.

Responsibilities

  • Develop specialty pricing strategies and underwriting offers to attract and retain clients while maximizing profitability.
  • Conduct analytical, quantitative, and financial modeling for diverse client lines, including Commercial Employer Groups and Medicare, presenting findings to leadership.
  • Collaborate with Sales and Account Management to analyze client renewals and new sales opportunities.
  • Support Senior Leadership in business management through analysis of margin and performance drivers.
  • Negotiate client contracts ensuring compliance with financial terms and pricing guarantees.
  • Participate in internal department and company projects as required.
  • Enhance existing best practices for client support and financial modeling.

Benefits

  • Hybrid work environment with onsite presence required in St. Louis, MO.
  • Participation in team and company projects.
  • Opportunities for professional development and skills enhancement.
Full Job Description

This is a HYBRID position with on-site presence in St. Louis, MO

Only local candidates will be considered

POSITION SUMMARY

The Risk & Underwriting Lead Analyst for specialty pricing will support financial analyses and consultation of Express Scripts clients. This will include analytical, quantitative, and financial cost modeling assistance in support of Account Management and clients. On-going management of a client’s contract to ensure compliance with financial terms. Develop pricing for client renewals and prospects from P&L modeling to overseeing execution of client contract. Manage client profitability to targets and guidelines. Respond to RFP financial requests. Work with Sales and Account Management in creating pricing strategies. Assist in the presentation and negotiation of client deals.


ESSENTIAL FUNCTIONS

  • Develop specialty pricing strategy and underwrite offers to win and retain clients while also maximizing profitability.

  • Conduct analytical, quantitative, and financial cost modeling for clients with varying lines of business including Commercial Employer Groups, Medicare Part D, Medicaid and Health Care Exchange and present to leadership.

  • Work with Sales and Account Management to review, strategize and analyze client renewal and new sales opportunities.

  • Support Senior Leadership in business management through understanding margin and performance drivers.

  • Negotiate and manage the set-up of a client’s contract to ensure compliance with financial terms and pricing guarantees.

  • Participate in department and company projects.

  • Develop and improve existing best practices for client support and financial modeling.

QUALIFICATIONS

  • BS in Economics, Statistics, Finance or other quantitative area; MBA a plus.

  • 2+ years of relevant financial/analytical experience - underwriting preferred.

  • PBM / Managed Care / Healthcare / Pharmaceutical experience preferred.

  • Strong interpersonal and presentation skills.

  • Excellent quantitative and analytical skills, financial modeling skills a plus.

  • Excellent PC skills.

  • Strong written/verbal communication skills.

  • Self-starter; able to work on multiple projects simultaneously.


If you will be working at home occasionally or permanently, the internet connection must be obtained through a cable broadband or fiber optic internet service provider with speeds of at least 10Mbps download/5Mbps upload.

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