We offer a competitive salary and a comprehensive benefits package, including health coverage, a generous 401(k), pension plan, wellness programs, and a hybrid work model for eligible employees.
Role Overview of a Reunderwriting Manager: The Reunderwriting Manager leads a centralized reunderwriting function responsible for evaluating and managing in-force policy risk across auto, home, and farm lines of business. This role establishes a unified approach to risk review, inspection, and loss control activities.
The manager will build and lead a team of reunderwriters, field reunderwriters, and inspection specialists, ensuring consistent application of underwriting standards, proactive identification of risk issues, and effective mitigation strategies. This includes developing a formal field reunderwriting capability and integrating inspection insights into underwriting decision-making to improve profitability, risk selection, and portfolio performance.
Responsibilities- Demonstrates the Company's mission, while successfully performing its core values related to integrity, service, excellence, stability, strength, respect, and teamwork.
- Regular and timely attendance in the office is an essential function of the position.
Leadership & Team Management- Lead, develop, and manage a centralized reunderwriting team, including desk and field roles.
- Establish clear workflows, performance expectations, and KPIs to ensure quality and productivity.
- Coach and mentor staff while managing hiring, performance, and capacity planning.
Reunderwriting Strategy & Execution- Develop and implement a unified reunderwriting strategy across all personal lines.
- Oversee in-force policy reviews to identify risk issues, exposure concentrations, and profitability concerns.
- Lead targeted reunderwriting initiatives and ensure consistent application of guidelines and procedures.
Field Reunderwriting & Risk Assessment- Establish and oversee field reunderwriting and inspection capabilities.
- Integrate inspection findings and loss control insights into underwriting decisions.
- Ensure accurate valuation practices, including Insurance-To-Value (ITV), for dwellings, buildings, and equipment.
Quality Assurance & Governance- Implement audit and quality review processes across reunderwriting activities.
- Conduct file audits, field reviews, and agency evaluations to ensure adherence to standards.
- Oversee data integrity, support system, and data cleanup initiatives.
Collaboration & Business Impact- Partner with Claims, Product, Analytics, and Agency teams to identify trends and improve risk quality.
- Provide insights to support underwriting guidelines, pricing, and product decisions.
- Support agency relationships through audit feedback and risk improvement initiatives.
Operational Effectiveness- Drive process improvements, standardization, and scalability across a previously decentralized model.
- Monitor performance metrics and reporting to improve efficiency and outcomes.
- Lead change management efforts associated with the centralized reunderwriting function.
Administrative Responsibilities- Conduct performance reviews, manage scheduling and team communications, and address escalations.
- Perform additional duties as needed to support departmental and organizational goals.
Skills and Qualifications:- Bachelor's degree required; equivalent experience considered.
- 7+ years of underwriting, reunderwriting, or related insurance experience in personal lines.
- Proven leadership experience with the ability to build, develop, and manage high-performing teams.
- Strong underwriting and risk assessment expertise, including analysis of loss trends and portfolio performance.
- Experience with or knowledge of property inspections, field underwriting, loss control, and ITV concepts preferred.
- Experience leading process improvement, transformation, or centralization initiatives strongly preferred.
- Proficiency with Guidewire or similar policy administration systems.
- Professional designations (e.g., CPCU, ARM, AIC) or progress toward completion a plus.
- Strong communication, collaboration, and influencing skills across cross-functional stakeholders.
- Demonstrated ability to manage multiple priorities, drive change, and translate data into actionable insights.
