ABOUT THE ROLE:We're looking for a Product Manager to own lender integrations and consumer funnel optimization for Splash's personal loan product. You'll report to the Senior PM for Credit & Risk and work at the intersection of marketplace infrastructure and consumer experience-building experiences that directly impact approval rates, funded volume, and lender partner satisfaction.
This isn't a support role. You'll own your domains end to end: collaborating on strategy, writing requirements, partnering with engineering squads, and using data (and increasingly, AI-powered tooling) to move faster and make better decisions.
WHAT YOU'LL DO AT SPLASH:- Own the onboarding of new lender partners to the risk and credit space, from scoping integrations to go-live
- Improve how borrower demand is matched and allocated across lender supply, and manage the integration pipeline cross-functionally
- Put borrowers first- build improvements to the customer's offer experience
- Run experiments and funnel optimizations, partnering with design on research and A/B testing to improve conversion
- Use AI tools to accelerate your own workflow-drafting documents, synthesizing research, analyzing data, and automating repetitive tasks
- Partner with data science to translate model outputs into product experiences optimized for our lenders and our borrowers.
WHAT YOU'LL BRING TO SPLASH:- 3-4 years of product management experience, with at least 2 years in fintech, lending, or financial services
- Experience building consumer-facing and/or B2B2C products in a marketplace or platform environment
- Strong technical fluency-comfortable reading API documentation, writing SQL, and partnering with backend engineers on integration work
- Demonstrated ability to own a product area end to end: discovery, requirements, delivery, and iteration
- Data-driven decision-making with experience running experiments, analyzing funnels, and defining success metrics
- Familiarity with credit and lending concepts (underwriting, DTI, credit pulls, lender operations) or ability to ramp quickly
- Proficiency with AI-powered productivity tools (e.g., Claude, ChatGPT, Copilot, Cursor) to accelerate research, analysis, and documentation
NICE TO HAVES:- Experience with lender or partner integrations (APIs, file-based, co-branded flows)
- Background in credit unions, community banking, or lending marketplaces
- Exposure to ML-based underwriting, or credit models
- Experience building or consuming AI/ML features in a product context (not just using AI tools)
- Experience with decision engine technologies.
COMPENSATION:The base salary range for this role is $100,000 to $145,000 annually, based on market data and internal compensation practices. Final compensation will be determined by factors such as location, experience, and skill level.
SPLASHERS ENJOY:- Fully remote work freedom (for most roles)
- Competitive salary packages
- Flexible PTO + 9 company holidays
- Equity: Share in our start-up success
- Comprehensive and affordable insurance benefits
- Paid parental leave for both caregivers
- Essential modern equipment to get the job done
- Fully paid Claude subscription to supercharge your work
- 401(k) for your future savings
- Quarterly meet-ups: In person & virtual fun
- Awesome Splash swag to flaunt your team spirit
