JP Morgan Chase & Co.

Product Manager - Payments - Vice President

JP Morgan Chase & Co.$130K — $180K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 5+ years of product management experience or related expertise.
  • Advanced knowledge of product development life cycle and data analytics.
  • Proven ability to lead product life cycle activities from ideation to value management.
  • Strong analytical skills for developing business cases and defining success metrics.
  • Deep understanding of payment processing concepts and their operational impacts.
  • Excellent communication skills for engaging with diverse stakeholders.

Responsibilities

  • Develop product strategies that deliver significant customer value.
  • Manage market research to shape product roadmaps based on customer needs.
  • Own and prioritize a product backlog aligned with strategic goals.
  • Define and track key product success metrics, including cost and reliability.
  • Collaborate with stakeholders to enhance the ChaseNet value proposition.
  • Lead the process of translating product concepts into operational requirements.
  • Coordinate cross-functional delivery to ensure viable, market-ready solutions.

Benefits

  • Dynamic work environment promoting innovation and impact.
  • Collaboration with cross-functional teams to drive product excellence.
  • Focus on scalable, resilient, and high-quality product offerings.
Full Job Description
JOB DESCRIPTION

You enjoy shaping the future of product innovation as a core leader, driving value for customers, guiding successful launches, and exceeding expectations. Join our dynamic team and make a meaningful impact by delivering high-quality products that resonate with clients.


As a Product Manager in ChaseNet you are an integral part of the team that innovates new product offerings and leads the end-to-end product life cycle. As a core leader, you are responsible for acting as the voice of the customer and developing profitable products that provide customer value. Utilizing your deep understanding of how to get a product off the ground, you guide the successful launch of products, gather crucial feedback, and ensure top-tier client experiences. With a strong commitment to scalability, resiliency, and stability, you collaborate closely with cross-functional teams to deliver high-quality products that exceed customer expectations. You will focus in partnering across Consumer and Community Banking, Merchant Services, Technology, and key control functions to strengthen the ChaseNet value proposition through targeted, data-driven enhancements that improve authorization performance, reduce fraud and dispute friction, and create differentiated merchant value.

ChaseNet is a customized, end-to-end closed-loop payment processing platform designed to simplify payment acceptance for Chase-issued Visa credit, signature debit, and PIN debit cards. Through a partnership with Visa, ChaseNet leverages Visa’s infrastructure for processing Chase-issued Visa credit and signature debit transactions while enabling differentiated capabilities and performance improvements for merchants and customers.

 

Job responsibilities  

 

  • Develop a product strategy and product vision that delivers value to customers

  • Manages discovery efforts and market research to uncover customer solutions and integrate them into the product roadmap

  • Owns and maintains a product backlog that enables development to support the overall strategic roadmap and value proposition

  • Build the framework and tracks the product's key success metrics such as cost, feature and functionality, risk posture, and reliability

  • Drive the ChaseNet product roadmap and execution plan, aligning strategic priorities to sequenced technology releases and measurable business outcomes.

  • Partner with Consumer and Community Banking and Payments stakeholders to leverage issuer and processing data to design and deliver enhancements to the ChaseNet value proposition, including reducing friction and costs.

  • Lead discovery and ideation to define product features, articulate the customer and operational problem statements, and translate concepts into clear requirements, acceptance criteria, and delivery milestones.

  • Serve as the primary product interface to Technology teams, managing backlog prioritization, writing high-quality user stories, and driving delivery execution through agile ceremonies and disciplined release management.

  • Drive cross-functional delivery coordination across Fraud/Risk, Disputes/Operations, Legal/Compliance, and Commercialization to ensure solutions are operationally viable, controlled, and ready for market adoption.

  • Quantify and communicate business cases for priority initiatives, including market sizing, pricing and economics, cost-to-serve impacts, and performance improvement potential, and use data to track realized value post-launch.

 

Required qualifications, capabilities, and skills 

 

  • 5+ years of experience or equivalent expertise in product management or a relevant domain area

  • Advanced knowledge of the product development life cycle, design, and data analytics

  • Proven ability to lead product life cycle activities including discovery, ideation, strategic development, requirements definition, and value management

  • Proven product ownership experience leading end-to-end technology delivery, from discovery, release execution and post-launch performance management.

  • Deep understanding of payments processing concepts, including authorization flows, fraud controls, disputes/chargebacks, and operational impacts on merchants and cardholders.

