Tata Consultancy Services

Product Owner

Tata Consultancy Services$100K — $130K *
Finance & Insurance
8 - 10 years of experience
Job Overview by Ladders

Qualifications

  • 10+ years of product management or ownership experience
  • 8+ years in business analysis or product ownership
  • 5+ years in payments or transaction processing
  • Experience in Agile/Scrum methodologies
  • Strong understanding of banking/payment systems including ACH and Wires
  • Knowledge of risk and compliance in payments
  • Excellent stakeholder management and communication skills

Responsibilities

  • Create and prioritize the product backlog including epics, features, and user stories
  • Write clear user stories with acceptance criteria
  • Balance regulatory requirements with tech debt and feature development
  • Ensure readiness of backlog for sprint planning
  • Collaborate with Scrum Masters and engineering teams for Agile delivery
  • Participate in sprint planning, reviews, and retrospectives
  • Evaluate completed work against acceptance criteria

Benefits

  • Annual discretionary incentive
  • Comprehensive medical, dental, and vision coverage
  • Maternal and parental leave support
  • Insurance options including auto and home
  • Commuter benefits and training reimbursement
  • Generous time off including vacation and sick leave
  • Legal and financial assistance programs
Full Job Description
Must Have Technical/Functional Skills

Primary Skill: Product Owner

Secondary: Agile

Experience: Minimum 10 years

Roles & Responsibilities
• 8+ years of experience in product management, business analysis, or product ownership.
• 5+ years of hands-on experience in payments or transaction processing systems.
• Experience working in Agile / Scrum environments.
• Create, refine, and prioritize the product backlog, including epics, features, user stories, and enablers.
• Write clear, testable user stories with acceptance criteria.
• Balance priorities across regulatory mandates, tech debt, resiliency, and new feature development.
• Ensure backlog readiness for sprint planning.
• Partner with Scrum Masters and engineering teams to ensure efficient Agile delivery.
• Participate in sprint planning, reviews, demos, and retrospectives.
• Accept or reject completed work based on defined acceptance criteria and quality standards.
• Strong understanding of banking or payments systems (ACH, Wires, RTP, Cards, Cross-Border Payments).
• Knowledge of risk, compliance, and regulatory impacts on payments.
• Ability to collaborate effectively with engineering and architecture teams.
• Understanding of APIs, integration patterns, microservices, and data flows (functional level).
• Strong analytical skills to evaluate data, trends, and product performance metrics.
• Excellent communication and stakeholder management skills.
• Strong decision-making and prioritization capabilities.
• Ability to operate in a fast-paced, highly regulated environment.

TCS Employee Benefits Summary:

Discretionary Annual Incentive.

Comprehensive Medical Coverage: Medical & Health, Dental & Vision, Disability Planning & Insurance, Pet Insurance Plans.

Family Support: Maternal & Parental Leaves.

Insurance Options: Auto & Home Insurance, Identity Theft Protection.

Convenience & Professional Growth: Commuter Benefits & Certification & Training Reimbursement.

Time Off: Vacation, Time Off, Sick Leave & Holidays.

Legal & Financial Assistance: Legal Assistance, 401K Plan, Performance Bonus, College Fund, Student Loan Refinancing.

Salary Range: $100,000- 130,000 a year

About Tata Consultancy Services

Tata Consultancy Services (TCS) is an Indian multinational information technology (IT) services and consulting company, headquartered in Mumbai, Maharashtra, India. It is a subsidiary of Tata Group and operates in 149 locations across 46 countries. TCS is the largest Indian company by market capitalization and is ranked 11th on the Forbes Global 2000 list of the world's biggest public companies. TCS is also the second-largest IT services company in the world by revenue and the largest employer of women in India. The company provides services in areas including IT, consulting, and business solutions.
Learn more about Tata Consultancy Services
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469,261 employees
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