Position Summary
The Property Insurance Broker is responsible for structuring, marketing, and placing commercial property programs for mid-market and large accounts, including shared and layered towers. Working alongside senior brokers and analysts, this role owns the technical execution of the placement lifecycle - from submission development and market negotiation to binding, policy checking, and delivery - while building direct relationships across the US, London, Bermuda, E&S markets.
Key Responsibilities
• Structure and place commercial property programs, including single-carrier, quota-share, shared / layered, for real estate, hospitality, industrial, manufacturing or municipal accounts.
• Develop complete market submissions: SOV preparation and scrubbing, exposure narratives, loss overview, coverage specifications and policy forms.
• Market and negotiate terms directly with US domestic carriers, London and Bermuda markets, E&S / wholesale markets, and reinsurance markets as appropriate.
• Analyze and compare carrier and broker (manuscript) policy forms, identifying coverage gaps, non-concurrency, and differences in conditions across a layered program.
• Run and interpret catastrophe modeling output (RMS / Moody's and AIR / Verisk) to inform program structure, retentions, limits, and pricing strategy.
• Build and present program options, pricing, and quote comparisons to account teams and clients.
• Manage the binding process, policy issuance against quoted terms, and resolve discrepancies to reduce E&O exposure.
• Contribute to renewal strategy, supplemental information requests, and carrier question responses on assigned accounts.
Required Qualifications
• 6+ years of commercial property brokerage, wholesale, or property underwriting experience.
• Active P&C license
• Demonstrated experience placing large property programs, including shared and layered structures.
• Working knowledge of carrier and broker policy forms and manuscript wording.
• Direct working experience with US, London, Bermuda, and E&S markets; exposure to reinsurance placements.
• Familiarity with RMS and AIR catastrophe modeling and the ability to interpret output for program decisions.
Core Competencies
• Technical broking accuracy and attention to detail (E&O discipline).
• Negotiation and market relationship management.
• Client-ready written and verbal communication.
• Time management across concurrent renewals and deadlines.
The anticipated posting timeline for this opportunity is 09/04/2026-10/04/2026.
Salary Range
$75,000-$150,000 USD
Compensation & Benefits
Being a part of IMA has its benefits. When you become part of the IMA family, you become eligible to take part in our valuable benefits and rewards package designed to benefit you, your family, and your life. Our plans are cost-effective, convenient and provide progressive ways for staying healthy, protecting loved ones, pursuing financial security and living a full and balanced life. This role is eligible for the following:
Annual Performance Bonus, Stock Purchase, Medical Plans, Prescription Drugs, Dental, Vision, Family Assistance Program, FSA, HSA, Pre-Tax Parking Plan, 401(k), Life/AD&D, Accident, Critical Illness, Hospital Indemnity, Long Term Care, Short-term Disability, Long-term Disability, Business Travel Accident, Identity Theft, Paid Time Off, Flexible Work Options, Paid Holidays, Sabbatical, Gift Matching, Well-Being Stipend, Personal and Professional Development. In addition to our robust benefits package, the final offer amounts will depend on a variety of factors, including the candidate's geographic location, prior relevant experience, and their knowledge, skills, and abilities.
*These benefits do not apply to internship roles.
