Position Overview

We are seeking a SeniorAssociate – Risk Advisory to join our Financial Services Group (FSG). Our team serves a diverse portfolio of financial institutions and provides independent, risk-based assurance and advisory services across a wide range of fintech and banking operations. In this role, you will take on increased responsibility in leading internal audit engagements, supervising staff, and ensuring the timely delivery of high-quality advisory services to fintechs and financial institutions.

The Senior Associate role is designed for professionals who have developed a foundation in audit or banking operations and are ready to contribute to engagement execution, client management, and team development. You will play a key role in maintaining engagement quality standards while mentoring junior staff and supporting efficient project delivery.

Responsibilities

As a Senior Associate, you will lead portions of engagements and provide oversight to associates while continuing to perform hands-on audit work. Responsibilities include:

• Execute and lead internal audit engagements across key banking and fintech functions, including:
  • Accounting
  • Loan operations and credit administration
  • Deposit operations
  • ACH and electronic payments
  • Wire transfers
  • Accounting and financial reporting
  • Human resources and payroll
  • Enterprise Risk Management (ERM)
  • Model Risk Management (MRM)
  • Investment and treasury operations
  • Bank Secrecy Act/Anti-Money Laundering
  • Compliance Management System
• Plan and coordinate audit testing activities, including walkthroughs, control testing, and substantive procedures.
• Evaluate the design and operating effectiveness of internal controls and identify risks, control deficiencies, and process improvement opportunities.
• Review associate workpapers, ensuring accuracy, completeness, and adherence to firm audit methodology and quality standards.
• Ensure engagements are completed on schedule and within scope by actively monitoring project timelines, deliverables, and resource needs.
• Provide day-to-day guidance, coaching, and mentoring to Associates, including training on audit procedures, documentation standards, and banking concepts.
• Assist in the development of associates by providing constructive feedback and supporting skill progression.
• Prepare and review audit reports, including observations, root cause analysis, and actionable recommendations.
• Support communication with clients, including leading portions of meetings, discussing audit findings, and responding to inquiries.
• Assist managers and senior leadership in engagement planning, risk assessments, and scoping activities.
• Contribute to continuous improvement of audit processes, methodologies, and internal tools.
• Support multiple concurrent engagements while maintaining high-quality work and attention to detail.
• Perform other duties as assigned.

Required Qualifications:

• Bachelor’s degree in accounting, finance, business administration, or a related field; or an equivalent combination of education and relevant experience.
• 3+ years of experience in internal audit, external audit, banking operations, fintech operations, risk management, or related fields.
• Strong understanding of:
  • Fintech operations and regulatory framework
  • Banking operations and regulatory expectations
  • Internal control frameworks (e.g., COSO)
  • Audit methodologies and risk assessment techniques
• Demonstrated ability to review work, identify issues, and ensure quality deliverables.
• Strong analytical and problem-solving skills with high attention to detail.
• Effective written and verbal communication skills, including ability to convey complex concepts clearly.
• Ability to manage multiple priorities and meet deadlines in a fast-paced environment.
• Proven ability to work both independently and collaboratively within a team environment.

Desired Qualifications:

• Prior experience leading or supervising individuals in a fintech, banking, or professional services environment.
• Familiarity with banking regulations and regulatory expectations (e.g., FDIC, OCC, Federal Reserve, NCUA).
• Experience reviewing workpapers and ensuring adherence to audit standards (e.g., IIA Standards).
• Progress toward or attainment of a professional certification such as CPA, CIA, CISA, or CAMS.
• Demonstrated interest in developing leadership and mentoring skills.

Why This Role:

This role provides the opportunity to expand your technical audit expertise while developing leadership and project management skills. You will play a critical role in delivering high-quality audit services, mentoring junior staff, and helping financial institutions strengthen their risk management and control environments.