  • Demonstrated ability to lead through influence across complex stakeholder groups, including product, technology, operations, risk, and commercial teams, with experience engaging senior leaders.

  • Strong analytical capability to develop business cases, define success metrics, and use data to prioritize work and validate outcomes.

  • Excellent written and verbal communication skills, with the ability to translate between business objectives and technical implementation detail. Demonstrate executive-ready communication, facilitation of cross-functional decision forums, conflict resolution, and influencing without direct authority.

  • Experience with delivery tooling: JIRA (or equivalent work management tools) and documentation practices suitable for technology delivery and auditability.

  • Agile delivery and product management: Scrum, backlog management, user stories and acceptance criteria, release planning, stakeholder management.

  • Process and operating model design: mapping complex end-to-end flows, identifying control points, and designing scalable operational handoffs.

 

 

Preferred qualifications, capabilities, and skills 

 

  • Demonstrated prior experience working in a highly matrixed, complex organization
  • Experience working on issuer-acquirer ecosystem initiatives, including use of issuer data to improve authorization outcomes and fraud performance.

  • Experience designing dispute and operational efficiency improvements, including reduction of friction and cost in dispute processes.

  • Familiarity with card-linked offers or merchant engagement platforms that enable targeted access to cardholders.

  • Background partnering with control functions (Risk, Compliance, Legal) to deliver controlled product changes in regulated environments.


 

About JP Morgan Chase & Co.

JP Morgan Chase & Co. stands at the forefront of the global financial services industry. They offer an expansive array of products and services to a diverse clientele, including individuals, corporations, governments, and institutions. Ever since the merger of J.P. Morgan & Co. and Chase Manhattan Corporation in 2000, this industry-leading entity has become renowned for its comprehensive portfolio encompassing consumer and community banking, corporate and investment banking, commercial banking, as well as asset and wealth management. Headquartered in the vibrant city of New York, JP Morgan Chase & Co. boasts a formidable presence across over 100 countries worldwide.

Unveiling Employment Opportunities at JP Morgan Chase & Co.

Vacancies and Hiring Initiatives

JP Morgan Chase & Co. is continuously on the lookout for talented individuals eager to contribute to its legacy of excellence. The company's recruitment efforts are geared towards identifying candidates with the right blend of skills and qualifications to drive forward its various business segments. Whether you are a seasoned professional or a recent graduate, JP Morgan Chase offers a plethora of job openings across multiple disciplines.

High-Demand Positions

Among the myriad of roles, certain positions stand out for their attractive compensation packages and career advancement prospects. Notably, high-paying jobs at JP Morgan Chase & Co. include Relationship Manager, Branch Manager, and Software Engineer. These roles are critical to the firm's operations and offer lucrative opportunities for those with the requisite expertise.

Navigating the Job Market at JP Morgan Chase & Co.

Leveraging Job Portals and Job Alerts

For job seekers aiming to tap into the opportunities at JP Morgan Chase, staying updated through job portals and subscribing to job alerts is crucial. These tools can provide timely information about job openings, job fairs, and recruitment events, enabling candidates to apply promptly and prepare adequately for interviews.

Preparing Your Job Application

Your job application, comprising your resume and cover letter, is your ticket to securing an interview at JP Morgan Chase. Highlight your qualifications, skills, and experiences that align with the job listing, ensuring you stand out in the competitive job market.

Acing the Interview

Preparation is key to succeeding in your interview with JP Morgan Chase. Familiarize yourself with the company's business segments, values, and recent achievements. Demonstrating how your background and aspirations match the company's goals can significantly increase your chances of employment. A World of Job Opportunites in the Financial Services Industry JP Morgan Chase & Co. offers a world of job opportunities for those seeking to make their mark in the financial services industry. With competitive salaries, comprehensive benefits, and endless possibilities for growth, positions at JP Morgan Chase are highly coveted. By staying informed through job sites, tailoring your applications, and preparing thoroughly for interviews, you can enhance your prospects of joining the esteemed ranks of JP Morgan Chase employees. Explore the job board, seize the job opportunities, and embark on a rewarding career journey with one of the world's leading financial institutions.
Learn more about JP Morgan Chase & Co.
Size
661 employees
Market Cap
$384.5 billion
Industry
Net Income
$29.1 billion
Founded
1823
5 Year Trend
+0.7%
Revenue
$261.5 million
NASDAQ

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