Risk Underwriter

Coface

$80K — $95K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree in Business Administration or similar field; MBA preferred.
  • Minimum 3 years' experience in financial analysis.
  • Familiarity with the credit insurance industry is advantageous.
  • Strong ability to analyze diverse data sources, including financial statements and economic reports.
  • Excellent relationship-building and communication skills.

Responsibilities

  • Conduct financial analysis using sectorial and macroeconomic knowledge.
  • Approve credit limits based on established policies.
  • Monitor portfolio performance proactively to mitigate risks.
  • Explain and communicate credit decisions to policyholders.
  • Assist Commercial Team in retaining and developing client relationships.
  • Liaise with Coface entities in various countries.
  • Conduct industry reviews to inform underwriting decisions.

Benefits

  • Collaborative team environment fostering professional growth.
  • Opportunities for networking at industry events and conferences.
  • Involvement in proactive portfolio management and client interaction.
Full Job Description
THE JOB

As a member of the US Risk Underwriting team you will be expected to perform the following:
  • Realize counterpart's financial analysis based on information provided by our infoline and on your sectorial and macroeconomic knowledge.
  • Approve credit limits with your individual delegation taking into account policies characteristics.
  • Closely and proactively monitor the portfolio in order to mitigate losses.
  • Inform and explain credit decisions to policyholders.
  • Support the Commercial Team to retain existing business and develop new client relationship.
  • Liaison/coordination with Coface entities in other countries.
  • Perform industry reviews.

The individual in this position is expected to develop relationships with credit managers and Brokers and to liaise with Commercial, Information, Organization and Claims employees as needed to achieve regional and group objectives. You may represent the company in different occasions: visit clients, prospects, brokers, participate to industry events, conferences.

THE CANDIDATE

You have strong relationship and communication skills in addition to a good team spirit. To be considered you must possess the following:
  • Bachelor's degree in Business Administration or any other discipline with financial, economical, insurance focus. Four-year College degree in Finance and MBA is preferred.
  • Minimum 3 years in a financial analysis role. Working knowledge of credit insurance industry is a plus.
  • Ability to gather and analyze information from various external/internal sources: financial statements, sector and country economic reports, other departments' data, etc.

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